Original filing (PDF)20251015164925NAL0002774147001

VITRO FLAT GLASS LLC

Name: VITRO FLAT GLASS LLC — VITRO FLAT GLASS LLC RETIREMENT PLAN, Form 5500 (2024)
Creator: VITRO FLAT GLASS LLC

Form 5500

FILING_RECEIVED

VITRO FLAT GLASS LLC RETIREMENT PLAN

Defined-benefit pension plan

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$57.7M

Net assets (EOY)

$57.6M

How this plan invests

This plan

139 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

47 bps in Schedule C fees — 197% above peer band of 16 bps.
Plan is frozen (1I) — no new benefit accrual.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VITRO FLAT GLASS LLC.

Plan sponsor

Name

VITRO FLAT GLASS LLC

EIN

81-3489093

Address

400 GUYS RUN ROAD · CHESWICK, PA · 15024

Phone

(412) 820-8003

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

1A · Pay-related DB formula

1B · Flat-dollar DB formula

1I · Frozen plan — no new benefit accrual

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

SCHNEIDER DOWNS & CO., INC.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
PNC BANK	22-1146430	—	NONE	$120K	—
OCTOBER THREE CONSULTING LLC	27-1175487	—	NONE	$109K	—
GYL FINANCIAL SYNERGIES, LLC	81-3263476	—	NONE	$25K	—
SCHNEIDER DOWNS & CO., INC.	25-1408703	—	NONE	$20K	—

