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Original filing (PDF)20250911154751NAL0000634993001
BILL HOLDINGS, INC.
Form 5500
FILING_RECEIVED
BILL 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
2,348
Accounts w/ balance
2,677
Plan assets (EOY)
$143.4M
Net assets (EOY)
$143.4M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BILL HOLDINGS, INC..
Plan sponsor
Name
BILL HOLDINGS, INC.
EIN
83-2661725
Address
6220 AMERICA CENTER DRIVE, · SUITE 100 · SAN JOSE, CA · 95002
Phone
(650) 621-7700
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-11
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
ARMANINO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $106K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $29K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
30 direct securities· $142.7M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $26.3M | 18.3% | |
| Fidelity Freedom Index 2055 Investor Mutual Fund | — | — | — | $16.3M | 11.4% | |
| Fidelity Freedom Index 2050 Investor Mutual Fund | — | — | — | $16.2M | 11.3% | |
| Fidelity Freedom Index 2045 Investor Mutual Fund | — | — | — | $13.8M | 9.6% | |
| Fidelity Blue Chip Growth Fund Mutual Fund | — | — | — | $9.3M | 6.5% | |
| Fidelity Freedom Index 2040 Investor Mutual Fund | — | — | — | $9.3M | 6.5% | |
| Fidelity Freedom Index 2060 Investor Mutual Fund | — | — | — | $8.9M | 6.2% | |
| Fidelity Freedom Index 2035 Investor Mutual Fund | — | — | — | $4.9M | 3.4% | |
| Self-directed brokerage accounts Brokerage Account | — | — | — | $4.5M | 3.1% | |
| Fidelity Freedom Index 2030 Investor Mutual Fund | — | — | — | $4.1M | 2.8% | |
| Vanguard Equity Income Fund Admiral Mutual Fund | — | — | — | $3.4M | 2.3% | |
| Fidelity International Index Mutual Fund | — | — | — | $3.4M | 2.3% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $3.2M | 2.2% | |
| Fidelity Freedom Index 2065 Investor Mutual Fund | — | — | — | $2.5M | 1.7% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $2.3M | 1.6% | |
| Gabelli U.S. Treasury Money Market Fund Money Market Fund | — | — | — | $2.1M | 1.5% | |
| Fidelity Total Bond Fund Mutual Fund | — | — | — | $2.0M | 1.4% | |
| T. Rowe Price Dividend Growth Fund Mutual Fund | — | — | — | $1.7M | 1.2% | |
| Fidelity Emerging Markets Index Fund Mutual Fund | — | — | — | $1.4M | 1.0% | |
| MFS Mid Cap Growth Fund Mutual Fund | — | — | — | $1.2M | 0.9% | |
| Fidelity Freedom Index 2015 Investor Mutual Fund ** 177 * Fidelity International Capital Appreciation Fund Mutual Fund | — | — | — | $1.1M | 0.8% | |
| Notes receivable from participants maturities through July 2034. - | — | — | — | $1.1M | 0.8% | |
| Fidelity Freedom Index 2025 Investor Mutual Fund | — | — | — | $977K | 0.7% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $835K | 0.6% | |
| Principal SmallCap Fund Mutual Fund | — | — | — | $806K | 0.6% | |
| Allspring Special Small Cap Value Fund Mutual Fund | — | — | — | $525K | 0.4% | |
| Fidelity Inflation Protected Bond Index Fund Mutual Fund | — | — | — | $446K | 0.3% | |
| Fidelity Freedom Index 2010 Investor Mutual Fund | — | — | — | $113K | <0.1% | |
| Fidelity Freedom Index 2020 Investor Mutual Fund | — | — | — | $69K | <0.1% | |
| Fidelity Freedom Index Income Fund Institutional Mutual Fund | — | — | — | $44K | <0.1% |
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