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Original filing (PDF)20251015134333NAL0009532082001
VELSERA INC.
Form 5500
FILING_RECEIVED
VELSERA 401(K) PLAN
401(k) retirement plan
Active participants
81
Accounts w/ balance
206
Plan assets (EOY)
$13.2M
Net assets (EOY)
$13.2M
How this plan invests
This plan
15 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 42 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VELSERA INC..
Plan sponsor
Name
VELSERA INC.
EIN
88-2567400
Address
529 MAIN STREET SUITE 6610 · BOSTON, MA · 02129
Phone
(788) 611-7501
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRAY GRAY & GRAY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $10K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | — | OVERLAND PARK, KS | INVESTMENT ADVISOR | $45K | — |
Investments
12 direct securities · 15 pooled funds· $13.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$11.0M
15 holdings
Uncategorized
$2.3M
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T ROWE PRICE RETIREMENT 2050 TR E T. ROWE PRICE · EIN 30-6303214 / PN 000 | Common Collective Trust | — | — | $2.9M | 22.3% | |
| T ROWE PRICE RETIREMENT 2055 TR E T. ROWE PRICE · EIN 35-6941728 / PN 000 | Common Collective Trust | — | — | $2.2M | 16.5% | |
| Fidelity 500 Index Mutual fund | — | — | — | $1.5M | 11.4% | |
| T ROWE PRICE RETIREMENT 2045 TR E T. ROWE PRICE · EIN 32-6199848 / PN 000 | Common Collective Trust | — | — | $1.3M | 9.5% | |
| T ROWE PRICE RETIREMENT 2040 TR E T. ROWE PRICE · EIN 35-6941729 / PN 000 | Common Collective Trust | — | — | $1.2M | 9.2% | |
| T ROWE PRICE RETIREMENT 2035 TR E T. ROWE PRICE · EIN 36-7595013 / PN 000 | Common Collective Trust | — | — | $1.1M | 8.4% | |
| T ROWE PRICE RETIREMENT 2060 TR E T. ROWE PRICE · EIN 47-1088316 / PN 000 | Common Collective Trust | — | — | $712K | 5.4% | |
| T ROWE PRICE RETIREMENT 2030 TR E T. ROWE PRICE · EIN 38-7010946 / PN 000 | Common Collective Trust | — | — | $679K | 5.1% | |
| AB US LARGE CAP GROWTH CIT W SERS L GREAT GRAY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $327K | 2.5% | |
| T ROWE PRICE RETIREMENT 2020 TR E T. ROWE PRICE · EIN 36-7594871 / PN 000 | Common Collective Trust | — | — | $167K | 1.3% | |
| Fidelity Mid Cap Index Mutual fund | — | — | — | $155K | 1.2% | |
| Key Guaranteed Portfolio Fund Investment contract | — | — | — | $129K | 1.0% | |
| Fidelity Total International Index Mutual fund | — | — | — | $108K | 0.8% | |
| T ROWE PRICE RETIREMENT 2025 TR E T. ROWE PRICE · EIN 37-6495447 / PN 000 | Common Collective Trust | — | — | $106K | 0.8% | |
| PUTNAM LARGE CAP VALUE TRUST IA PUTNAM INVESTMENTS CIT · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $104K | 0.8% | |
| Fidelity Small Cap Index Mutual fund | — | — | — | $97K | 0.7% | |
| Fidelity US Bond Index Mutual fund | — | — | — | $81K | 0.6% | |
| T ROWE PRICE RETIREMENT 2005 TR E T. ROWE PRICE · EIN 61-6434302 / PN 000 | Common Collective Trust | — | — | $80K | 0.6% | |
| Goldman Sachs Fs Government R6 Mutual fund | — | — | — | $75K | 0.6% | |
| Mfs Intl Diversification R6 Mutual fund | — | — | — | $51K | 0.4% | |
| T ROWE PRICE RETIREMENT 2065 TRUST T. ROWE PRICE · EIN 85-1763138 / PN 000 | Common Collective Trust | — | — | $50K | 0.4% | |
| PARTICIPANT LOANS VARIOUS | — | — | $41K | $41K | 0.3% | |
| maturing through 2029 - | — | — | — | $41K | 0.3% | |
| COLUMBIA TRST STBLE HIGH QUAL INC A COLUMBIA CT OR SVF · EIN 87-1854339 / PN 000 | Common Collective Trust | — | — | $23K | 0.2% | |
| Invesco Discovery R6 Mutual fund | — | — | — | $2K | <0.1% | |
| JHancock Bond R6 Mutual fund | — | — | — | $1K | <0.1% | |
| FRANKLIN SMALL CAP VALUE GG TRUST C GREAT GRAY · EIN 38-4126289 / PN 594 | Common Collective Trust | — | — | $364 | <0.1% |
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