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Original filing (PDF)20251014134452NAL0006232882001
MRQD, INC.
Form 5500
FILING_RECEIVED
MRQD INC. 401K PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 3
26% in single holding~116 bps in Sched C feesNo recordkeeper disclosed
Active participants
165
Accounts w/ balance
123
Plan assets (EOY)
$3.8M
Net assets (EOY)
$3.8M
How this plan invests
This plan
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "iShares S&P 500 Index K Mutual Fund a" is 26% of plan.
- 116 bps in Schedule C fees — 123% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MRQD, INC..
Plan sponsor
Name
MRQD, INC.
EIN
81-2030769
Address
16505 SW 72ND AVENUE · PORTLAND, OR · 97224
Phone
(503) 431-2420
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PERKINS & COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING | 43-1270780 | — | NONE | $25K | — |
| TPP RETIREMENT PLAN SPECIALISTS, LL | 20-1301962 | — | NONE | $19K | — |
Investments
18 direct securities· $3.8M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| iShares S&P 500 Index K Mutual Fund a | — | — | — | $978K | 25.7% | |
| Vanguard Interm-Term Bond Index Ad Mutual Fund a | — | — | — | $575K | 15.1% | |
| Vanguard Developed Markets Index Ad Mutual Fund a | — | — | — | $428K | 11.2% | |
| Vanguard Emerging Mkts Stock Index Ad Mutual Fund a | — | — | — | $334K | 8.8% | |
| Vanguard Mid Cap Index Admiral Mutual Fund a | — | — | — | $329K | 8.6% | |
| Fidelity Large Cap Growth Index Mutual Fund a | — | — | — | $186K | 4.9% | |
| Fidelity Small Cap Value Index Mutual Fund a | — | — | — | $178K | 4.7% | |
| Vanguard Real Estate Index Admiral Mutual Fund a | — | — | — | $156K | 4.1% | |
| Vanguard Small Cap Index Adm Mutual Fund a | — | — | — | $117K | 3.1% | |
| Vanguard FTSE All-World ex US Small-Cap Index Ad Mutual Fund a | — | — | — | $103K | 2.7% | |
| Fidelity Mid Cap Growth Index Mutual Fund a | — | — | — | $78K | 2.0% | |
| Participant loans Interest rates from 3.25% - 8.5% - | — | — | — | $77K | 2.0% | |
| DFA Inflation-Protected Securities I Mutual Fund a | — | — | — | $77K | 2.0% | |
| Fidelity Small Cap Growth Index Mutual Fund a | — | — | — | $56K | 1.5% | |
| Fidelity Large Cap Value Index Mutual Fund a | — | — | — | $47K | 1.2% | |
| Fidelity Mid Cap Value Index Mutual Fund a | — | — | — | $36K | 0.9% | |
| DFA Intermediate Govt Fixed-Income I Mutual Fund a | — | — | — | $23K | 0.6% | |
| Matrix Retirement Cash Account Interest-bearing cash a | — | — | — | $8K | 0.2% |
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