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Original filing (PDF)20260203104618NAL0002420673001
WESTMINSTER VILLAGE, INC.
Form 5500
FILING_RECEIVED
WESTMINSTER VILLAGE, INC. 403(B) PLAN
403(b) retirement plan
Signals · 4
Late filing · 2.6 mo25% in single holding~95 bps in Sched C feesNo recordkeeper disclosed
Active participants
246
Accounts w/ balance
334
Plan assets (EOY)
$3.8M
Net assets (EOY)
$3.8M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
90
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 2.6 months past the 10.5-month grace window.
- Top holding "34 Vanguard Vngrd Trgt Rtrmt Inc" is 25% of plan.
- 95 bps in Schedule C fees — 82% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESTMINSTER VILLAGE, INC..
Plan sponsor
Name
WESTMINSTER VILLAGE, INC.
EIN
86-0424020
Address
12000 N. 90TH STREET · SCOTTSDALE, AZ · 85260
Phone
(480) 451-2019
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2L · 403(b)(1) annuity
2S · Automatic enrollment
2T · Default investment account (QDIA)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MANSPERGER PATTERSON & MCMULLIN PLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | 31-4156830 | COLUMBUS, OH | NONE | $19K | — |
| CBIZ INVESTMENT ADVISORY SVCS., LLC | 81-3968784 | CLEVELAND, OH | NONE | $14K | — |
| CBIZ BENEFITS & INSURANCE SERVICES | 31-1582098 | CHICAGO, IL | NONE | $4K | — |
Investments
33 direct securities· $3.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| 34 Vanguard Vngrd Trgt Rtrmt Inc | — | — | — | $973K | 25.3% | |
| 28 Vanguard Vngrd Trgt Rtrmt 2040 Inv | — | — | — | $406K | 10.6% | |
| 26 Vanguard Vngrd Trgt Rtrmt 2030 Inv | — | — | — | $310K | 8.1% | |
| 32 Vanguard Vngrd Trgt Rtrmt 2060 Inv | — | — | — | $295K | 7.7% | |
| 25 Vanguard Vngrd Trgt Rtrmt 2025 Inv | — | — | — | $279K | 7.3% | |
| 24 Vanguard Vngrd Trgt Rtrmt 2020 Inv | — | — | — | $220K | 5.7% | |
| Participant Loans Interest Rates Ranging from 3.25% to 9.50% | — | — | — | $208K | 5.4% | |
| 30 Vanguard Vngrd Trgt Rtrmt 2050 Inv | — | — | — | $201K | 5.2% | |
| 35 Vanguard Vngrd Val Indx Adml | — | — | — | $143K | 3.7% | |
| 11 Virtus NFJ Intl Val Inst ** 353 12 Vanguard Vngrd 500 Index Fd AS | — | — | — | $136K | 3.5% | |
| 27 Vanguard Vngrd Trgt Rtrmt 2035 Inv | — | — | — | $128K | 3.3% | |
| 29 Vanguard Vngrd Trgt Rtrmt 2045 Inv | — | — | — | $119K | 3.1% | |
| 1 American Beacon Ab Lgcap Gr Z | — | — | — | $117K | 3.0% | |
| 31 Vanguard Vngrd Trgt Rtrmt 2055 Inv | — | — | — | $95K | 2.5% | |
| 8 Franklin Fnkln Tmp Global Bond ** 473 9 Legg M ason LeggM WstrAs CorPlsBd IS | — | — | — | $44K | 1.1% | |
| 5 *Nationwide BOA-INDEXED FIXED | — | — | — | $30K | 0.8% | |
| 17 Vanguard Vngrd M dCap Gr Indx Inv | — | — | — | $22K | 0.6% | |
| 22 Vanguard Vngrd Smcap Gr Indx Adml | — | — | — | $20K | 0.5% | |
| 7 Fidelity Fid Ttl Intl Indx | — | — | — | $13K | 0.3% | |
| 6 Federated Government Obligations Fund | — | — | — | $12K | 0.3% | |
| 19 Vanguard Vngrd M id-Cap Idx Fd AS | — | — | — | $12K | 0.3% | |
| 16 Vanguard Vngrd Intl Gr Inv | — | — | — | $8K | 0.2% | |
| 2 American Beacon AmBcn SmCap Val R6 | — | — | — | $7K | 0.2% | |
| 23 Vanguard Vngrd SmCap Val Indx Inv | — | — | — | $7K | 0.2% | |
| 13 Vanguard Vngrd Eq Inc Adml | — | — | — | $6K | 0.2% | |
| 18 Vanguard Vngrd M dCap Val Indx Inv | — | — | — | $6K | 0.1% | |
| 3 American Century AmCent M dCap Val Inst | — | — | — | $5K | 0.1% | |
| 33 Vanguard Vngrd Trgt Rtrmt 2065 Inv | — | — | — | $4K | <0.1% | |
| 20 Vanguard Vngrd RealEst Indx Adml | — | — | — | $3K | <0.1% | |
| 10 PIM CO PIM CO Real Rtn Inst | — | — | — | $3K | <0.1% | |
| 4 BlackRock BlkRk Hi Yld Bd Port BlkRk | — | — | — | $3K | <0.1% | |
| 21 Vanguard Vngrd SmCap Indx Fd AS | — | — | — | $2K | <0.1% | |
| 14 Vanguard Vngrd Explr Adml ** 147 15 Vanguard Vngrd Gr Indx Adml | — | — | — | $2K | <0.1% |