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Original filing (PDF)20251003101552NAL0001260369001
CLEARPATH WORKFORCE MANAGEMENT, INC
Form 5500
FILING_RECEIVED
CLEARPATH WORKFORCE MANAGEMENT 401(K) PLAN
401(k) retirement plan
Signals · 1
~76 bps in Sched C fees
Active participants
418
Accounts w/ balance
1,386
Plan assets (EOY)
$5.7M
Net assets (EOY)
$5.7M
How this plan invests
This plan
39 pooled trusts
Schedule D
72 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 76 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEARPATH WORKFORCE MANAGEMENT, INC.
Plan sponsor
Name
CLEARPATH WORKFORCE MANAGEMENT, INC
EIN
94-3374899
Address
165 N. MAPLE AVENUE #1930 · MANTECA, CA · 95336
Phone
(209) 239-8700
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
APRIO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA FINANCIAL LIFE INS CO | 36-6071399 | — | RECORDKEEPER | $44K | — |
Investments
33 direct securities · 39 pooled funds· $11.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.6M
33 holdings
Pooled Separate Account
$5.5M
39 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Transamerica TA Vanguard Total Stock Market Index Retirement Fund | — | — | — | $767K | 13.4% | |
| TA VANGUARD TTL STOCK MKT IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 166 | Pooled Separate Account | — | — | $767K | 13.4% | |
| Transamerica Financial Life Ins Co Transamerica LG 2030 BlackRock | — | — | — | $503K | 8.8% | |
| TRANSAMERICA LG 2030 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 674 | Pooled Separate Account | — | — | $503K | 8.8% | |
| Transamerica Financial Life Ins Co Transamerica LG 2050 BlackRock | — | — | — | $495K | 8.7% | |
| TRANSAMERICA LG 2050 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 678 | Pooled Separate Account | — | — | $495K | 8.7% | |
| Transamerica LifeGoal 2040 with BlackRock Retirement Account Fund | — | — | — | $420K | 7.3% | |
| TRANSAMERICA LG 2040 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 676 | Pooled Separate Account | — | — | $420K | 7.3% | |
| Transamerica LifeGoal 2045 with BlackRock Retirement Account Fund | — | — | — | $400K | 7.0% | |
| TRANSAMERICA LG 2045 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 677 | Pooled Separate Account | — | — | $400K | 7.0% | |
| Transamerica LifeGoal 2055 with BlackRock Retirement Account Fund | — | — | — | $378K | 6.6% | |
| TRANSAMERICA LG 2055 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 679 | Pooled Separate Account | — | — | $378K | 6.6% | |
| Transamerica Financial Life Ins Co Transamerica LG 2025 BlackRock | — | — | — | $364K | 6.4% | |
| TRANSAMERICA LG 2025 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 673 | Pooled Separate Account | — | — | $364K | 6.4% | |
| Transamerica Financial Life Ins Co Transamerica LG 2060 BlackRock | — | — | — | $344K | 6.0% | |
| TRANSAMERICA LG 2060 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 818 | Pooled Separate Account | — | — | $344K | 6.0% | |
| Transamerica American Funds Growth Fund of America Retirement Fund | — | — | — | $342K | 6.0% | |
| AMERICAN FDS GR FD OF AMER RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 246 | Pooled Separate Account | — | — | $342K | 6.0% | |
| Transamerica Financial Life Ins Co Transamerica LG 2035 BlackRock | — | — | — | $312K | 5.5% | |
| TRANSAMERICA LG 2035 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 675 | Pooled Separate Account | — | — | $312K | 5.5% | |
| Transamerica Financial Life Ins Co Transamerica Stbl Val Adv Account | — | — | — | $220K | 3.8% | |
| Transamerica Stable Value Advantage Fund | — | — | — | $220K | 3.8% | |
| Transamerica Financial Life Ins Co Transamerica LG d BlackRock | — | — | — | $185K | 3.2% | |
| TRANSAMERICA LG D BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 680 | Pooled Separate Account | — | — | $185K | 3.2% | |
| Transamerica Financial Life Ins Co Transamerica Lg Cap Gr Ret Acct | — | — | — | $158K | 2.8% | |
| TRANSAMERICA LG CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 327 | Pooled Separate Account | — | — | $158K | 2.8% | |
| TRANSAMERICA SMALL CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 254 | Pooled Separate Account | — | — | $109K | 1.9% | |
| COLUMBIA BALANCED RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 630 | Pooled Separate Account | — | — | $83K | 1.5% | |
| Transamerica State Street Emerging Markets Index Retirement Fund | — | — | — | $82K | 1.4% | |
| COLUMBIA DIVIDEND INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 632 | Pooled Separate Account | — | — | $82K | 1.4% | |
| Transamerica Financial Life Ins Co Loomis Sayles Inv Grd Bd Ret Acct | — | — | — | $56K | 1.0% | |
| LOOMIS SAYLES INV GRD BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 094 | Pooled Separate Account | — | — | $56K | 1.0% | |
