Original filing (PDF)20251015104813NAL0009164130001

CLARK & WASHINGTON, PC

Name: CLARK & WASHINGTON, PC — CLARK & WASHINGTON, PC 401(K) PROFIT SHARING PLAN & TRUST, Form 5500 (2024)
Creator: CLARK & WASHINGTON, PC

Form 5500

FILING_RECEIVED

CLARK & WASHINGTON, PC 401(K) PROFIT SHARING PLAN & TRUST

401(k) retirement plan

Active participants

Accounts w/ balance

159

Plan assets (EOY)

$3.0M

Net assets (EOY)

$3.0M

How this plan invests

This plan

72 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (36 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLARK & WASHINGTON, PC.

Plan sponsor

Name

CLARK & WASHINGTON, PC

EIN

58-1638667

Address

3300 NORTHEAST EXPRESSWAY · BUILDING 3 · ATLANTA, GA · 30341

Phone

(404) 522-2222

Industry

Law Offices· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

FRAZIER & DEETER

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE	—	COLUMBUS, OH	RECORD KEEPER	$8K	—
NATIONWIDE	—	COLUMBUS, OH	RECORD KEEPER	$2K	—
NATIONWIDE RETIREMENT PLANS	—	COLUMBUS, OH	RECORD KEEPER	$237	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
PROACCOUNT	73-0988442	COLUMBUS, OH	NONE	$104	—
NEXT FINANCIAL GROUP, INC.	—	HOUSTON, TX	NONE	$0	—

