How big is Legends Bank's plan?

Legends Bank's plan reported $15.3M in assets and 138 participants for 2024.

Original filing (PDF)20251014224651NAL0001869027001

Legends Bank

Name: Legends Bank — Legends Bank 401-K Plan, Form 5500 (2024)
Creator: Legends Bank
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Legends Bank 401-K Plan

401(k) retirement plan · Legends Bank's Legends Bank 401-K Plan held $15.3M in plan assets for 138 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

1 failed disclosureCorrective distributions issued

Active participants

138

Accounts w/ balance

143

Plan assets (EOY)

$15.3M

Net assets (EOY)

$15.3M

People on this filing

Jeanette Kramer signed Legends Bank's 2024 Form 5500 as plan administrator.

Jeanette Kramer — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Legends Bank's EIN is 62-1734402.

EIN 62-1734402

Plan number 001

Plan year 2024

ACK ID 20251014224651NAL0001869027001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Legends Bank from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Legends Bank's plan includes ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), profit-sharing.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for LEGENDS BANK.

Finding similar companies…

How this plan invests

This plan

1 pooled trust

Schedule D

47 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

1 Schedule C provider failed to disclose compensation.
Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

Below-peer total plan cost (88th percentile).

Plan sponsor

Name

LEGENDS BANK

EIN

all filings

Address

310 NORTH FIRST · CLARKSVILLE, TN · 37040

Phone

(931) 503-1234

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$5K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
LPL FINANCIAL LLC	04-3046611	—	ADVISOR	$0	—

Failed / refused disclosures (Sched C Part 2)

Provider	Nondisclosure info
—	—

Investments

47 direct securities · 1 pooled fund· $15.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$11.7M

