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Original filing (PDF)20251006132531NAL0003689889001
PENCCO, INC.
Form 5500
FILING_RECEIVED
PENCCO, INC. 401(K) PLAN
401(k) retirement plan
Active participants
184
Accounts w/ balance
140
Plan assets (EOY)
$5.5M
Net assets (EOY)
$5.5M
How this plan invests
This plan
4 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (9 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENCCO, INC..
Plan sponsor
Name
PENCCO, INC.
EIN
74-2333384
Address
P.O. BOX 600 · SAN FELIPE, TX · 77473
Phone
(979) 987-7982
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
COTLAR PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $5K | — |
Investments
22 direct securities · 4 pooled funds· $5.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.4M
22 holdings
Common Collective Trust
$313K
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity Freedom Blend 2040 Fund | — | — | — | $929K | 17.0% | |
| Fidelity Investments Fidelity Freedom Blend 2030 Fund | — | — | — | $771K | 14.1% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $630K | 11.5% | |
| Fidelity Investments Fidelity Freedom Blend 2010 Fund | — | — | — | $514K | 9.4% | |
| Fidelity Investments Fidelity Freedom Blend 2035 Fund | — | — | — | $434K | 7.9% | |
| Fidelity Investments Fidelity Freedom Blend 2060 Fund | — | — | — | $357K | 6.5% | |
| Fidelity Investments Fidelity Freedom Blend 2055 Fund | — | — | — | $277K | 5.1% | |
| Fidelity Investments Fidelity Freedom Blend 2025 Fund | — | — | — | $244K | 4.5% | |
| Fidelity Investments Fidelity Government Money Market Fund | — | — | — | $232K | 4.2% | |
| Putnam Investment Management, LLC Large Cap Value Fund | — | — | — | $206K | 3.8% | |
| PUTN LARGE CP VAL R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $206K | 3.8% | |
| Fidelity Investments Fidelity Freedom Blend 2050 Fund | — | — | — | $154K | 2.8% | |
| Fidelity Investments Fidelity Freedom Blend 2045 Fund | — | — | — | $143K | 2.6% | |
| Fidelity Investments Fidelity International Index Fund | — | — | — | $134K | 2.5% | |
| various dates through November 2039 | — | — | — | $123K | 2.3% | |
| Fidelity Investments Fidelity Freedom Blend 2065 Fund | — | — | — | $56K | 1.0% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $55K | 1.0% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $46K | 0.8% | |
| LARGE CAP GRTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139848 / PN 626 | Common Collective Trust | — | — | $43K | 0.8% | |
| SMALL CAP VAL III R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $40K | 0.7% | |
| LD ABBETT CORE BOND GREAT GRAY TRUST COMPANY · EIN 82-1986152 / PN 325 | Common Collective Trust | — | — | $24K | 0.4% | |
| American Funds American Funds New World Fund | — | — | — | $21K | 0.4% | |
| Fidelity Investments Fidelity U.S. Bond Index Fund | — | — | — | $15K | 0.3% | |
| Fidelity Investments Fidelity Inflation-Protected Bond Index Fund | — | — | — | $11K | 0.2% | |
| Putnam Investment Management, LLC Putnam Small Cap Growth Fund | — | — | — | $6K | 0.1% | |
| Principal Funds, Inc. Principal Real Estate Securities Fund | — | — | — | $1K | <0.1% |
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