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Original filing (PDF)20251011000839NAL0004547235001
PACIFIC UNION COMPANY
Form 5500
FILING_RECEIVED
PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
229
Accounts w/ balance
173
Plan assets (EOY)
$12.9M
Net assets (EOY)
$12.9M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (2 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PACIFIC UNION COMPANY.
Plan sponsor
Name
PACIFIC UNION COMPANY
EIN
94-2321747
Address
1030 MAIN STREET, SUITE 300 · ST. HELENA, CA · 94574
Phone
(707) 286-1900
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ELSENER & ELSENER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $2K | — |
| CBIZ INVESTMENT ADVISORY | 81-3968784 | — | NONE | $0 | — |
Investments
26 direct securities · 1 pooled fund· $23.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$11.7M
1 holding
Uncategorized
$11.3M
26 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $11.7M | 90.5% | |
| Vanguard Wellesley Income Admiral Pooled Separate Account | — | — | — | $2.9M | 22.3% | |
| Fidelity 500 Index Pooled Separate Account | — | — | — | $1.5M | 11.7% | |
| American Funds American Balanced R6 Pooled Separate Account | — | — | — | $687K | 5.3% | |
| Vanguard Growth Index Admiral Pooled Separate Account | — | — | — | $612K | 4.7% | |
| American Funds 2035 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $596K | 4.6% | |
| Jan Hen Global Technology N Pooled Separate Account | — | — | — | $566K | 4.4% | |
| Vanguard Equity Income Admiral Pooled Separate Account | — | — | — | $455K | 3.5% | |
| Vanguard Developed Markets Index Pooled Separate Account | — | — | — | $452K | 3.5% | |
| American Funds 2050 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $402K | 3.1% | |
| American Funds 2055 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $363K | 2.8% | |
| American Funds 2030 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $296K | 2.3% | |
| American Funds 2045 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $260K | 2.0% | |
| American Funds 2040 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $259K | 2.0% | |
| American Funds New Perspective R6 Pooled Separate Account | — | — | — | $237K | 1.8% | |
| Western Asset Core Plus Bond IS Pooled Separate Account | — | — | — | $236K | 1.8% | |
| Vanguard Health Care Index Admiral Pooled Separate Account | — | — | — | $230K | 1.8% | |
| American Funds 2010 Trgt Date Ret R6 Pooled Separate Account 200 American Funds 2020 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $200K | 1.5% | |
| Virtus Small-Cap R6 Pooled Separate Account | — | — | — | $184K | 1.4% | |
| Participant Loans Interest ranging from 4.25%-9.50% | — | — | — | $181K | 1.4% | |
| American Funds 2060 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $162K | 1.3% | |
| Vanguard REIT Index Admiral Pooled Separate Account | — | — | — | $130K | 1.0% | |
| American Funds New World R6 Pooled Separate Account | — | — | — | $127K | 1.0% | |
| Vanguard Small-Cap Value Index Pooled Separate Account | — | — | — | $108K | 0.8% | |
| Vanguard Mid-Cap Growth Index Pooled Separate Account | — | — | — | $78K | 0.6% | |
| Vanguard High Yield Corp Admiral Pooled Separate Account | — | — | — | $65K | 0.5% | |
| American Funds 2065 Trgt Date Ret R6 Pooled Separate Account | — | — | — | $32K | 0.2% |