Investments

63 direct securities· $5.5M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
American Century One Choice 2040 Portfolio Class R6 Mutual Fund	—	—	—	$733K	24.7%
AMCENT ONECHOICE2040 R6 MUTUAL FUNDS	—	—	—	$733K	24.7%
FID 500 INDX MUTUAL FUNDS	—	—	—	$269K	9.1%
American Century One Choice 2035 Portfolio Class R6 Mutual Fund	—	—	—	$224K	7.6%
AMCENT ONECHOICE2035 R6 MUTUAL FUNDS	—	—	—	$224K	7.6%
AMCENT ONECHOICE2025 R6 MUTUAL FUNDS	—	—	—	$184K	6.2%
American Century One Choice 2025 Portfolio Class R6 Mutual Fund	—	—	—	$184K	6.2%
American Century One Choice 2030 Portfolio Class R6 Mutual Fund	—	—	—	$170K	5.7%
AMCENT ONECHOICE2030 R6 MUTUAL FUNDS	—	—	—	$170K	5.7%
AMCENT IN RTRMT R6 MUTUAL FUNDS	—	—	—	$167K	5.6%
American Century Income Retirement Fund Class R6 Mutual Fund	—	—	—	$167K	5.6%
VNGRD SMCAP GR INDX ADML MUTUAL FUNDS	—	—	—	$157K	5.3%
Vanguard Small-Cap Growth Index Fund Admiral Shares Mutual Fund	—	—	—	$157K	5.3%
Vanguard Energy Fund Admiral Shares Mutual Fund	—	—	—	$115K	3.9%
VNGRD ENRGY ADML MUTUAL FUNDS	—	—	—	$115K	3.9%
Nationwide Fixed Select Option Guaranteed Investment Contract 918 * Participant Loans Interest at 5.25% to 10.50%, maturity dates through 2029	—	—	—	$104K	3.5%
PARTICIPANT LOANS LOW-HIGH INTEREST RATE 9.75% - 10.50%	—	—	—	$102K	3.4%
AMCENT ONECHOICE2045 R6 MUTUAL FUNDS	—	—	—	$101K	3.4%
American Century One Choice 2045 Portfolio Class R6 Mutual Fund	—	—	—	$101K	3.4%
Invesco Equity Income Fund Class R5 Mutual Fund 354 Invesco Growth and Income Fund Class R5 Mutual Fund 358 Janus Henderson Global Life Sciences Fund Class N Mutual Fund	—	—	—	$93K	3.2%
JNSHNDRSN GLBL LF SCNC N MUTUAL FUNDS	—	—	—	$93K	3.2%
AMFDS AM BAL R6 MUTUAL FUNDS	—	—	—	$89K	3.0%
American Funds American Balanced Fund Class R6 Mutual Fund	—	—	—	$89K	3.0%
VNGRD UTIL INDX ADML MUTUAL FUNDS	—	—	—	$74K	2.5%
Vanguard Utilities Index Fund Admiral Shares Mutual Fund	—	—	—	$74K	2.5%
VNGRD GLBL MIN VOL ADML MUTUAL FUNDS	—	—	—	$70K	2.4%
Vanguard Explorer Fund Admiral Shares Mutual Fund 587 Vanguard Global Minimum Volatility Fund Admiral Shares Mutual Fund	—	—	—	$70K	2.4%
American Century One Choice 2050 Portfolio Class R6 Mutual Fund	—	—	—	$66K	2.2%
AMCENT ONECHOICE2050 R6 MUTUAL FUNDS	—	—	—	$66K	2.2%
Fidelity Real Estate Index Fund Mutual Fund	—	—	—	$62K	2.1%
FID REALEST INDX MUTUAL FUNDS	—	—	—	$62K	2.1%
VNGRD INFO TECH INDX ADML MUTUAL FUNDS	—	—	—	$61K	2.1%
VNGRD LT TRSRY INDX ADML MUTUAL FUNDS	—	—	—	$44K	1.5%
Vanguard Long-Term Treasury Index Fund Admiral Shares Mutual Fund	—	—	—	$44K	1.5%
American Century One Choice 2060 Portfolio Class R6 Mutual Fund	—	—	—	$38K	1.3%
AMCENT ONECHOICE2060 R6 MUTUAL FUNDS	—	—	—	$38K	1.3%
Morgan Stanley Inst. Fund Discovery Portfolio Class I Mutual Fund	—	—	—	$37K	1.3%
MSIF DISC I MUTUAL FUNDS	—	—	—	$37K	1.3%
AMCENT ONECHOICE2055 R6 MUTUAL FUNDS	—	—	—	$24K	0.8%
American Century One Choice 2055 Portfolio Class R6 Mutual Fund	—	—	—	$24K	0.8%
Legal & General Commodity Strategy Fund Inst. Class Mutual Funds 932 Government Obligations Fund Interest-bearing Cash	—	—	—	$23K	0.8%
FED HRMS GOV OBLGTNS PRMR MUTUAL FUNDS	—	—	—	$23K	0.8%
BlackRock High Yield Bond Portfolio Class K Mutual Fund 601 Davis Financial Fund Class Y Mutual Fund	—	—	—	$7K	0.2%
DWS RREEF Real Estate Securities Fund Inst. Class Mutual Fund 767 Emerald Banking and Financial Services Fund Inst. Class Mutual Fund	—	—	—	$7K	0.2%
Avantis U.S. Small Cap Value Fund Inst. Class Mutual Funds 580 American Century One Choice 2065 Portfolio Class R6 Mutual Funds	—	—	—	$5K	0.2%
AMCENT ONECHOICE2065 R6 MUTUAL FUNDS	—	—	—	$5K	0.2%
FID INTL INDX MUTUAL FUNDS	—	—	—	$2K	<0.1%
Fidelity International Index Fund Mutual Fund	—	—	—	$2K	<0.1%
Dodge & Cox International Stock Fund Class I Mutual Fund	—	—	—	$2K	<0.1%
DODGECOX INTL STK CLASS I MUTUAL FUNDS	—	—	—	$2K	<0.1%
Fidelity U.S. Bond Index Fund Mutual Fund 305 Franklin Income Fund Advisor Class Mutual Fund 75 Franklin Rising Dividends Fund Advisor Class Mutual Fund 74 Goldman Sachs GQG Partners Intern. Opps. Fund Class R6 Mutual Fund	—	—	—	$2K	<0.1%
GDMNSCS GQGPTNRINTLOPPR R6 MUTUAL FUNDS	—	—	—	$2K	<0.1%
Natixis Loomis Sayles All Cap Growth Fund Class R6 Mutual Fund	—	—	—	$2K	<0.1%
Avantis U.S. Large Cap Value Fund Inst. Class Mutual Funds	—	—	—	$2K	<0.1%
JPMorgan Large Cap Growth Fund Class R6 Mutual Fund	—	—	—	$2K	<0.1%
JPM LGCAP GR R6 MUTUAL FUNDS	—	—	—	$2K	<0.1%
AVNTS EMRG MKT EQ INST MUTUAL FUNDS	—	—	—	$2K	<0.1%
JPMorgan Equity Income Fund Class R5 Mutual Fund	—	—	—	$2K	<0.1%
PGIM Total Return Bond Fund Class R6 Mutual Fund	—	—	—	$1K	<0.1%
MFS MDCAP GR R6 MUTUAL FUNDS	—	—	—	$1K	<0.1%
DFA Global Allocation 60/40 Portfolio Inst. Class Mutual Fund 75 DFA Inflation-Protected Securities Portfolio Inst. Class Mutual Fund 75 Diamond Hill Mid Cap Fund Class I Mutual Fund	—	—	—	$1K	<0.1%
PRNCPL GLBL REALEST R6 MUTUAL FUNDS	—	—	—	$1K	<0.1%
PIMCO Real Return Fund Inst. Class Mutual Fund 608 Principal Global Real Estate Securities Fund Class R6 Mutual Fund	—	—	—	$1K	<0.1%