Investments

139 direct securities· $56.8M(98% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity	—	—	$6.7M	$9.0M	15.6%
BlackRock	—	—	$4.5M	$4.8M	8.4%
Vanguard	—	—	$2.8M	$2.8M	4.9%
BlackRock	—	—	$1.9M	$2.8M	4.9%
PNC	—	—	$2.2M	$2.2M	3.8%
Xtrackers	—	—	$2.0M	$2.1M	3.7%
BlackRock	—	—	$1.1M	$1.9M	3.3%
Vanguard	—	—	$1.9M	$1.9M	3.2%
U.S. Government	—	—	$1.7M	$1.6M	2.7%
U.S. Government	—	—	$2.3M	$1.4M	2.4%
U.S. Government	—	—	$1.9M	$1.4M	2.3%
U.S. Government	—	—	$1.2M	$1.2M	2.1%
BlackRock	—	—	$808K	$1.2M	2.1%
Invesco	—	—	$597K	$1.0M	1.8%
U.S. Government	—	—	$749K	$773K	1.3%
WisdomTree	—	—	$376K	$590K	1.0%
U.S. Government	—	—	$560K	$572K	1.0%
U.S. Government	—	—	$509K	$470K	0.8%
U.S. Government	—	—	$441K	$452K	0.8%
U.S. Government	—	—	$615K	$437K	0.8%
U.S. Government	—	—	$427K	$423K	0.7%
U.S. Government	—	—	$412K	$401K	0.7%
JPMorgan Chase & Co	—	—	$429K	$378K	0.7%
U.S. Government	—	—	$475K	$369K	0.6%
Morgan Stanley	—	—	$425K	$369K	0.6%
Comcast Corp	—	—	$398K	$343K	0.6%
Citigroup Inc	—	—	$323K	$294K	0.5%
Goldman Sachs Group Inc	—	—	$332K	$294K	0.5%
Microsoft Corp	—	—	$357K	$283K	0.5%
Prologis Lp	—	—	$272K	$271K	0.5%
U.S. Government	—	—	$282K	$268K	0.5%
MetLife Inc.	—	—	$267K	$264K	0.5%
U.S. Government	—	—	$290K	$250K	0.4%
Walt Disney Company/ The	—	—	$267K	$245K	0.4%
Capital One Financial Co	—	—	$268K	$244K	0.4%
Conocophillips	—	—	$245K	$240K	0.4%
Verizon Communications	—	—	$288K	$231K	0.4%
Consolidated Edison Co	—	—	$332K	$228K	0.4%
Berkshire Hathaway Fin Com Gtd	—	—	$269K	$227K	0.4%
Sumitomo Mitsui Finl Grp	—	—	$250K	$223K	0.4%
Unitedhealth Group Inc	—	—	$275K	$222K	0.4%
Florida Power & Light Co	—	—	$332K	$219K	0.4%
Oracle Corp	—	—	$292K	$216K	0.4%
Apple Inc	—	—	$267K	$207K	0.4%
AT&T Inc	—	—	$223K	$207K	0.4%
Public Service Colorado	—	—	$307K	$204K	0.4%
Eversource Energy	—	—	$240K	$204K	0.4%
Virginia Elec & Power Co	—	—	$307K	$203K	0.4%
Home Depot Inc	—	—	$296K	$201K	0.3%
Banco Santander Sa	—	—	$201K	$200K	0.3%
CSX Corp	—	—	$277K	$198K	0.3%
Walmart Inc	—	—	$322K	$198K	0.3%
Johnson & Johnson	—	—	$199K	$196K	0.3%
Ameriprise Financial Inc	—	—	$206K	$195K	0.3%
Bank Of America Corp	—	—	$209K	$193K	0.3%
U.S. Government	—	—	$200K	$192K	0.3%
Visa Inc	—	—	$245K	$189K	0.3%
Gilead Sciences Inc	—	—	$242K	$189K	0.3%
Progressive Corp	—	—	$274K	$188K	0.3%
Anheuser-Busch Co/Inbev	—	—	$233K	$185K	0.3%
U.S. Government	—	—	$190K	$185K	0.3%
U.S. Government	—	—	$175K	$180K	0.3%
Abbott Laboratories	—	—	$183K	$179K	0.3%
Abbvie Inc	—	—	$228K	$178K	0.3%
BP Cap Markets America	—	—	$171K	$170K	0.3%
Honeywell International	—	—	$163K	$159K	0.3%
Pfizer Investment Enter	—	—	$162K	$150K	0.3%
Air Products & Chemicals	—	—	$172K	$150K	0.3%
Amgen Inc	—	—	$155K	$149K	0.3%
Bank Of Montreal	—	—	$140K	$141K	0.2%
Energy Transfer Operating	—	—	$151K	$140K	0.2%
American Honda Finance	—	—	$140K	$139K	0.2%
Westpac Banking Corp	—	—	$163K	$136K	0.2%
Toyota Motor Credit Corp	—	—	$135K	$136K	0.2%
John Deere Capital Corporation	—	—	$134K	$135K	0.2%
Realty Income Corp	—	—	$135K	$134K	0.2%
Enterprise Products Oper	—	—	$185K	$133K	0.2%
Fiserv Inc	—	—	$156K	$131K	0.2%
Kroger Co	—	—	$174K	$131K	0.2%
Kinder Morgan Ener Part	—	—	$131K	$130K	0.2%
T-Mobile USA Inc.	—	—	$131K	$130K	0.2%
U.S. Government	—	—	$132K	$128K	0.2%
State Street Corp	—	—	$124K	$126K	0.2%
Burlington North Santa Fe	—	—	$151K	$126K	0.2%
Cummins Inc.	—	—	$125K	$125K	0.2%
Bank Of NY Mellon Corp	—	—	$120K	$123K	0.2%
Exxon Mobil Corporation	—	—	$177K	$122K	0.2%
Bank Of America Corp	—	—	$122K	$121K	0.2%
Lockheed Martin Corp	—	—	$147K	$120K	0.2%
Public Service Electric	—	—	$179K	$119K	0.2%
IBM Corp	—	—	$135K	$118K	0.2%
Nike Inc.	—	—	$118K	$116K	0.2%
Realty Income Corp	—	—	$149K	$115K	0.2%
Pepsico Inc	—	—	$131K	$113K	0.2%
KeyCorp	—	—	$120K	$113K	0.2%
Westpac Banking Corp	—	—	$126K	$113K	0.2%
Midamerican Energy Co	—	—	$163K	$111K	0.2%
Boston Properties Lp	—	—	$125K	$110K	0.2%
Toyota Motor Credit Corp	—	—	$110K	$110K	0.2%
United Parcel Service	—	—	$119K	$110K	0.2%
U.S. Government	—	—	$111K	$110K	0.2%
Warnermedia Holdings Inc	—	—	$110K	$108K	0.2%
Sysco Corporation	—	—	$106K	$105K	0.2%
Kroger Co	—	—	$110K	$104K	0.2%
Paccar Financial Corp	—	—	$100K	$101K	0.2%
Texas Instruments Inc	—	—	$109K	$99K	0.2%
Duke Energy Progress Llc	—	—	$160K	$99K	0.2%
Amazon.Com Inc	—	—	$124K	$99K	0.2%
Church & Dwight Co Inc	—	—	$95K	$98K	0.2%
Target Corp	—	—	$118K	$96K	0.2%
US Bancorp	—	—	$95K	$91K	0.2%
Pub Svc New Hamp	—	—	$136K	$91K	0.2%
Prudential Financial Inc	—	—	$133K	$90K	0.2%
Kimberly-Clark Corp	—	—	$105K	$89K	0.2%
Caterpillar Inc	—	—	$127K	$87K	0.2%
U.S. Government	—	—	$87K	$85K	0.1%
Royal Bank Of Canada	—	—	$85K	$85K	0.1%
Novartis Capital Corp	—	—	$111K	$81K	0.1%
Kroger Co/ The	—	—	$85K	$79K	0.1%
Marathon Petroleum Corp	—	—	$108K	$78K	0.1%
US Bancorp	—	—	$94K	$78K	0.1%
Honeywell International	—	—	$115K	$77K	0.1%
Allstate Corporation	—	—	$75K	$75K	0.1%
Realty Income Corp	—	—	$84K	$72K	0.1%
San Diego G&E	—	—	$109K	$71K	0.1%
Unilever Capital Corp	—	—	$114K	$70K	0.1%
Eli Lilly & Co	—	—	$96K	$67K	0.1%
Eli Lilly & Co	—	—	$65K	$60K	0.1%
Union Pacific Corp	—	—	$86K	$59K	0.1%
KLA Corp	—	—	$85K	$59K	0.1%
Home Depot Inc	—	—	$55K	$56K	<0.1%
Huntington Bancshares	—	—	$55K	$54K	<0.1%
Abbvie Inc	—	—	$55K	$53K	<0.1%
Unitedhealth Group Inc	—	—	$56K	$47K	<0.1%
Alphabet Inc	—	—	$77K	$46K	<0.1%
Texas Instruments Inc	—	—	$50K	$46K	<0.1%
Chevron Usa Inc	—	—	$42K	$42K	<0.1%
Apple Inc	—	—	$50K	$40K	<0.1%
State Street Corp	—	—	$40K	$37K	<0.1%