Back to filter
Original filing (PDF)20250410130412NAL0024232001001
SAX, INC.
Form 5500-SF
FILING_RECEIVED
SAX, INC. 401(K) PLAN
401(k) retirement plan
Active participants
35
Accounts w/ balance
24
Plan assets (EOY)
$1.4M
Net assets (EOY)
$1.4M
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
75
Vendor stack
100
Participation health
80
Knocking points off
- 69% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SAX, INC..
Plan sponsor
Name
SAX, INC.
EIN
81-0386044
Address
P. O. BOX 50189 · BILLINGS, MT · 59105
Phone
(406) 245-0756
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-04-10
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Small plan (5500-SF) — Schedule H data not available.
Service providers (Schedule C)
Small plans don't disclose service providersRelated plans
Similar-size Retail Trade plans
ST. HELEN AUTO AND HARDWARE INC.
KABAT RETIREMENT PLAN
$1.4M · 74 participants
J.B. ZIMMERMAN & SONS, INC.
J. B. ZIMMERMAN & SONS, INC 401(K) PLAN
$1.4M · 16 participants
RUSSELL HARDWARE COMPANY
RUSSELL HARDWARE CO. EMPLOYEES' SAVINGS & INVESTMENT PLAN AND TRUST
$1.4M · 17 participants
AMERICAN ROYAL HARDWARE
AMERICAN ROYAL HARDWARE 401(K) PROFIT SHARING PLAN
$1.4M · 10 participants
OREGON WHOLESALE HARDWARE, INC.
OREGON WHOLESALE HARDWARE, INC. 401(K) PROFIT SHARING PLAN
$1.4M · 12 participants
BECKER HARDWARE, INC.
BECKER HARDWARE, INC. SIMPLE 401(K) PLAN
$1.4M · 10 participants
Large plans in Montana
BILLINGS CLINIC
BILLINGS CLINIC 403B PLAN
$594.8M · 4,247 participants
D.A. DAVIDSON COMPANIES
D.A. DAVIDSON COMPANIES RETIREMENT SAVINGS AND PROFIT SHARING PLAN
$543.1M · 1,609 participants
GLACIER BANCORP, INC.
GLACIER BANCORP, INC. PROFIT SHARING AND 401(K) PLAN
$537.9M · 3,535 participants
NORTHWESTERN CORPORATION
NORTHWESTERN ENERGY 401(K) RETIREMENT SAVINGS PLAN
$512.8M · 1,590 participants
LOGAN HEALTH
LOGAN HEALTH RETIREMENT SAVINGS PLAN
$500.4M · 4,345 participants
FIRST INTERSTATE BANCSYSTEM, INC.
FIRST INTERSTATE BANCSYSTEM, INC. 401(K) PLAN
$481.7M · 3,478 participants