Original filing (PDF)20251223162440NAL0011814945001

SMARTRONIX, LLC

Name: SMARTRONIX, LLC — SMX 401(K) PLAN, Form 5500 (2024)
Creator: SMARTRONIX, LLC

Form 5500

FILING_RECEIVED

SMX 401(K) PLAN

401(k) retirement plan

Signals · 1

Late filing · 1.2 mo

Active participants

1,333

Accounts w/ balance

1,756

Plan assets (EOY)

$169.8M

Net assets (EOY)

$169.8M

How this plan invests

This plan

25 pooled trusts

Schedule D

24 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Filed 1.2 months past the 10.5-month grace window.
16 bps in Schedule C fees — 63% above peer band of 10 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMARTRONIX, LLC.

Plan sponsor

Name

SMARTRONIX, LLC

EIN

52-1922012

Address

44150 SMARTRONIX WAY · SUITE 200 · HOLLYWOOD, MD · 20636

Phone

(301) 373-6000

Industry

Custom Computer Programming· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-12-23

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

RSM US LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA FINANCIAL LIFE INS CO.	36-6071399	—	RECORDKEEPER	$171K	—
FUTUREPLAN BY ASCENSUS	82-3719843	—	RECORDKEEPER	$0	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH LIFE AGENCY, INC.	13-2808480	—	INVESTMENT ADVISORY	$105K	—

Investments

25 pooled funds· $139.5M(82% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Investment	Type	Shares / units	Cost	Current value	% of plan
TA VANGUARD TOTAL STCK MRKT INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 166	Pooled Separate Account	—	—	$17.4M	10.2%
AMERICAN FUNDS GR FD OF AMERICA RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 975	Pooled Separate Account	—	—	$14.1M	8.3%
TA BLACKROCK LIFEPATH INDEX 2040 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 305	Pooled Separate Account	—	—	$11.3M	6.6%
TA BLACKROCK LIFEPATH INDEX 2045 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 306	Pooled Separate Account	—	—	$9.8M	5.8%
TA BLACKROCK LIFEPATH INDEX 2030 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 303	Pooled Separate Account	—	—	$8.2M	4.8%
TA BLACKROCK LIFEPATH INDEX 2035 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 304	Pooled Separate Account	—	—	$7.6M	4.5%
TA BLACKROCK LIFEPATH INDEX RETIREM TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 301	Pooled Separate Account	—	—	$7.2M	4.2%
STATE STREET S&P MD CAP INDX RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 438	Pooled Separate Account	—	—	$7.0M	4.1%
AMERICAN FUNDS AMERICAN MUTUAL RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 751	Pooled Separate Account	—	—	$7.0M	4.1%
TA BLACKROCK LIFEPATH INDEX 2050 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 307	Pooled Separate Account	—	—	$6.7M	3.9%
TA BLACKROCK LIFEPATH INDEX 2055 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 308	Pooled Separate Account	—	—	$6.7M	3.9%
AMERICAN FUNDS BLNCD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 971	Pooled Separate Account	—	—	$4.8M	2.8%
STATE STREET U.S. BD INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 416	Pooled Separate Account	—	—	$4.4M	2.6%
STATE STREET INTERNATNL INDEX RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 004	Pooled Separate Account	—	—	$4.1M	2.4%
AMERICAN FUNDS FUNDMNTL INVST RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 232	Pooled Separate Account	—	—	$3.7M	2.2%
TA BLACKROCK LIFEPATH INDEX 2060 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 309	Pooled Separate Account	—	—	$3.2M	1.9%
STATE STREET RUSSELL SM CAP GR INDE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 172	Pooled Separate Account	—	—	$3.2M	1.9%
AMERICAN FUNDS NEW PERSPECTIVE RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 255	Pooled Separate Account	—	—	$2.9M	1.7%
TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 130	Pooled Separate Account	—	—	$2.3M	1.3%
STATE STREET RUSSELL SM CAP VAL IND TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 355	Pooled Separate Account	—	—	$2.3M	1.3%
FIDELITY ADVISOR TOTAL BOND RET ACC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 203	Pooled Separate Account	—	—	$2.1M	1.2%
STATE STREET EMERGING MRKTS INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 169	Pooled Separate Account	—	—	$1.7M	1.0%
STATE STREET RUSSELL SM CAP INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 437	Pooled Separate Account	—	—	$1.5M	0.9%
NEUBERGER BERMAN SUSTAINABLE EQ RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 337	Pooled Separate Account	—	—	$589K	0.3%
TA BLACKROCK LIFEPATH INDEX 2025 RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 302	Pooled Separate Account	—	—	$0	<0.1%