33 holdings

Common Collective Trust

$1.4M

1 holding

Other securities

$1.3M

13 holdings

Common Collective Trusts

$840K

1 holding

					% of plan
Fidelity Contrafund FA New Insights Fund Class M	Mutual Funds	—	—	$1.5M	9.9%
FA STABLE VALUE II FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 026	Common Collective Trust	—	—	$1.4M	9.3%
Fidelity Advisor Series I FA Balanced Fund Class M	Mutual Funds	—	—	$1.3M	8.4%
Janus Investment Fund Janus Henderson Forty Fund Class T	Mutual Funds	—	—	$979K	6.4%
Fidelity Advisor Series I FA Value Strategies Fund Class M	Mutual Funds	—	—	$964K	6.3%
Fidelity Advisor Series I FA Growth Opportunities Fund Class M	Mutual Funds	—	—	$881K	5.8%
Fidelity Advisor Series I FA Small Cap Fund Class M	Mutual Funds	—	—	$864K	5.6%
BNY Mellon Index Funds BNY Mellon S&P 500 Index Fund	Common Collective Trusts	—	—	$840K	5.5%
Fidelity Aberdeen Street Trust FA Freedom 2030 Fund Class M	Mutual Funds	—	—	$729K	4.8%
Fidelity Advisor Series I FA Equity Growth Fund Class M	Mutual Funds	—	—	$588K	3.8%
Fidelity Advisor Series I FA Equity Income Fund Class M	Mutual Funds	—	—	$566K	3.7%
Fidelity Advisor Series VIII FA Diversified International Fund Class M	Mutual Funds	—	—	$537K	3.5%
Fidelity Aberdeen Street Trust FA Freedom 2045 Fund Class M	Mutual Funds	—	—	$523K	3.4%
BlackRock Capital Appreciation Fund BlackRock Mid-Cap Growth Equity Portfolio Class R	Other securities	—	—	$374K	2.4%
Fidelity Advisor Series I FA Capital & Income Fund Class M	Mutual Funds	—	—	$325K	2.1%
Fidelity Advisor Series I FA Mid Cap II Fund Class M	Mutual Funds	—	—	$306K	2.0%
Columbia Funds Series Trust I Columbia Dividend Income Fund Class R	Other securities	—	—	$280K	1.8%
Fidelity Aberdeen Street Trust FA Freedom 2040 Fund Class M	Mutual Funds	—	—	$194K	1.3%
Invesco Equity Funds Invesco Main Street Fund Class R	Mutual Funds	—	—	$172K	1.1%
Fidelity Advisor Series II FA Limited Term Bond Fund Class M	Mutual Funds	—	—	$146K	1.0%
Fidelity Aberdeen Street Trust FA Freedom Income Fund Class M	Mutual Funds	—	—	$141K	0.9%
Fidelity Aberdeen Street Trust FA Freedom 2035 Fund Class M	Mutual Funds	—	—	$127K	0.8%
Fidelity Advisor Series I FA Dividend Growth Fund Class M	Mutual Funds	—	—	$122K	0.8%
MFS Series Trust V MFS Research Fund Class R2	Mutual Funds	—	—	$108K	0.7%
Columbia Funds Series Trust Columbia Select Mid Cap Value Fund Class R	Other securities	—	—	$105K	0.7%
Fidelity Aberdeen Street Trust FA Freedom 2060 Fund Class M	Mutual Funds	—	—	$101K	0.7%
MFS Series Trust V MFS Total Return Fund Class R2	Mutual Funds	—	—	$100K	0.7%
The Hartford Mutual Funds Hartford Core Equity Fund Class R3	Other securities	—	—	$98K	0.6%
JPMorgan Trust I JPMorgan International Equity Fund Class R2	Other securities	—	—	$97K	0.6%
JPMorgan Trust II JPMorgan Small Cap Value Fund Class A	Other securities	—	—	$85K	0.6%
Fidelity Advisor Series VIII FA Overseas Fund Class M	Mutual Funds	—	—	$74K	0.5%
through September 2028	Other securities	—	—	$72K	0.5%
Fidelity Aberdeen Street Trust FA Freedom 2025 Fund Class M	Mutual Funds	—	—	$69K	0.5%
The Royce Fund Royce Small-Cap Value Fund Class R	Other securities	—	—	$66K	0.4%
BlackRock Funds V BlackRock High Yield Bond Portfolio	Mutual Funds	—	—	$57K	0.4%
MFS Series Trust IX MFS Corporate Bond Fund Class R2	Mutual Funds	—	—	$57K	0.4%
Fidelity Aberdeen Street Trust FA Freedom 2055 Fund Class M	Mutual Funds	—	—	$57K	0.4%
Prudential Investment Portfolios PGIM Total Return Bond Fund Class R	Other securities	—	—	$53K	0.3%
MFS Series Trust VI MFS Utilities Fund Class R2	Mutual Funds	—	—	$49K	0.3%
Prudential Investment Portfolios 16 PGIM Income Builder Fund Class R	Other securities	—	—	$44K	0.3%
Federated Hermes Govt Trust FH Short-Intermediate Government Fund Class R	Other securities	—	—	$37K	0.2%
Franklin Managed Trust Franklin Rising Dividends Fund Class R	Mutual Funds	—	—	$18K	0.1%
Prudential Investment Portfolios 12 PGIM Global Real Estate Fund Class R	Other securities	—	—	$17K	0.1%
Fidelity Aberdeen Street Trust FA Freedom 2050 Fund Class M	Mutual Funds	—	—	$12K	<0.1%
John Hancock Capital Series John Hancock Classic Value Fund Class R2	Other securities	—	—	$11K	<0.1%
Fidelity Aberdeen Street Trust FA Freedom 2065 Fund Class M	Mutual Funds	—	—	$9K	<0.1%
Fidelity Income Fund FA Government Income Fund Class M	Mutual Funds	—	—	$9K	<0.1%
MFS Series Trust IX MFS Inflation-Adjusted Bond Fund Class R2	Mutual Funds	—	—	$8K	<0.1%