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Original filing (PDF)20251014105443NAL0001264115001
LOWNDES, DROSDICK, DOSTER, KANTOR & REED, PA
Form 5500
FILING_RECEIVED
LOWNDES, DROSDICK, DOSTER, KANTOR & REED, P.A. RETIREMENT PLAN
401(k) retirement plan
Active participants
171
Accounts w/ balance
201
Plan assets (EOY)
$91.5M
Net assets (EOY)
$91.5M
How this plan invests
This plan
2 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (8 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LOWNDES, DROSDICK, DOSTER, KANTOR & REED, PA.
Plan sponsor
Name
LOWNDES, DROSDICK, DOSTER, KANTOR & REED, PA
EIN
59-1276118
Address
215 NORTH EOLA DRIVE · PO BOX 2809 · ORLANDO, FL · 32801
Phone
(407) 418-6373
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-02-01
Tax period
2025-01-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
WITHUMSMITHBROWN PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$7K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT | 20-4649925 | — | INVESTMENT ADVISOR | $60K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WITHUM SMITH+BROWN, PC | 22-2027092 | — | ACCOUNTANT/AUDITOR | $22K | — |
Investments
34 direct securities · 2 pooled funds· $94.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$86.7M
34 holdings
Common Collective Trust
$8.1M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index - | — | — | — | $19.8M | 21.7% | |
| Harbor Capital Appreciation Institutional - | — | — | — | $11.8M | 12.9% | |
| MFS Value R6 - | — | — | — | $5.9M | 6.4% | |
| Invesco Equity and Income Fund - | — | — | — | $5.9M | 6.4% | |
| Galliard Stable Return C - | — | — | — | $4.9M | 5.4% | |
| GALLIARD STBLE RTN C WELLS FARGO BANK, N.A. · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $4.9M | 5.4% | |
| Baird Core Bond Fund - | — | — | — | $4.2M | 4.6% | |
| BR EAFE EQUITY IDX R GREAT GRAY TRUST COMPANY · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $3.2M | 3.5% | |
| Fidelity Freedom Index 2045 Instl Prem - | — | — | — | $3.0M | 3.2% | |
| American Funds Europacific Growth Fund - | — | — | — | $2.8M | 3.1% | |
| Fidelity Freedom Index 2030 Instl Prem - | — | — | — | $2.8M | 3.0% | |
| Fidelity Freedom Index 2040 Instl Prem - | — | — | — | $2.4M | 2.6% | |
| Fidelity Freedom Index 2025 Instl Prem - | — | — | — | $2.3M | 2.5% | |
| Janus Henderson Enterprise Fund - | — | — | — | $2.3M | 2.5% | |
| Vanguard Federal Money Market Fund Inv - | — | — | — | $2.1M | 2.3% | |
| American Century Real Estate Fund - | — | — | — | $1.7M | 1.8% | |
| Fidelity US Bond Index - | — | — | — | $1.7M | 1.8% | |
| American Funds Capital World Growth and Income Fund - | — | — | — | $1.6M | 1.7% | |
| Fidelity Freedom Index 2035 Instl Prem - | — | — | — | $1.3M | 1.5% | |
| Fidelity Freedom Index 2010 Instl Prem - 6 * Fidelity Freedom Index 2015 Instl Prem - 3 - | — | — | — | $1.3M | 1.4% | |
| Fidelity Freedom Index 2050 Instl Prem - | — | — | — | $1.3M | 1.4% | |
| JP Morgan Mid-Cap Value Fund - | — | — | — | $1.2M | 1.3% | |
| Fidelity Mid Cap Index - | — | — | — | $1.1M | 1.3% | |
| Loomis Sayles Global Bond I - | — | — | — | $1.0M | 1.1% | |
| Loomis Sayles Small Cap Growth Instl - | — | — | — | $633K | 0.7% | |
| Fidelity Small Cap Index - | — | — | — | $627K | 0.7% | |
| Shares T Rowe Price New Era Fund - | — | — | — | $599K | 0.7% | |
| Notes receivable from participants Interest rate of 4.25% to 9.50%, maturities - | — | — | — | $578K | 0.6% | |
| JP Morgan Emerging Markets Equity Fund - | — | — | — | $557K | 0.6% | |
| Vanguard Inflation-Protected Securities Fund Admiral - | — | — | — | $547K | 0.6% | |
| Fidelity Freedom Index 2055 Instl Prem - | — | — | — | $378K | 0.4% | |
| Fidelity Freedom Index 2020 Instl Prem - | — | — | — | $370K | 0.4% | |
| Fidelity Freedom Index 2065 Instl Prm - | — | — | — | $67K | <0.1% | |
| Fidelity Freedom Index 2060 Instl Prem - | — | — | — | $39K | <0.1% | |
| Fidelity Government Money Market Fund - | — | — | — | $11K | <0.1% | |
| Fidelity Freedom Index Inc Instl Prem - | — | — | — | $5K | <0.1% |