Back to filter
Original filing (PDF)20251014194356NAL0003569121001
STONE DISTRIBUTING COMPANY
Form 5500
FILING_RECEIVED
STONE DISTRIBUTING COMPANY 401(K) PLAN
401(k) retirement plan
Active participants
350
Accounts w/ balance
414
Plan assets (EOY)
$11.1M
Net assets (EOY)
$11.1M
How this plan invests
This plan
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (12 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STONE DISTRIBUTING COMPANY.
Plan sponsor
Name
STONE DISTRIBUTING COMPANY
EIN
88-3291069
Address
505 S PACIFIC STREET · SAN MARCOS, CA · 92078
Phone
(760) 294-7899
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LAVINE, LOFGREN, MORRIS & ENGELBERG
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $10K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $4K | — |
Investments
22 direct securities· $10.8M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| similar party collateral, par or maturity value Cost(1) value Vanguard Target Retirement 2040 Inv Mutual Fund - | — | — | — | $2.0M | 18.4% | |
| Vanguard Target Retirement 2045 Inv Mutual Fund - | — | — | — | $2.0M | 18.0% | |
| Vanguard Target Retirement 2050 Inv Mutual Fund - | — | — | — | $1.9M | 17.1% | |
| Vanguard Target Retirement 2055 Inv Mutual Fund - | — | — | — | $761K | 6.9% | |
| Vanguard Target Retirement 2030 Inv Mutual Fund - | — | — | — | $742K | 6.7% | |
| Vanguard Target Retirement 2035 Inv Mutual Fund - | — | — | — | $713K | 6.4% | |
| Vanguard Target Retirement 2025 Inv Mutual Fund - | — | — | — | $566K | 5.1% | |
| Fidelity 500 Index Mutual Fund - | — | — | — | $510K | 4.6% | |
| Vanguard Federal Money Market Inv Money Market Account - | — | — | — | $334K | 3.0% | |
| Vanguard Small Cap Value Index Admiral Mutual Fund - | — | — | — | $227K | 2.1% | |
| Vanguard Value Index Adm Mutual Fund - | — | — | — | $216K | 2.0% | |
| Vanguard Developed Markets Index Admiral Mutual Fund - | — | — | — | $208K | 1.9% | |
| Vanguard Growth Index Admiral Mutual Fund - | — | — | — | $133K | 1.2% | |
| Vanguard Target Retirement 2060 Inv Mutual Fund - | — | — | — | $119K | 1.1% | |
| BNY Mellon Bond Market Index I Mutual Fund - | — | — | — | $112K | 1.0% | |
| Vanguard Emerging Mkts Stock Idx Admiral Mutual Fund - | — | — | — | $87K | 0.8% | |
| Vanguard Small Cap Growth Index Admiral Mutual Fund - | — | — | — | $54K | 0.5% | |
| Vanguard Target Retirement 2020 Inv Mutual Fund - | — | — | — | $51K | 0.5% | |
| Columbia Mid Cap Index Instl 2 Mutual Fund - | — | — | — | $32K | 0.3% | |
| PGIM Total Return Bond R6 Mutual Fund - | — | — | — | $20K | 0.2% | |
| Vanguard Short-Term Bond Index Admiral Mutual Fund - | — | — | — | $18K | 0.2% | |
| Columbia Small Cap Index Instl 2 Mutual Fund - | — | — | — | $16K | 0.1% |
Related plans
Other plans using EMPOWER ANNUITY INSURANCE COMPANY
SOUTHWEST AIRLINES CO.
SOUTHWEST AIRLINES CO. RETIREMENT SAVINGS PLAN
$17.0B · 74,221 participants
ABBVIE INC.
ABBVIE SAVINGS PLAN
$13.4B · 28,506 participants
ADVOCATE AURORA HEALTH, INC
ADVOCATE AURORA HEALTH 401(K) PLAN
$10.5B · 83,445 participants
BECHTEL GLOBAL CORPORATION
BECHTEL TRUST & THRIFT PLAN
$6.1B · 8,546 participants
BLOOMBERG L.P.
BLOOMBERG L.P. 401(K) PLAN
$5.7B · 14,853 participants
SCHNEIDER ELECTRIC HOLDINGS, INC.
SCHNEIDER ELECTRIC 401(K) PLAN
$5.1B · 20,597 participants
Similar-size Wholesale Trade plans
CARDINAL DISTRIBUTING COMPANY, LLC
CARDINAL DISTRIBUTING 401(K) AND PROFIT SHARING PL
$11.0M · 78 participants
TRYON DISTRIBUTING LLC
TRYON DISTRIBUTING LLC 401K RETIREMENT PLAN
$11.1M · 264 participants
HARRISON BEVERAGE CO.
HARRISON BEVERAGE CO. 401(K) PLAN AND TRUST
$11.2M · 63 participants
VINTAGE WINE DISTRIBUTOR, INC.
VINTAGE WINE RETIREMENT SAVINGS PLAN
$10.9M · 132 participants
D-S BEVERAGES, INC.
D-S BEVERAGES 401(K) SAVINGS PLAN
$11.2M · 96 participants
MISSOURI EAGLE, LLC
MISSOURI EAGLE, LLC 401(K) PLAN
$10.9M · 95 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B