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Original filing (PDF)20251018064749NAL0004281011001
UBEO, LLC
Form 5500
FILING_RECEIVED
UBEO 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
1,253
Accounts w/ balance
1,232
Plan assets (EOY)
$79.1M
Net assets (EOY)
$79.1M
How this plan invests
This plan
6 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (9 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UBEO, LLC.
Plan sponsor
Name
UBEO, LLC
EIN
81-5293028
Address
401 SONTERRA BLVD., SUITE 350 · SAN ANTONIO, TX · 78258
Phone
(210) 918-6000
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-18
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
BONADIO GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $22K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 84-4519624 | — | ADVISOR | $48K | — |
Investments
28 direct securities · 6 pooled funds· $80.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$77.2M
28 holdings
Common Collective Trust
$3.7M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Blend 2030 Mutual Fund | — | — | — | $19.2M | 24.3% | |
| Fidelity Freedom Blend 2035 Mutual Fund | — | — | — | $10.2M | 12.9% | |
| Fidelity Freedom Blend 2025 Mutual Fund | — | — | — | $8.8M | 11.1% | |
| Fidelity Freedom Blend 2040 Mutual Fund | — | — | — | $7.9M | 10.0% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $6.8M | 8.6% | |
| Fidelity Freedom Blend 2045 Mutual Fund | — | — | — | $3.9M | 4.9% | |
| Fidelity Freedom Blend 2050 Mutual Fund | — | — | — | $3.7M | 4.7% | |
| Guaranteed Portfolio Fund Guaranteed Investment Contract | — | — | — | $3.5M | 4.5% | |
| Fidelity Freedom Blend 2020 Mutual Fund | — | — | — | $2.4M | 3.0% | |
| Fidelity Freedom Blend 2055 Mutual Fund | — | — | — | $1.8M | 2.3% | |
| Putnam Large Cap Value Fund Mutual Fund | — | — | — | $1.6M | 2.1% | |
| PUTN LG CP VAL TR IA PUTNAM FIDUCIARY TRUST COMPANY · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $1.6M | 2.1% | |
| AB US LG CP GR CIT L GREAT GRAY TRUST COMPANY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $1.3M | 1.7% | |
| Fidelity Freedom Blend 2060 Mutual Fund | — | — | — | $1.3M | 1.6% | |
| maturing at various dates through May 2037. | — | — | — | $1.2M | 1.5% | |
| Fidelity Freedom Blend 2015 Mutual Fund | — | — | — | $1.0M | 1.3% | |
| Fidelity Extended Market Index Fund Mutual Fund | — | — | — | $746K | 0.9% | |
| Fidelity International Index Fund Mutual Fund | — | — | — | $709K | 0.9% | |
| Invesco Discovery Fund Class R6 Mutual Fund | — | — | — | $631K | 0.8% | |
| Fidelity Freedom Blend 2065 Mutual Fund | — | — | — | $311K | 0.4% | |
| Fidelity US Bond Index Fund Mutual Fund | — | — | — | $293K | 0.4% | |
| Fidelity Government Money Market Fund Money Market | — | — | — | $292K | 0.4% | |
| BR MIDCAP GR EQ L1 GREAT GRAY TRUST COMPANY · EIN 20-3802327 / PN 003 | Common Collective Trust | — | — | $261K | 0.3% | |
| BlackRock Total Return Fund Class K Shares Mutual Fund | — | — | — | $259K | 0.3% | |
| American Funds EUPAC R6 Mutual Fund | — | — | — | $244K | 0.3% | |
| GG MFS MID CP VAL 2W GREAT GRAY TRUST COMPANY, LLC · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $222K | 0.3% | |
| PIMCO Income Fund Institutional Class Mutual Fund | — | — | — | $190K | 0.2% | |
| Franklin Small Cap Value GG Trust CIT Class R Collective Trust | — | — | — | $186K | 0.2% | |
| GG FKLN SM CAP VAL GREAT GRAY TRUST COMPANY · EIN 38-4126289 / PN 594 | Common Collective Trust | — | — | $186K | 0.2% | |
| Fidelity BrokerageLink | — | — | — | $96K | 0.1% | |
| C&S US REALTY RS SEI TRUST COMPANY · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $48K | <0.1% | |
| Fidelity Freedom Blend Retirement Fund Mutual Fund | — | — | — | $18K | <0.1% | |
| Interest-bearing cash Interest-Bearing Cash | — | — | — | $5K | <0.1% | |
| Fidelity Freedom Blend 2010 Mutual Fund | — | — | — | $1K | <0.1% |
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