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Original filing (PDF)20251210161413NAL0005750898001
PACA, INC.
Form 5500
FILING_RECEIVED
PACA, INC. 401(K) PLAN
401(k) retirement plan
Signals · 3
Late filing · 0.8 mo32% in single holdingNo recordkeeper disclosed
Active participants
341
Accounts w/ balance
413
Plan assets (EOY)
$16.7M
Net assets (EOY)
$16.7M
How this plan invests
This plan
1 pooled trust
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
97
Concentration risk
84
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 0.8 months past the 10.5-month grace window.
- Top holding "Advantus S&P 500 Index Pooled Separate Account" is 32% of plan.
- 58 bps in Schedule C fees — 101% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PACA, INC..
Plan sponsor
Name
PACA, INC.
EIN
75-3086138
Address
134 COLUMBIA COURT · CHASKA, MN · 553182304
Phone
(952) 227-3065
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BGM CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $98K | — |
Investments
21 direct securities · 1 pooled fund· $32.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$16.8M
21 holdings
Pooled Separate Account
$15.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MASTER SEPARATE ACCOUNT MINNESOTA LIFE INSURANCE COMPANY · EIN 41-0417830 / PN 900 | Pooled Separate Account | — | — | $15.8M | 94.5% | |
| Advantus S&P 500 Index Pooled Separate Account | — | — | — | $5.4M | 32.0% | |
| Vanguard Tot Bond Mkt Idx Adm Pooled Separate Account | — | — | — | $2.8M | 16.6% | |
| TIAA-CREF Intl Eq Idx Instl Pooled Separate Account | — | — | — | $2.6M | 15.8% | |
| Vanguard Mid-Cap Index Adm Pooled Separate Account | — | — | — | $2.1M | 12.5% | |
| JPMorgan Large Cap Growth Pooled Separate Account | — | — | — | $960K | 5.7% | |
| Securian Financial Group MN Life Guaranteed Return Acct General Account | — | — | — | $536K | 3.2% | |
| Notes Receivable from Participants Interest at 4.25% to 9.50% | — | — | — | $410K | 2.5% | |
| Eaton Vance Atlanta SMID - Cap A Pooled Separate Account | — | — | — | $275K | 1.6% | |
| Amer Funds New Persp Fund, R6 Pooled Separate Account | — | — | — | $272K | 1.6% | |
| Fidelity Advantage Total Bond 1 Pooled Separate Account | — | — | — | $185K | 1.1% | |
| Hood River Small Cap Gro Instl Pooled Separate Account | — | — | — | $167K | 1.0% | |
| Columbia Contrarian Core Pooled Separate Account | — | — | — | $159K | 1.0% | |
| Vanguard Small-cap Idx Adm Pooled Separate Account | — | — | — | $144K | 0.9% | |
| Dodge & Cox Stk Fund Pooled Separate Account | — | — | — | $143K | 0.9% | |
| DFA Interm Govt Fixed Inc Port Pooled Separate Account | — | — | — | $126K | 0.8% | |
| Fidelity Real Estate Index Pooled Separate Account | — | — | — | $121K | 0.7% | |
| AB Glbl Bond Adv Pooled Separate Account | — | — | — | $114K | 0.7% | |
| Amer Funds New World Fund, R6 Pooled Separate Account | — | — | — | $93K | 0.6% | |
| Janus Henderson Small Cap Val Pooled Separate Account | — | — | — | $82K | 0.5% | |
| Federated Intl Leaders Instl Pooled Separate Account | — | — | — | $61K | 0.4% | |
| MFS Mid Cap Value R3 Pooled Separate Account | — | — | — | $33K | 0.2% |
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