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Original filing (PDF)20251015185958NAL0007221664001
SOBRATO ORGANIZATION
Form 5500
FILING_RECEIVED
THE SOBRATO ORGANIZATION 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
102
Accounts w/ balance
125
Plan assets (EOY)
$23.1M
Net assets (EOY)
$23.1M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (0 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOBRATO ORGANIZATION.
Plan sponsor
Name
SOBRATO ORGANIZATION
EIN
77-0262755
Address
599 CASTRO STREET, STE. 400 · MOUNTAIN VIEW, CA · 94041
Phone
(408) 446-0700
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
2G · Total participant-directed accounts
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ABBOTT, STRINGHAM AND LYNCH
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $1K | — |
Investments
28 direct securities · 1 pooled fund· $23.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$23.1M
28 holdings
Common Collective Trust
$776K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual fund † | — | — | — | $3.8M | 16.6% | |
| Fidelity Blue Chip Growth Fund Mutual fund | — | — | — | $2.0M | 8.7% | |
| American Funds Target Date 2050 R5 Mutual fund | — | — | — | $1.8M | 7.6% | |
| American Funds Target Date 2045 R5 Mutual fund | — | — | — | $1.7M | 7.5% | |
| Lord Abbett Short Duration Income Fund I Mutual fund | — | — | — | $1.5M | 6.4% | |
| American Funds Target Date 2010 R5 Mutual fund | — | — | — | $1.4M | 6.2% | |
| American Funds Target Date 2055 R5 Mutual fund | — | — | — | $1.4M | 6.2% | |
| American Funds Target Date 2040 R5 Mutual fund | — | — | — | $1.2M | 5.0% | |
| Fidelity Overseas Fund Mutual fund | — | — | — | $1000K | 4.3% | |
| American Funds Target Date 2035 R5 Mutual fund | — | — | — | $888K | 3.8% | |
| Janus Henderson Enterprise N Fund Mutual fund | — | — | — | $888K | 3.8% | |
| Managed Income Portfolio Class 2 Common collective trust fund | — | — | — | $776K | 3.4% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $776K | 3.4% | |
| American Funds Target Date 2020 R5 Mutual fund | — | — | — | $535K | 2.3% | |
| Vanguard Total International Stock Index Fund Adm Mutual fund | — | — | — | $447K | 1.9% | |
| Janus Henderson Triton I Fund Mutual fund | — | — | — | $403K | 1.7% | |
| Allspring Special Small Cap Value Fund Mutual fund | — | — | — | $402K | 1.7% | |
| Dodge & Cox Stock Fund Mutual fund | — | — | — | $394K | 1.7% | |
| American Funds Target Date 2060 R5 Mutual fund | — | — | — | $393K | 1.7% | |
| American Century Mid Cap Value R6 Mutual fund | — | — | — | $376K | 1.6% | |
| Baird Core Plus Fund Institutional Mutual fund | — | — | — | $347K | 1.5% | |
| Fidelity Real Estate Investment Portfolio Mutual fund | — | — | — | $286K | 1.2% | |
| American Century Emerging Markets Investment Fund Mutual fund | — | — | — | $248K | 1.1% | |
| Fidelity Mid Cap Index Fund Mutual fund | — | — | — | $247K | 1.1% | |
| American Funds Target Date 2030 R5 Mutual fund | — | — | — | $233K | 1.0% | |
| Fidelity Small Cap Index Fund Mutual fund | — | — | — | $186K | 0.8% | |
| various maturities through July 2029 | — | — | — | $99K | 0.4% | |
| American Funds Conservative Growth & Income Portfolio R5 Mutual fund | — | — | — | $76K | 0.3% | |
| American Funds Target Date 2025 R5 Mutual fund | — | — | — | $35K | 0.2% |
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