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Original filing (PDF)20251009161847NAL0016617010001
KEYS FAMILY DAY SCHOOL
Form 5500
FILING_RECEIVED
KEYS SCHOOL DC PLAN
403(b) retirement plan
Signals · 1
37% in single holding
Active participants
78
Accounts w/ balance
169
Plan assets (EOY)
$19.2M
Net assets (EOY)
$19.2M
How this plan invests
This plan
1 pooled trust
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
81
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "JP Morgan Smart Retirement funds Mutual funds" is 37% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KEYS FAMILY DAY SCHOOL.
Plan sponsor
Name
KEYS FAMILY DAY SCHOOL
EIN
94-2240127
Address
2890 MIDDLEFIELD ROAD · PALO ALTO, CA · 943062584
Phone
(650) 328-1711
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WEST RHODE & ROBERTS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
37 direct securities · 1 pooled fund· $17.3M(90% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.2M
37 holdings
Pooled Separate Account
$89K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Smart Retirement funds Mutual funds | — | — | — | $6.5M | 33.9% | |
| Vanguard 500 Idx Adm Mutual funds | — | — | — | $2.6M | 13.6% | |
| Harbor Capital Appreciation In Mutual funds | — | — | — | $1.1M | 5.9% | |
| CREF Growth R1 Variable annuities | — | — | — | $724K | 3.8% | |
| DFA International Core Eq Inst Mutual funds | — | — | — | $653K | 3.4% | |
| AF New Perspective Fund R4 Mutual funds | — | — | — | $590K | 3.1% | |
| Vanguard Mid-Cap Idx Adm Mutual funds | — | — | — | $543K | 2.8% | |
| CREF Global Equities R1 Variable annuities | — | — | — | $501K | 2.6% | |
| CREF Stock R1 Variable annuities | — | — | — | $442K | 2.3% | |
| Parnassus Value Equity Instl Mutual funds | — | — | — | $361K | 1.9% | |
| Vanguard Ttl Bd Mkt Idx Adm Mutual funds | — | — | — | $335K | 1.7% | |
| MFS Value Fund Class R6 Mutual funds | — | — | — | $326K | 1.7% | |
| PGIM Total Return Bond Z Mutual funds | — | — | — | $298K | 1.6% | |
| Janus Henderson Triton T Mutual funds | — | — | — | $295K | 1.5% | |
| CREF Money Market R1 Variable annuities | — | — | — | $281K | 1.5% | |
| PIMCO Real Return Fund Admin Mutual funds | — | — | — | $244K | 1.3% | |
| TIAA Lifecycle Funds Mutual funds | — | — | — | $166K | 0.9% | |
| Nuveen Sm-Cap Bl Idx-Rtmt Mutual funds | — | — | — | $150K | 0.8% | |
| AF American Balanced Fund R4 Mutual funds | — | — | — | $146K | 0.8% | |
| CREF Core Bond R1 Variable annuities | — | — | — | $130K | 0.7% | |
| Vanguard Real Estate Idx Adm Mutual funds | — | — | — | $128K | 0.7% | |
| BlackRock High Yield Bd A Mutual funds | — | — | — | $118K | 0.6% | |
| DFA US Targeted Val Port Inst Mutual funds | — | — | — | $110K | 0.6% | |
| Amer Century Mid Cap Value I Mutual funds | — | — | — | $94K | 0.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $89K | 0.5% | |
| MassMutual Mid Cap Growth I Mutual funds | — | — | — | $76K | 0.4% | |
| CREF Inflation-Linked Bond R1 Variable annuities | — | — | — | $71K | 0.4% | |
| TIAA Access T-C Lrg Cap Val T4 Mutual funds | — | — | — | $47K | 0.2% | |
| CREF Social Choice R1 Variable annuities | — | — | — | $38K | 0.2% | |
| TIAA Access T-C Bond T4 Mutual funds | — | — | — | $33K | 0.2% | |
| TIAA Access T-C Mid Cap Val T4 Mutual funds | — | — | — | $30K | 0.2% | |
| TIAA Access T-C Intl Equity T4 Mutual funds | — | — | — | $22K | 0.1% | |
| CREF Equity Index R1 Variable annuities | — | — | — | $20K | 0.1% | |
| TIAA Access T-C LgCp Res Eq T4 Mutual funds | — | — | — | $19K | <0.1% | |
| TIAA Access T-C Mid Cap Grw T4 Mutual funds | — | — | — | $8K | <0.1% | |
| TIAA Access T-C Sm Cp Bl Ix T4 Mutual funds | — | — | — | $4K | <0.1% | |
| TIAA Access T-C Bond Plus T4 Mutual funds | — | — | — | $3K | <0.1% | |
| TIAA Access T-C Rl Est Sec T4 Mutual funds | — | — | — | $1K | <0.1% |