Original filing (PDF)20251013154927NAL0003540146001

MONTEREY PACIFIC, LLC

Name: MONTEREY PACIFIC, LLC — MONTEREY PACIFIC, LLC RETIREMENT PLAN, Form 5500 (2024)
Creator: MONTEREY PACIFIC, LLC

Form 5500

FILING_RECEIVED

MONTEREY PACIFIC, LLC RETIREMENT PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

245

Accounts w/ balance

146

Plan assets (EOY)

$8.9M

Net assets (EOY)

$8.9M

How this plan invests

This plan

50 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

Knocking points off

No recordkeeper disclosed on Schedule C.
60% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MONTEREY PACIFIC, LLC.

Plan sponsor

Name

MONTEREY PACIFIC, LLC

EIN

77-0298005

Address

40410 ARROYO SECO ROAD · SOLEDAD, CA · 93960

Phone

(831) 678-4845

Industry

Agriculture, Forestry, Fishing, Huntingsee all

Plan administrator

Name

FUTUREPLAN FIDUCIARY SERVICES LLC

EIN

82-3719843

City

BOSTON, MA

Phone

(855) 711-5283

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CLIFTONLARSONALLEN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
COMMONWEALTH FINANCIAL NETWORK	—	WALTHAM, MA	NONE	$27K	—
ASCENSUS LLC	11-3665754	—	NO	$9K	—

Investments

50 direct securities· $8.9M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Federal Money Market Inv	—	—	—	$1.7M	19.1%
Schwab SS Schwab U.S. Aggregate Bond ETF	—	—	—	$880K	9.9%
iShares SS iShares Core S&P 500 ETF	—	—	—	$739K	8.3%
Columbia SS Columbia Contrarian Core I3	—	—	—	$548K	6.1%
Baird SS Baird Intermediate Bond Inst	—	—	—	$522K	5.8%
Goldman Sachs Goldman Sachs Intl Equity ESG Instl 136 Guggenheim SS Guggenheim Ttl Rtrn Bnd Fnd R6	—	—	—	$469K	5.3%
Schwab SS Schwab US Dividend Equity ETF	—	—	—	$451K	5.1%
DFA SS DFA Short-Duration Real Return Instl	—	—	—	$430K	4.8%
Credit Suisse SS Credit Suisse Strategic Income I	—	—	—	$335K	3.8%
JPMorgan SS JPMorgan Large Cap Growth R6	—	—	—	$304K	3.4%
Invesco Gold & Special Minerals R6	—	—	—	$296K	3.3%
Participants Notes Receivable from Participants Interest rates ranging from 5.25% to 10.50% -	—	—	—	$211K	2.4%
Vanguard SS Vanguard Total Intl Stock Index Adm	—	—	—	$185K	2.1%
Vanguard SS Vanguard Mid Cap Index Adm	—	—	—	$179K	2.0%
American Funds American Funds Trgt Date Ret 2060 R6	—	—	—	$115K	1.3%
Bridgeway SS Bridgeway Small Cap Value N	—	—	—	$106K	1.2%
Columbia Contrarian Core I3	—	—	—	$105K	1.2%
American Funds American Funds Trgt Date Ret 2050 R6 560 American Funds American Funds Trgt Date Ret 2055 R6	—	—	—	$101K	1.1%
iShares SS iShares Morningstar Small-Cap Gr ETF	—	—	—	$91K	1.0%
Vanguard SS Vanguard International Growth Adm	—	—	—	$87K	1.0%
iShares Core S&P 500 ETF	—	—	—	$84K	0.9%
Schwab Total Stock Market Index Select	—	—	—	$79K	0.9%
Schwab U.S. Aggregate Bond ETF	—	—	—	$68K	0.8%
BlackRock Mid-Cap Growth Equity Instl	—	—	—	$66K	0.7%
American Funds American Funds Trgt Date Ret 2040 R6	—	—	—	$62K	0.7%
American Funds American Funds Trgt Date Ret 2035 R6	—	—	—	$61K	0.7%
BNY Mellon BNY Mellon Global Emerging Markets Y 958 BNY Mellon SS BNY Mellon Global Emerging Markets Y	—	—	—	$59K	0.7%
JPMorgan Short Duration Bond R6	—	—	—	$54K	0.6%
Credit Suisse Credit Suisse Strategic Income I	—	—	—	$54K	0.6%
Vanguard International Growth Adm	—	—	—	$52K	0.6%
Federated Hermes Kaufmann Sm C R6	—	—	—	$46K	0.5%
iShares Russell Top 200 Growth ETF	—	—	—	$42K	0.5%
Hartford Strategic Income R6	—	—	—	$39K	0.4%
American Funds American Funds Inflation Linked Bd R6	—	—	—	$39K	0.4%
T. Rowe Price T. Rowe Price Health Sciences I	—	—	—	$36K	0.4%
JPMorgan Large Cap Growth R6	—	—	—	$30K	0.3%
MFS International Diversification R6	—	—	—	$30K	0.3%
Bridgeway Small Cap Value N	—	—	—	$24K	0.3%
Brown Advisory Brown Advisory Sustainable Growth Instl	—	—	—	$22K	0.3%
Vanguard Total Intl Bond Index Adm 358 Vanguard Consumer Discretionary Idx ETF	—	—	—	$22K	0.2%
American Funds American Funds Trgt Date Ret 2045 R6	—	—	—	$19K	0.2%
American Funds American Funds Trgt Date Ret 2065 R6	—	—	—	$18K	0.2%
Nueberger Berman Neuberger Berman Large Cap Value R6	—	—	—	$14K	0.2%
iShares Morningstar Mid-Cap Growth ETF	—	—	—	$14K	0.2%
iShares Morningstar Sml Cap Growth ETF	—	—	—	$13K	0.1%
BlackRock Technology Opportunity K	—	—	—	$6K	<0.1%
Vanguard Mid Cap Index Adm	—	—	—	$4K	<0.1%
American Funds American Funds Trgt Date Ret 2030 R6	—	—	—	$3K	<0.1%
American Funds American Funds Trgt Date Ret 2025 R6	—	—	—	$2K	<0.1%
PGIM Jennison Utility R6 519 Principal Real Estate Securities R6	—	—	—	$2K	<0.1%