Original filing (PDF)20250804120304NAL0000723283001

WILLOW BRIDGE E.C.W. LLC

Name: WILLOW BRIDGE E.C.W. LLC — WILLOW BRIDGE 401(K) PLAN, Form 5500 (2024)
Creator: WILLOW BRIDGE E.C.W. LLC

Form 5500

FILING_RECEIVED

WILLOW BRIDGE 401(K) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

5,354

Accounts w/ balance

2,731

Plan assets (EOY)

$152.4M

Net assets (EOY)

$152.4M

How this plan invests

This plan

6 pooled trusts

Schedule D

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

19 bps in Schedule C fees — 88% above peer band of 10 bps.
No recordkeeper disclosed on Schedule C.
51% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WILLOW BRIDGE E.C.W. LLC.

Plan sponsor

Name

WILLOW BRIDGE E.C.W. LLC

EIN

75-1979005

Address

2000 MCKINNEY AVENUE, STE 1000 · DALLAS, TX · 752012027

Phone

(214) 740-4440

Industry

Real Estatesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-04

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

WHITLEY PENN LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$261K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
WHITLEY PENN LLP	75-2393478	—	ACCOUNTANT	$25K	—

Investments

28 direct securities · 6 pooled funds· $157.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$135.6M

28 holdings

Common Collective Trust

$22.1M

6 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
J.P. Morgan Asset Management JPMorgan Large Cap Growth Fund	—	—	—	$19.8M	13.0%
Fidelity Investments Fidelity 500 Index Fund	—	—	—	$16.3M	10.7%
The Vanguard Group, Inc. Target Retirement 2045 Fund	—	—	—	$13.8M	9.0%
The Vanguard Group, Inc. Target Retirement 2035 Fund	—	—	—	$11.2M	7.4%
The Vanguard Group, Inc. Target Retirement 2050 Fund	—	—	—	$11.0M	7.2%
American Funds Investment Company of America R6 Fund	—	—	—	$10.2M	6.7%
The Vanguard Group, Inc. Target Retirement 2040 Fund	—	—	—	$9.1M	6.0%
The Vanguard Group, Inc. Target Retirement 2055 Fund	—	—	—	$8.7M	5.7%
The Vanguard Group, Inc. Target Retirement 2030 Fund	—	—	—	$7.6M	5.0%
The Vanguard Group, Inc. Target Retirement 2025 Fund	—	—	—	$6.5M	4.3%
GALLIARD STABLE RETURN E SEI TRUST COMPANY · EIN 52-2250951 / PN 001	Common Collective Trust	—	—	$6.2M	4.0%
MFS MID CAP GROWTH FD CL CT GREAT GRAY TRUST COMPANY · EIN 38-4126294 / PN 597	Common Collective Trust	—	—	$6.1M	4.0%
Great Gray Trust Company, LLC Great Gray Trust EuroPacific Growth	—	—	—	$4.8M	3.1%
GREATGRAY TRUST EURO GROWTH CT GREAT GRAY TRUST COMPANY · EIN 38-7289843 / PN 001	Common Collective Trust	—	—	$4.8M	3.1%
The Vanguard Group, Inc. Target Retirement 2060 Fund	—	—	—	$3.1M	2.0%
FIAM CR PL COMM PL CLASS I CIT FIDELITY INST ASSET MGMT TRUST CO · EIN 20-4659714 / PN 052	Common Collective Trust	—	—	$3.1M	2.0%
Interest rates ranging from 4.25% to 9.50%	—	—	—	$2.6M	1.7%
The Vanguard Group, Inc. Target Retirement 2020 Fund	—	—	—	$2.5M	1.6%
MFS MID CAP VALUE FD CL CT GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616	Common Collective Trust	—	—	$2.1M	1.4%
The Vanguard Group, Inc. Vanguard Explorer Fund	—	—	—	$1.8M	1.2%
Allspring Funds Management, LLC Allspring Special Small Cap Value Fund	—	—	—	$1.4M	0.9%
The Vanguard Group, Inc. Vanguard Target Retirement Income Fund	—	—	—	$1.3M	0.8%
Fidelity Investments Fidelity US Bond Index	—	—	—	$937K	0.6%
The Vanguard Group, Inc. Target Retirement 2065 Fund	—	—	—	$912K	0.6%
The Vanguard Group, Inc. Federal Money Market Fund	—	—	—	$534K	0.4%
Fidelity Investments Fidelity Extended Market Index Fund	—	—	—	$483K	0.3%
Fidelity Investments Fidelity Total International Index Fund	—	—	—	$290K	0.2%
repayments of $275,563 for pay date November 17, 2023, were not remitted to the Plan in a timely	—	—	—	$276K	0.2%
came to our attention during the course of the audit. We also consider this to be a reportable finding. We noted that certain participant contributions and loan repayments of $173,055 and $194,344 for	—	—	$173K	$194K	0.1%
The Vanguard Group, Inc. Target Retirement 2070 Fund	—	—	—	$186K	0.1%
In 2024, account balances and related net assets totaling $78,076 were transferred into the Plan	—	—	—	$78K	<0.1%
As communicated in our engagement letter dated April 21, 2025, our responsibility, as described by professional standards, is to conduct our audit in accordance with ERISA Section 103(a)(3)(C) pursuant to 29 CFR 2520.103-8 of the Department of Labor’s (“DOL”) Rules and Regulations for	—	—	—	$3K	<0.1%
manner based on the established pattern for remittances and were corrected with lost earnings during 2024. DOL Regulation 2510.3-102 requires that participant contributions are to be remitted to the Plan	—	—	—	$3K	<0.1%
COLUMBIA TRUST STBL INC ADM 0 AMERIPRISE TRUST COMPANY · EIN 41-0007957 / PN 060	Common Collective Trust	—	—	$0	<0.1%