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Original filing (PDF)20251014122807NAL0002893217001
COMMUNICATION TECHNOLOGY SERVICES, LLC
Form 5500
FILING_RECEIVED
CTS 401(K) PLAN
401(k) retirement plan
Signals · 2
30% in single holdingNo recordkeeper disclosed
Active participants
339
Accounts w/ balance
383
Plan assets (EOY)
$25.7M
Net assets (EOY)
$25.7M
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Morgan Stanley Self-Directed Brokerage Account" is 30% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMMUNICATION TECHNOLOGY SERVICES, LLC.
Plan sponsor
Name
COMMUNICATION TECHNOLOGY SERVICES, LLC
EIN
84-3785371
Address
33 LOCKE DRIVE · MARLBORO, MA · 01752
Phone
(508) 382-2700
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE ANGELL PENSION GROUP, INC. | — | EAST PROVIDENCE, RI | TPA | $0 | — |
Investments
35 direct securities · 1 pooled fund· $42.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$25.7M
35 holdings
Pooled Separate Account
$17.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MAP SEPARATE ACCOUNT D VOYA RETIREMENT INSURANCE AND ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $17.0M | 66.2% | |
| Morgan Stanley Self-Directed Brokerage Account | — | — | — | $7.6M | 29.6% | |
| American Funds American Funds The Growth Fund of America Class R-6 | — | — | — | $2.9M | 11.3% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $1.9M | 7.4% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $1.3M | 5.2% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $1.3M | 5.0% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $1.1M | 4.2% | |
| MFS Research Fund Class R6 | — | — | — | $952K | 3.7% | |
| Vanguard Mid-Cap Index Fund Admiral Shares | — | — | — | $809K | 3.1% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $771K | 3.0% | |
| Voya Fixed Account | — | — | — | $766K | 3.0% | |
| DFA U.S. Small Cap Portfolio Institutional Class | — | — | — | $681K | 2.7% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $681K | 2.6% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $549K | 2.1% | |
| American Funds American Funds American Balanced Fund Class R-6 | — | — | — | $491K | 1.9% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $467K | 1.8% | |
| American Funds American Funds New Perspective Fund Class R-6 | — | — | — | $413K | 1.6% | |
| American Beacon American Beacon Large Cap Value Fund R5 Class | — | — | — | $393K | 1.5% | |
| secured by participant account balances - | — | — | — | $315K | 1.2% | |
| ClearBridge Small Cap Growth Fund IS | — | — | — | $304K | 1.2% | |
| American Funds American Century Mid Cap Value Fund R6 Class | — | — | — | $260K | 1.0% | |
| American Funds Eaton Vance Income Fund of Boston Class R6 | — | — | — | $246K | 1.0% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $216K | 0.8% | |
| Invesco Developing Markets Fund Class R6 | — | — | — | $197K | 0.8% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $186K | 0.7% | |
| Voya Intermediate Bond Fund Class R6 | — | — | — | $183K | 0.7% | |
| AB Global Bond Fund Class Z | — | — | — | $172K | 0.7% | |
| DFA US Targeted Value Portfolio | — | — | — | $134K | 0.5% | |
| Vanguard Target Retirement Income Fund | — | — | — | $75K | 0.3% | |
| DFA Global Real Estate Securities Port | — | — | — | $70K | 0.3% | |
| American Funds American Beacon Stephens Mid-Cap Gr R5 | — | — | — | $65K | 0.3% | |
| Vanguard Target Retirement 2070 Fund | — | — | — | $48K | 0.2% | |
| PIMCO Real Return Fund | — | — | — | $40K | 0.2% | |
| MFS International Intrinsic Value Fund Class R6 | — | — | — | $38K | 0.1% | |
| Voya Government Money Market Fund A | — | — | — | $27K | 0.1% | |
| American Funds American Funds EuroPacific Growth Fund Class R-6 | — | — | — | $18K | <0.1% |