Back to filter
Original filing (PDF)20251014105701NAL0002683329001
FG, LLC DBA THE FOUNDATION GROUP
Form 5500
FILING_RECEIVED
TFG 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
2,321
Accounts w/ balance
420
Plan assets (EOY)
$12.3M
Net assets (EOY)
$12.3M
How this plan invests
This plan
38 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 59 bps in Schedule C fees — 105% above peer band of 29 bps.
- Only 18% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FG, LLC DBA THE FOUNDATION GROUP.
Plan sponsor
Name
FG, LLC DBA THE FOUNDATION GROUP
EIN
81-4579176
Address
PO BOX 1210 · SIKESTON, MO · 63801
Phone
(573) 471-1276
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
VAN DE VEN, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | 35-0472300 | FORT WAYNE, IN | RECORDKEEPER | $61K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT PLANS PLUS | 43-1829594 | ST. LOUIS, MO | TPA | $12K | — |
Investments
16 direct securities · 38 pooled funds· $15.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$12.0M
38 holdings
Uncategorized
$3.3M
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| YOURPATH AM FUNDS 2035 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $1.7M | 13.7% | |
| YOURPATH AM FUNDS 2030 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $1.6M | 13.0% | |
| YOURPATH AM FUNDS 2040 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $1.4M | 11.2% | |
| Am Fds The Grwth of Amer Value of Interest in Registered Investment Company Below | — | — | — | $1.0M | 8.4% | |
| AM FUNDS GROWTH FD OF AMERICA R6 LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $1.0M | 8.4% | |
| YOURPATH AM FUNDS 2045 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $961K | 7.8% | |
| Vngrd 500 Indx Value of Interest in Registered Investment Company - | — | — | — | $947K | 7.7% | |
| VANGUARD 500 INDEX ADMIRAL CLASS LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $947K | 7.7% | |
| YOURPATH AM FUNDS 2025 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $837K | 6.8% | |
| YOURPATH AM FUNDS 2020 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $655K | 5.3% | |
| YOURPATH AM FUNDS 2055 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $524K | 4.3% | |
| YOURPATH AM FUNDS 2050 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $326K | 2.6% | |
| LINCOLN STABLE VALUE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $324K | 2.6% | |
| Am Fds Amer Balnc Value of Interest in Registered Investment Company - | — | — | — | $272K | 2.2% | |
| AM FUNDS AMERICAN BALANCED R6 LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $272K | 2.2% | |
| Vngrd Smcp Grwth Indx Value of Interest in Registered Investment Company - | — | — | — | $261K | 2.1% | |
| VANGUARD SM CAP GR INDEX ADMIRAL LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $261K | 2.1% | |
| Participant Notes Receivable 4.25% to 9.50% - | — | — | — | $258K | 2.1% | |
| YOURPATH AM FUNDS 2060 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $187K | 1.5% | |
| Yourpath American Funds 2055 Grwth Value of Interest in Pooled Separate Accounts - | — | — | — | $186K | 1.5% | |
| YOURPATH AM FUNDS 2050 GROWTH LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $186K | 1.5% | |
| AM FUNDS NEW WORLD R6 LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $185K | 1.5% | |
| YOURPATH AM FUNDS 2015 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $107K | 0.9% | |
| Vngrd Dvlpd Mrkts Indx Value of Interest in Registered Investment Company - | — | — | — | $88K | 0.7% | |
| VANGUARD DEVELOPED MKTS INDEX ADMIR LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $88K | 0.7% | |
| Vngrd Midcp Indx Value of Interest in Registered Investment Company - | — | — | — | $64K | 0.5% | |
| VANGUARD MID CAP INDEX ADMIRAL LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $64K | 0.5% | |
| MFS VALUE R6 LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $61K | 0.5% | |
| YOURPATH AM FUNDS 2065 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $52K | 0.4% | |
| Pimco Incm Value of Interest in Registered Investment Company - | — | — | — | $43K | 0.3% | |
| PIMCO INCOME INSTITUTIONAL LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $43K | 0.3% | |
| Jpm Smcp Value of Interest in Registered Investment Company - | — | — | — | $38K | 0.3% | |
| JP MORGAN SM CAP VALUE R6 LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $38K | 0.3% | |
| Yourpath American Funds 2025 Grwth Value of Interest in Pooled Separate Accounts - | — | — | — | $36K | 0.3% | |
| YOURPATH AM FUNDS 2010 MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $34K | 0.3% | |
| YOURPATH AM FUNDS INCOME MODERATE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $29K | 0.2% | |
| Fdlty US Bond Indx Value of Interest in Registered Investment Company - | — | — | — | $27K | 0.2% | |
| FIDELITY US BOND INDEX LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $27K | 0.2% | |
| AM FUNDS INTL GR & INC R6 LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $15K | 0.1% | |
| Vngrd Real Estat Indx Value of Interest in Registered Investment Company - | — | — | — | $13K | 0.1% | |
| VANGUARD REAL ESTATE INDEX ADMIRAL LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $13K | 0.1% | |
| PIMCO REAL RETURN INSTITUTIONAL CLA LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $12K | <0.1% | |
| Fedrtd Gvnmt Utlshr Durtn Value of Interest in Registered Investment Company - | — | — | — | $6K | <0.1% | |
| FEDERATED GVNMT ULTRASHORT DURATION LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $6K | <0.1% | |
| YOURPATH AM FUNDS 2040 GROWTH LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $3K | <0.1% | |
| YOURPATH AM FUNDS 2040 CONSERVATIVE LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $3K | <0.1% | |
| Yourpath American Funds Incm Grwth Value of Interest in Pooled Separate Accounts - | — | — | — | $3K | <0.1% | |
| YOURPATH AM FUNDS INCOME GROWTH LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $3K | <0.1% | |
| Yourpath American Funds 2050 Grwth Value of Interest in Pooled Separate Accounts - | — | — | — | $2K | <0.1% | |
| YOURPATH AM FUNDS 2045 GROWTH LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $2K | <0.1% | |
| CLEARBRIDGE MID CAP LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| YOURPATH AM FUNDS 2025 GROWTH LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| WESTERN ASSET CORE BOND LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| YOURPATH AM FUNDS 2055 GROWTH LINCOLN FINANCIAL GROUP · EIN 35-0472300 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |