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Original filing (PDF)20251014213354NAL0001822547001
AMICA MUTUAL INSURANCE COMPANY
Form 5500
FILING_RECEIVED
AMICA PENSION FUND
Defined-benefit pension plan
Signals · 3
38% in single holdingNo recordkeeper disclosed13 service providers
Active participants
2,053
Accounts w/ balance
—
Plan assets (EOY)
$1.7B
Net assets (EOY)
$1.7B
How this plan invests
This plan
3 pooled trusts
Schedule D
50 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
81
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "FIAM LONG CORPORATE A OR BETTER COMMINGLED POOL" is 38% of plan.
- 9 bps in Schedule C fees — 78% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMICA MUTUAL INSURANCE COMPANY.
Plan sponsor
Name
AMICA MUTUAL INSURANCE COMPANY
EIN
05-0348344
Address
P.O. BOX 6008 · PROVIDENCE, RI · 029406008
Phone
(800) 652-6422
Industry
Finance & Insurancesee all
Plan administrator
Name
AMICA BENEFIT PLANS COMMITTEE
EIN
05-0348344
City
PROVIDENCE, RI
Phone
(800) 652-6422
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1A · Pay-related DB formula
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
13 rowsOther
13| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIAM LLC | 20-4659714 | — | NONE | $1.1M | — |
| BUCK GLOBAL, LLC | 13-3954297 | — | NONE | $168K | — |
| KPMG LLP | 13-5565207 | — | NONE | $58K | — |
| JP MORGAN ASSET MANAGEMENT | — | KANSAS CITY, MO | NONE | $46K | — |
| NEPC LLC | 26-1429809 | — | NONE | $46K | — |
| THE NORTHERN TRUST COMPANY | 36-1561860 | — | NONE | $25K | — |
| STATE STREET CORPORATION | 04-2456637 | — | NONE | $8K | — |
| PNC BANK | — | PITTSBURGH, PA | NONE | $7K | — |
| FIRST EAGLE ALTERNATIVE CREDIT, LLC | 57-1156902 | — | NONE | $0 | — |
| GRAYCLIFF PARTNERS LP | 36-4711561 | — | NONE | $0 | — |
| CYPRIUM INVESTMENT PARTNERS LLC | 80-0560696 | — | NONE | $0 | — |
| ADAMS STREET CREDIT ADVISORS LP | 81-2633198 | — | NONE | $0 | — |
| STONEPEAK ASSOCIATES III LLC | 82-3003270 | — | NONE | $0 | — |
Investments
47 direct securities · 3 pooled funds· $1.7B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$929.5M
46 holdings
Common Collective Trust
$737.7M
3 holdings
OTHER
$4.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIAM LONG CORPORATE A OR BETTER CP FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 103 | Common Collective Trust | — | $759.0M | $633.6M | 38.1% | |
| Buy-in Group Annuity Contract PRUDENTIAL BUY-IN GROUP ANNUITY | — | — | $644.5M | $586.3M | 35.2% | |
| Short-term investments UNITED STATES TREASURY | — | — | $115.7M | $115.9M | 7.0% | |
| FIAM LONG US TREASURY STRIPS CP FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 120 | Common Collective Trust | — | $85.1M | $53.9M | 3.2% | |
| FIAM 8-10 YEAR CORP BOND CP FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 155 | Common Collective Trust | — | $45.0M | $50.2M | 3.0% | |
| UNITED STATES TREASURY Feb | — | — | $51.8M | $48.5M | 2.9% | |
| LYME FOREST FUND V, LP | — | — | $20.4M | $28.5M | 1.7% | |
| STONEPEAK INFRASTRUCTURE FUND III, LP | — | — | $20.0M | $28.0M | 1.7% | |
| POINT JUDITH VENTURE FUND IV, LP | — | — | $16.0M | $27.6M | 1.7% | |
| Bonds: Securities of the U.S. Government and Federal Agencies UNITED STATES TREASURY Feb | — | — | $21.5M | $17.9M | 1.1% | |
| FIRST EAGLE DIRECT LENDING FUND IV, LLC | — | — | $16.1M | $12.7M | 0.8% | |
| UNITED STATES TREASURY Feb | — | — | $11.9M | $11.9M | 0.7% | |
| Total Mortgage loans | — | — | $9.8M | $8.8M | 0.5% | |
| MIDWEST MEZZANINE FUND VI SBIC, LP | — | — | $3.9M | $6.4M | 0.4% | |
| Cash equivalents * NORTHERN INST:US GVT SHS | — | — | $5.4M | $5.4M | 0.3% | |
| SAVANO CAPITAL PARTNERS II, LP | — | — | $5.8M | $5.1M | 0.3% | |
| invested assets ADAMS STREET PRIVATE CREDIT FUND, LP | OTHER | — | $4.4M | $4.4M | 0.3% | |
| LYME FOREST FUND IV, LP | — | — | $4.7M | $3.3M | 0.2% | |
| CYPRIUM PARALLEL INVESTORS V LP | — | — | $3.3M | $2.7M | 0.2% | |
| GCG INVESTORS IV, LP | — | — | $1.9M | $2.4M | 0.1% | |
| GOLDMAN SACHS PRIVATE EQUITY PARTNERS XI, LP | — | — | $345K | $1.9M | 0.1% | |
| MIDWEST MEZZANINE FUND V SBIC, LP | — | — | $1.7M | $1.7M | 0.1% | |
| GRAYCLIFF MEZZANINE III, LP | — | — | $2.3M | $1.6M | <0.1% | |
| GRAND PLAZA Feb | — | — | $1.9M | $1.5M | <0.1% | |
| SHEAR PORTFOLIO Feb | — | — | $1.4M | $1.2M | <0.1% | |
| AUSTIN CENTRE Jul | — | — | $1.2M | $1.1M | <0.1% | |
| GOLDPOINT MEZZANINE PARTNERS IV, LP | — | — | $1.3M | $1.1M | <0.1% | |
| SOMERNOVA Dec | — | — | $677K | $669K | <0.1% | |
| AIRPARK NASHVILLE Jun | — | — | $705K | $642K | <0.1% | |
| BOUTWELL BUSINESS CENTER Sep | — | — | $664K | $599K | <0.1% | |
| CYPRIUM INVESTORS IV, LP | — | — | $666K | $577K | <0.1% | |
| PEACHTREE 25th CML May | — | — | $582K | $575K | <0.1% | |
| GRAND AVENUE GARAGE Jan | — | — | $589K | $556K | <0.1% | |
| FIRST EAGLE DIRECT LENDING IV CO-INVEST, LLC | — | — | $629K | $543K | <0.1% | |
| HEARTWOOD FORESTLAND REIT III, LLC | — | — | $7.8M | $516K | <0.1% | |
| GLC DIRECT CREDIT FUND, LP | — | — | $188K | $429K | <0.1% | |
| NORTH COUNTY SQUARE FUNDING LLC Dec | — | — | $378K | $362K | <0.1% | |
| NAPA SQUARE Apr | — | — | $337K | $322K | <0.1% | |
| Mortgage loans 1155 15TH STREET Jun | — | — | $317K | $296K | <0.1% | |
| THE EMBASSY Jun | — | — | $306K | $271K | <0.1% | |
| UNITED STATES TREASURY Feb | — | — | $324K | $268K | <0.1% | |
| GRAYCLIFF MEZZANINE II PARALLEL, LP | — | — | $657K | $210K | <0.1% | |
| MORGAN STANLEY PREMIUM PARTNERS FUND SPV, LP | — | — | $70K | $201K | <0.1% | |
| LAUREL PROMENADE FUNDING LLC Mar | — | — | $214K | $190K | <0.1% | |
| AIRPARK NASHVILLE 2 Jun | — | — | $185K | $173K | <0.1% | |
| GLOBAL SELF STORAGE Jul | — | — | $192K | $168K | <0.1% | |
| AEA MEZZANINE FUND III, LP | — | — | $1.5M | $134K | <0.1% | |
| GRAND PLAZA 2 Feb | — | — | $101K | $83K | <0.1% | |
| MORGAN STANLEY IFHF SPV, LP | — | — | $40K | $56K | <0.1% | |
| MORGAN STANLEY PRIVATE MARKETS FUND III, LP | — | — | $155K | $49K | <0.1% |