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Original filing (PDF)20251006150059NAL0001978419001
TURNING POINT COMMUNITY PROGRAMS
Form 5500
FILING_RECEIVED
TURNING POINT COMMUNITY PROGRAMS 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 2
~77 bps in Sched C feesNo recordkeeper disclosed
Active participants
934
Accounts w/ balance
1,006
Plan assets (EOY)
$25.2M
Net assets (EOY)
$25.2M
How this plan invests
This plan
1 pooled trust
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 77 bps in Schedule C fees — 166% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TURNING POINT COMMUNITY PROGRAMS.
Plan sponsor
Name
TURNING POINT COMMUNITY PROGRAMS
EIN
94-2609766
Address
10850 GOLD CENTER DRIVE, SUITE 325 · RANCHO CORDOVA, CA · 95827
Phone
(916) 840-1167
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GILBERT CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | 51-0120742 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $183K | — |
| ASCENSUS | 82-3719843 | — | CONTRACT ADMINISTRATOR | $11K | — |
Investments
37 direct securities · 1 pooled fund· $25.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$25.2M
37 holdings
Pooled Separate Account
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Am Fds Trgt Dte Rtm 2045 R6 Fd Mutual Fund | — | — | — | $3.5M | 14.1% | |
| Am Fds Trgt Dte Rtm 2040 R6 Fd Mutual Fund | — | — | — | $3.3M | 13.1% | |
| Am Fds Trgt Dte Rtm 2035 R6 Fd Mutual Fund | — | — | — | $3.3M | 13.0% | |
| Am Fds Trgt Dte Rtm 2030 R6 Fd Mutual Fund | — | — | — | $2.2M | 8.6% | |
| Am Fds Trgt Dte Rtm 2025 R6 Fd Mutual Fund | — | — | — | $2.1M | 8.3% | |
| Am Fds Trgt Dte Rtm 2050 R6 Fd Mutual Fund | — | — | — | $2.0M | 8.0% | |
| Am Fds Trgt Dte Rtm 2020 R6 Fd Mutual Fund | — | — | — | $2.0M | 7.9% | |
| Am Fds Trgt Dte Rtm 2055 R6 Fd Mutual Fund | — | — | — | $1.9M | 7.5% | |
| Am Fds Trgt Dte Rtm 2060 R6 Fd Mutual Fund | — | — | — | $1.2M | 4.8% | |
| iShares S&P 500 Index K Fund Mutual Fund | — | — | — | $600K | 2.4% | |
| Am Fds Trgt Dte Rtm 2015 R6 Fd Mutual Fund | — | — | — | $372K | 1.5% | |
| Am Fds Trgt Dte Rtm 2010 R6 Fd Mutual Fund | — | — | — | $361K | 1.4% | |
| Am Fds Trgt Dte Rtm 2065 R6 Fd Mutual Fund | — | — | — | $338K | 1.3% | |
| Growth Fund of America Mutual Fund | — | — | — | $332K | 1.3% | |
| Fidelity Total International Index Fund Mutual Fund | — | — | — | $314K | 1.2% | |
| Capital World Growth and Income Fund Mutual Fund | — | — | — | $164K | 0.7% | |
| Am Fds Fndmtl Inv R6 Fund Mutual Fund | — | — | — | $149K | 0.6% | |
| Fidelity Inflation Protected Bond Index Fund Mutual Fund | — | — | — | $138K | 0.5% | |
| Washington Mutual Investors Fund Mutual Fund | — | — | — | $126K | 0.5% | |
| PIMCO Income Institutional Fund Mutual Fund | — | — | — | $125K | 0.5% | |
| BlackRock High Yield Bond Portfolio Mutual Fund | — | — | — | $113K | 0.4% | |
| Vangard Sm Cap Index Adm Fund Mutual Fund | — | — | — | $91K | 0.4% | |
| Vanguard Ext Mk Index Adm Fd Mutual Fund | — | — | — | $64K | 0.3% | |
| Fixed Income Guarantee Option Investment Contract | — | — | — | $56K | 0.2% | |
| Am Ctry Short Duration Inflt Prot Bd Fd Mutual Fund ** 541 Cohen & Steers Re Est Sec Z Fd Mutual Fund | — | — | — | $52K | 0.2% | |
| Am Fnds Cap Inc Builder R6 Fd Mutual Fund | — | — | — | $49K | 0.2% | |
| Etn Vnc Atl Cp SMID-Cap R6 Fd Mutual Fund | — | — | — | $45K | 0.2% | |
| T Rowe Price Dividend Growth Fund Inc Mutual Fund | — | — | — | $37K | 0.1% | |
| DFA US SmCap Value I Fund Mutual Fund | — | — | — | $36K | 0.1% | |
| Hartford World Bond Fund Mutual Fund | — | — | — | $29K | 0.1% | |
| New World Fund Inc Mutual Fund | — | — | — | $24K | <0.1% | |
| American Funds AMCAP R6 Fund Mutual Fund | — | — | — | $20K | <0.1% | |
| PGIM Short-Term Corp Bond R6 Fund Mutual Fund | — | — | — | $13K | <0.1% | |
| Amer Funds Amer Bal R6 Fd Mutual Fund | — | — | — | $10K | <0.1% | |
| Hartford International Value Fund/The Mutual Fund | — | — | — | $9K | <0.1% | |
| Delaware Small Cap Value R6 Fd Mutual Fund | — | — | — | $8K | <0.1% | |
| Am Fds EuroPacific Grth R6 Fd Mutual Fund | — | — | — | $4K | <0.1% | |
| PRIN HIGH YIELD SEP ACCT-Z PRINCIPLE LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 137 | Pooled Separate Account | — | — | $0 | <0.1% |