How big is Spoton Technologies, Inc.'s plan?

Spoton Technologies, Inc.'s plan reported $37.3M in assets and 1,117 participants for 2024.

Original filing (PDF)20251009171034NAL0003776963001

Spoton Technologies, Inc.

Name: Spoton Technologies, Inc. — Spoton Transact 401(k), Form 5500 (2024)
Creator: Spoton Technologies, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Spoton Transact 401(k) Plan

401(k) retirement plan · Spoton Technologies, Inc.'s Spoton Transact 401(k) Plan held $37.3M in plan assets for 1,117 participants in 2024, with Empower as recordkeeper.

Signals · 1

Late participant contributions

Active participants

1,117

Accounts w/ balance

2,398

Plan assets (EOY)

$37.3M

Net assets (EOY)

$37.3M

People on this filing

JOON HUH signed Spoton Technologies, Inc.'s 2024 Form 5500 as plan administrator.

JOON HUH — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Spoton Technologies, Inc.'s EIN is 81-4929872.

EIN 81-4929872

Plan number 001

Plan year 2024

ACK ID 20251009171034NAL0003776963001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Spoton Technologies, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Spoton Technologies, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SPOTON TECHNOLOGIES, INC..

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How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 1916K (17% of contributions).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (95th percentile).

Plan sponsor

Name

SPOTON TECHNOLOGIES, INC.

EIN

all filings

Address

100 CALIFORNIA STREET, 9TH FLOOR · SAN FRANCISCO, CA · 94111

Phone

(248) 965-8088

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$167K	—

Investments

30 direct securities· $32.0M(86% of reported assets)

Common Collective Trusts

$17.6M

8 holdings

Mutual Funds

$11.6M

13 holdings

Other securities

$2.3M

8 holdings

U.S. Treasuries

$532K

1 holding

					% of plan
Fidelity Total Market Index Fund Mutual Fund	Common Collective Trusts	—	—	$8.4M	22.6%
Fidelity International Index Fund Mutual Fund	Common Collective Trusts	—	—	$4.5M	12.1%
American Funds 2050 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$2.9M	7.7%
American Funds 2045 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$2.4M	6.4%
Fidelity 500 Index Fund Mutual Fund	Common Collective Trusts	—	—	$1.8M	4.8%
Vanguard Growth Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$1.7M	4.4%
American Funds 2060 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$1.5M	4.0%
DFA Investment Grade Portfolio Institutional Class Shares Mutual Fund	Mutual Funds	—	—	$1.4M	3.8%
Cohen & Steers Institutional Realty Shares Mutual Fund	Other securities	—	—	$1.2M	3.2%
American Funds 2040 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$1.1M	3.0%
American Funds 2035 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$699K	1.9%
Vanguard Total International Bond Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$653K	1.8%
American Funds 2030 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$567K	1.5%
Gabelli US Treasury Money Market Fund Mutual Fund	U.S. Treasuries	—	—	$532K	1.4%
American Funds 2065 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$440K	1.2%
maturities through December 2029 -	Other securities	—	—	$392K	1.1%
American Funds 2025 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$339K	0.9%
Fidelity Mid Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$247K	0.7%
American Century Small Cap Growth Fund R6 Mutual Fund	Other securities	—	—	$230K	0.6%
Columbia Dividend Income Fund Institutional 3 Class Mutual Fund	Other securities	—	—	$179K	0.5%
Fidelity Small Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$178K	0.5%
MFS Mid Cap Value Fund Class R6 Mutual Fund	Mutual Funds	—	—	$163K	0.4%
BlackRock Mid-Cap Growth Equity Portfolio Class K Mutual Fund	Other securities	—	—	$155K	0.4%
Vanguard FTSE Social Index Fund Admiral Mutual Fund	Common Collective Trusts	—	—	$154K	0.4%
American Funds Inflation Linked Bond Fund Class R6 Mutual Fund	Mutual Funds	—	—	$93K	0.2%
American Century Small Cap Value Fund R6 Mutual Fund	Other securities	—	—	$58K	0.2%
American Funds New World Fund R6 Mutual Fund	Mutual Funds	—	—	$39K	0.1%
JPMorgan International Equity Fund Class R6 Mutual Fund	Other securities	—	—	$37K	<0.1%
PGIM High Yield Fund R6 Mutual Fund	Other securities	—	—	$17K	<0.1%
American Funds 2010 Target Date Retirement Fund R6 Mutual Fund 557 American Funds 2015 Target Date Retirement Fund R6 Mutual Fund 616 American Funds 2020 Target Date Retirement Fund R6 Mutual Fund	Mutual Funds	—	—	$14K	<0.1%