| Transamerica American Funds SMALLCAP World Retirement Fund | — | — | — | $52K | 0.9% | |
| AMERICAN FDS SMALLCAP WRLD RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 077 | Pooled Separate Account | — | — | $52K | 0.9% | |
| INVESCO MAIN STREET MID CAP RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 098 | Pooled Separate Account | — | — | $52K | 0.9% | |
| Transamerica Calvert Equity Retirement Fund | — | — | — | $51K | 0.9% | |
| CALVERT EQ PORTFOLIO RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 258 | Pooled Separate Account | — | — | $51K | 0.9% | |
| Transamerica Financial Life Ins Co American Fds New Persp Ret Acct | — | — | — | $39K | 0.7% | |
| AMERICAN FDS NEW PERSP RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 255 | Pooled Separate Account | — | — | $39K | 0.7% | |
| BLACKROCK EQ DIVIDEND RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 236 | Pooled Separate Account | — | — | $38K | 0.7% | |
| Transamerica Financial Life Ins Co AllSpring Special Md cp Val Rt Acct | — | — | — | $38K | 0.7% | |
| ALLSPRING SPECIAL MD CP VAL RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 745 | Pooled Separate Account | — | — | $38K | 0.7% | |
| LOOMIS SAYLES BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 107 | Pooled Separate Account | — | — | $37K | 0.6% | |
| Transamerica State Street Emerging Markets Index Retirement Fund | — | — | — | $23K | 0.4% | |
| STATE STREET EMERG MKT IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 169 | Pooled Separate Account | — | — | $23K | 0.4% | |
| Transamerica TA Asset Allocation - Growth Portfolio Retirement Fund | — | — | — | $22K | 0.4% | |
| TRANSAMER ASST ALLC-GR PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 039 | Pooled Separate Account | — | — | $22K | 0.4% | |
| Transamerica Small/Mid Cap Value Retirement Fund | — | — | — | $21K | 0.4% | |
| TRANSAMERICA SM/MD CP VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 791 | Pooled Separate Account | — | — | $21K | 0.4% | |
| TRANSAMERICA HIGH YIELD BD RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 787 | Pooled Separate Account | — | — | $16K | 0.3% | |
| Transamerica TA Asset Allocation Moderate Portfolio Retirement Fund | — | — | — | $14K | 0.3% | |
| TRANSAMER ASST ALLC-MD PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 037 | Pooled Separate Account | — | — | $14K | 0.3% | |
| Participants Notes Receivable with interest rates of 9.00% to 9.50% | — | — | — | $13K | 0.2% | |
| Transamerica TA Asset Allocation Moderate Growth Portfolio Retirement Fund | — | — | — | $12K | 0.2% | |
| TRANS ASST ALLC-MD GR PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 038 | Pooled Separate Account | — | — | $12K | 0.2% | |
| Transamerica Financial Life Ins Co Fidelity Adv Strategic Inc Ret Acct | — | — | — | $12K | 0.2% | |
| FIDELITY ADV STRATEGIC INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 571 | Pooled Separate Account | — | — | $12K | 0.2% | |
| AEGON US CORE PLUS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 349 | Pooled Separate Account | — | — | $12K | 0.2% | |
| Transamerica Calvert Equity Retirement Fund | — | — | — | $9K | 0.2% | |
| LORD ABBETT INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 661 | Pooled Separate Account | — | — | $9K | 0.2% | |
| Transamerica TA Asset Allocation - Conservative Portfolio Retirement Fund | — | — | — | $8K | 0.1% | |
| TRANSAMERICA LG 2065 BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 403 | Pooled Separate Account | — | — | $8K | 0.1% | |
| Transamerica International Growth Retirement Fund | — | — | — | $8K | 0.1% | |
| TRANSAMERICA INTL GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 666 | Pooled Separate Account | — | — | $8K | 0.1% | |
| Transamerica Invesco International Growth Retirement Fund | — | — | — | $6K | 0.1% | |
| INVESCO INTL GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 029 | Pooled Separate Account | — | — | $6K | 0.1% | |
| AMERICAN FDS EUROPACIFIC GR RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 076 | Pooled Separate Account | — | — | $5K | <0.1% | |
| Transamerica Thornburg International Equity Retirement Fund | — | — | — | $5K | <0.1% | |
| THORNBURG INTL VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 210 | Pooled Separate Account | — | — | $5K | <0.1% | |
| Transamerica PGIM Jennison Natural Resources Retirement Account | — | — | — | $3K | <0.1% | |
| PGIM JENNISON NATURAL RES RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 268 | Pooled Separate Account | — | — | $3K | <0.1% | |
| TRANS ASST ALLC-CNSV PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 036 | Pooled Separate Account | — | — | $266 | <0.1% |