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Original filing (PDF)20251010160440NAL0013487872001
RIB USA INC.
Form 5500
FILING_RECEIVED
RIB USA 401(K) PLAN
401(k) retirement plan
Active participants
178
Accounts w/ balance
174
Plan assets (EOY)
$18.9M
Net assets (EOY)
$18.9M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (17 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RIB USA INC..
Plan sponsor
Name
RIB USA INC.
EIN
84-1899123
Address
11475 GREAT OAKS WAY · SUITE 250 · ALPHARETTA, GA · 30022
Phone
(770) 481-1600
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $31K | — |
Investments
32 direct securities· $18.9M(100% of reported assets)
Uncategorized
$18.9M
31 holdings
Mutual Funds
$32K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity FID 500 INDEX | — | — | — | $2.6M | 13.7% | |
| Fidelity FID BLUE CHIP GR K6 | — | — | — | $2.3M | 12.1% | |
| Fidelity FID FDM IDX 2040 IPR | — | — | — | $2.0M | 10.7% | |
| Fidelity FID FDM IDX 2025 IPR | — | — | — | $1.8M | 9.3% | |
| Fidelity FID FDM IDX 2035 IPR | — | — | — | $1.7M | 8.9% | |
| Fidelity FID FDM IDX 2045 IPR | — | — | — | $1.5M | 7.8% | |
| Fidelity FID FDM IDX 2030 IPR | — | — | — | $1.3M | 6.7% | |
| Fidelity FID MID CAP IDX | — | — | — | $930K | 4.9% | |
| Fidelity FID FDM IDX 2050 IPR | — | — | — | $782K | 4.1% | |
| Fidelity FID GOVT MMKT K6 - Interest bearing | — | — | — | $465K | 2.5% | |
| AB SM CAP GRTH Z | — | — | — | $456K | 2.4% | |
| Fidelity FID FDM IDX 2020 IPR | — | — | — | $415K | 2.2% | |
| Fidelity FID SM CAP IDX | — | — | — | $345K | 1.8% | |
| Fidelity FID FDM IDX 2055 IPR | — | — | — | $292K | 1.5% | |
| Brokerage Securities Brokerage securities Self-directed brokerage accounts | — | — | — | $287K | 1.5% | |
| Fidelity FID TOTAL BOND K6 | — | — | — | $278K | 1.5% | |
| Notes Receivable from Participants*** With maturity dates ranging from 2023 to 2028 and interest rates ranging from 4.25% to 9.5% | — | — | — | $218K | 1.1% | |
| T. Rowe Price TRP DIV GROWTH I | — | — | — | $180K | 1.0% | |
| Fidelity FID FDM IDX 2060 IPR | — | — | — | $165K | 0.9% | |
| Fidelity FID FDM IDX 2015 IPR | — | — | — | $164K | 0.9% | |
| Fidelity FID GLB EX US IDX | — | — | — | $164K | 0.9% | |
| American Funds AF AMER MUTUAL R6 | — | — | — | $117K | 0.6% | |
| MFS MID CAP GRTH R6 | — | — | — | $108K | 0.6% | |
| Fidelity FID INTL CAP APPR K6 | — | — | — | $91K | 0.5% | |
| JPMorgan JPM GOVT BOND R6 | — | — | — | $90K | 0.5% | |
| RBC EMRG MKTS EQ R6 | — | — | — | $88K | 0.5% | |
| Fidelity FID FDM IDX 2065 IPR | — | — | — | $76K | 0.4% | |
| Allspring AS SPL SM CAP VAL R6 | — | — | — | $51K | 0.3% | |
| Fidelity FID INFL PR BD IDX | — | — | — | $40K | 0.2% | |
| s * Fidelity FID US BOND IDX | Mutual Funds | — | — | $32K | 0.2% | |
| American Century AM CENT MD CP VAL R6 | — | — | — | $31K | 0.2% | |
| Cohen & Steers C&S REALTY SHARES Z | — | — | — | $7K | <0.1% |
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