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Original filing (PDF)20250904130505NAL0033844258001
OPTERRA SOLUTIONS, INC.
Form 5500
FILING_RECEIVED
OPTERRA SOLUTIONS, INC. 401(K)
401(k) retirement plan
Active participants
288
Accounts w/ balance
300
Plan assets (EOY)
$10.7M
Net assets (EOY)
$10.7M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 53 bps in Schedule C fees — 83% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPTERRA SOLUTIONS, INC..
Plan sponsor
Name
OPTERRA SOLUTIONS, INC.
EIN
57-0851059
Address
270 BRUNER ROAD · LEXINGTON, SC · 29072
Phone
(803) 957-8989
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ELLIOTT DAVIS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $26K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SYNOVUS TRUST COMPANY, N.A. | 58-2146977 | — | INVESTMENT ADVISOR | $21K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $10K | — |
Investments
27 direct securities· $10.6M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $1.6M | 15.3% | |
| Fidelity Freedom Index 2050 Fund | — | — | — | $929K | 8.7% | |
| Fidelity Freedom Index Income Fund ** 9 * Fidelity Freedom Index 2015 Fund | — | — | — | $908K | 8.5% | |
| Fidelity Total Market Index Fund | — | — | — | $771K | 7.2% | |
| JPMorgan Large Cap Growth Fund Class R6 | — | — | — | $538K | 5.0% | |
| Fidelity Freedom Index 2030 Fund | — | — | — | $508K | 4.8% | |
| American Funds EuroPacific Growth Fund Class R-6 | — | — | — | $508K | 4.8% | |
| Fidelity Freedom Index 2035 Fund | — | — | — | $480K | 4.5% | |
| Fidelity Freedom Index 2055 Fund | — | — | — | $438K | 4.1% | |
| Fidelity Mid Cap Index Fund | — | — | — | $399K | 3.7% | |
| Fidelity Freedom Index 2060 Fund | — | — | — | $391K | 3.7% | |
| Dodge & Cox Income Fund | — | — | — | $353K | 3.3% | |
| Fidelity Freedom Index 2045 Fund | — | — | — | $347K | 3.3% | |
| Fidelity Global ex U.S. Index Fund | — | — | — | $296K | 2.8% | |
| Fidelity Small Cap Index Fund | — | — | — | $262K | 2.5% | |
| Fidelity Freedom Index 2040 Fund | — | — | — | $256K | 2.4% | |
| Fidelity Government Money Market Fund | — | — | — | $235K | 2.2% | |
| T. Rowe Price Mid Cap Value Fund | — | — | — | $214K | 2.0% | |
| Fidelity Freedom Index 2020 Fund ** 575 * Fidelity Freedom Index 2025 Fund | — | — | — | $184K | 1.7% | |
| Fidelity Freedom Index 2065 Fund | — | — | — | $183K | 1.7% | |
| Carillion Eagle Mid Cap Growth Fund Class R6 | — | — | — | $177K | 1.7% | |
| Notes receivable from participants Interest from 4.25% - 9.50% | — | — | — | $160K | 1.5% | |
| DFA U.S. Small Cap Growth Portfolio Institutional Class | — | — | — | $141K | 1.3% | |
| Vanguard Windsor Fund Admiral Shares | — | — | — | $128K | 1.2% | |
| American Funds Balanced Fund Class R-6 | — | — | — | $103K | 1.0% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $25K | 0.2% | |
| Vanguard Short Term Inflation-Protected Index Fund | — | — | — | $1K | <0.1% |
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