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Original filing (PDF)20260302143232NAL0000807587001
LORENZ CLINIC LLC
Form 5500
FILING_RECEIVED
LORENZ CLINIC 401(K) PLAN
401(k) retirement plan
Signals · 3
Late filing · 3.5 mo28% in single holding~145 bps in Sched C fees
Active participants
97
Accounts w/ balance
144
Plan assets (EOY)
$2.0M
Net assets (EOY)
$2.0M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
86
Concentration risk
86
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Filed 3.5 months past the 10.5-month grace window.
- Top holding "Vanguard Target Retirement 2050 Fund Vanguard 0" is 28% of plan.
- 145 bps in Schedule C fees — 179% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LORENZ CLINIC LLC.
Plan sponsor
Name
LORENZ CLINIC LLC
EIN
90-0678865
Address
1772 STEIGER LAKE LN. · STE. 220 · VICTORIA, MN · 55386
Phone
(952) 443-4600
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-03-02
Pension benefit codes
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BOYUM & BARENSCHEER PLLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $17K | — |
| CARLSON CAPITAL MANAGEMENT | — | NORTHFIELD, MN | NONE | $13K | — |
Investments
19 direct securities · 1 pooled fund· $2.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$2.0M
19 holdings
Common Collective Trust
$57K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $577K | 28.2% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $488K | 23.8% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $410K | 20.0% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $214K | 10.5% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $86K | 4.2% | |
| MORLEY STABLE VALUE FUND FEE CLASS MORLEY FINANCIAL SERVICES, INC. · EIN 93-6274329 / PN 125 | Common Collective Trust | — | — | $57K | 2.8% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $45K | 2.2% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $38K | 1.8% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $35K | 1.7% | |
| Vanguard Value Index Adm Vanguard 0 942 Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $23K | 1.1% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $18K | 0.9% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 869 Vanguard Growth Index Adm Vanguard 0 | — | — | — | $17K | 0.8% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $14K | 0.7% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $10K | 0.5% | |
| DFA Inflation-Protected Sec Port I DFA 0 630 Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $2K | 0.1% | |
| DFA U.S. Targeted Value Portfolio I DFA 0 | — | — | — | $2K | <0.1% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $1K | <0.1% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 671 Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $1K | <0.1% | |
| Nuveen Large Cap Responsible Equity R6 Nuveen 0 | — | — | — | $1K | <0.1% | |
| Vanguard Developed Mkts Index Adm Vanguard 0 | — | — | — | $1K | <0.1% |
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