Back to filter
Original filing (PDF)20250724152238NAL0002874131001
AFFINIPAY LLC
Form 5500
FILING_RECEIVED
AFFINIPAY 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
475
Accounts w/ balance
542
Plan assets (EOY)
$41.5M
Net assets (EOY)
$41.5M
How this plan invests
This plan
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AFFINIPAY LLC.
Plan sponsor
Name
AFFINIPAY LLC
EIN
72-1601420
Address
3700 N. CAPITAL OF TEX HWY · STE 300 · AUSTIN, TX · 78746
Phone
(866) 376-0950
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-24
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PEGGY S. EDGE CPA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | RECORDKEEP/CUSTODY/TRUST | $6K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ML&R WEALTH MANAGEMENT LLC | 74-2900215 | AUSTIN, TX | INVESTMENT ADVISOR/TPA | $34K | — |
| CREATIVE PLANNING HOLDCO | 84-4519624 | OVERLAND PARK, KS | INVESTMENT ADVISOR/TPA | $25K | — |
Investments
16 direct securities· $41.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund Adm Mutual fund | — | — | — | $10.2M | 24.7% | |
| Vanguard Growth Index Fund Adm Mutual fund | — | — | — | $5.3M | 12.7% | |
| Vanguard St-Term Federal Fnd Adm Mutual fund | — | — | — | $4.0M | 9.7% | |
| DFA US Large Cap Vl III Pt Ins Mutual fund | — | — | — | $3.7M | 8.9% | |
| DFA Interim Govt Fix Inc Pt Ins Mutual fund | — | — | — | $3.4M | 8.2% | |
| Vanguard Intl Value Fnd Inv Mutual fund | — | — | — | $2.3M | 5.5% | |
| DFA US Targeted Vl Port Ins Mutual fund | — | — | — | $2.2M | 5.3% | |
| DFA Intl Small Cap Vl Port Ins Mutual fund | — | — | — | $2.2M | 5.2% | |
| DFA US Small Cap Portfolio Ins Mutual fund | — | — | — | $2.0M | 4.9% | |
| DFA Emrg Mkts Core Eqty Pt Ins Mutual fund | — | — | — | $1.6M | 3.9% | |
| DFA Real Estate Secs Port Ins Mutual fund | — | — | — | $1.4M | 3.5% | |
| Vanguard Explorer Fund Adm Mutual fund | — | — | — | $1.3M | 3.1% | |
| Vanguard Infl-Prt Secs Fund Adm Mutual fund | — | — | — | $1.2M | 2.8% | |
| Voya Fixed Account (4062) Guaranteed investment contract | — | — | — | $501K | 1.2% | |
| Participant Loans Interest Rates: 4.25%-9.5% | — | — | — | $125K | 0.3% | |
| Voya Gv Mny Mkt F A (Hld Acct) Mutual fund | — | — | — | $9K | <0.1% |
Related plans
Other plans using ML&R WEALTH MANAGEMENT LLC
Similar-size Finance & Insurance plans
DAILYPAY, INC.
DAILYPAY, INC. 401(K) RETIREMENT PLAN
$41.5M · 710 participants
ATRADIUS TRADE CREDIT INSURANCE
ATRADIUS TRADE CREDIT INSURANCE 401(K) AND RETIREMENT PLAN
$41.9M · 133 participants
PAYA, INC.
PAYA-NUVEI 401(K) PLAN
$42.3M · 636 participants
MARLETTE FUNDING, LLC
MARLETTE FUNDING, LLC 401(K) PLAN
$40.6M · 571 participants
PLAZA HOME MORTGAGE, INC.
PLAZA HOME MORTGAGE, INC. 401(K) PLAN
$44.1M · 436 participants
SPOTON TECHNOLOGIES, INC.
SPOTON TRANSACT 401(K) PLAN
$37.3M · 1,117 participants
Large plans in Texas
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
AT&T INC.
AT&T SAVINGS PLAN MASTER TRUST
$42.6B
AT&T INC.
SBC MASTER PENSION TRUST
$30.6B
AT&T INC.
AT&T PENSION BENEFIT PLAN
$28.3B · 93,065 participants
AMERICAN AIRLINES, INC. - RETIREMENT
MASTER TRUST FOR DC PLANS OF AMERICAN AIRLINES, INC. AND AFFILIATES
$27.7B
SAMMONS ENTERPRISES, INC.
SAMMONS ENTERPRISES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$23.9B · 3,454 participants