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Original filing (PDF)20260115124218NAL0006820819001
BESPAK LABORATORIES, INC.
Form 5500
FILING_RECEIVED
BESPAK LABORATORIES, INC. 401K
401(k) retirement plan
Signals · 2
1 failed disclosureLate filing · 2.0 mo
Active participants
191
Accounts w/ balance
356
Plan assets (EOY)
$17.5M
Net assets (EOY)
$17.5M
How this plan invests
This plan
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
77
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Filed 2.0 months past the 10.5-month grace window.
- 44 bps in Schedule C fees — 52% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BESPAK LABORATORIES, INC..
Plan sponsor
Name
BESPAK LABORATORIES, INC.
EIN
56-2041552
Address
P. O. BOX 14748 · RESEARCH TRIANGLE PK, NC · 27709
Phone
(919) 884-2064
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-01-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2E · Profit-sharing
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EISNERAMPER, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $77K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
20 direct securities· $17.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $2.7M | 15.4% | |
| Fidelity Freedom Blend 2055 Fund Class K6 | — | — | — | $2.5M | 14.3% | |
| Fidelity Freedom Blend 2045 Fund Class K6 | — | — | — | $2.4M | 14.0% | |
| Fidelity Freedom Blend 2050 Fund Class K6 | — | — | — | $1.7M | 9.8% | |
| Fidelity Freedom Blend 2030 Fund Class K6 | — | — | — | $1.6M | 9.3% | |
| Fidelity Freedom Blend 2040 Fund Class K6 | — | — | — | $1.6M | 9.0% | |
| Fidelity Freedom Blend 2060 Fund Class K6 | — | — | — | $1.2M | 6.8% | |
| Fidelity Freedom Blend 2035 Fund Class K6 | — | — | — | $1.1M | 6.5% | |
| Fidelity Government Money Market Fund Class K6 | — | — | — | $407K | 2.3% | |
| Fidelity Freedom Blend 2065 Fund Class K6 | — | — | — | $390K | 2.2% | |
| Fidelity Freedom Blend 2025 Fund Class K6 | — | — | — | $374K | 2.1% | |
| Fidelity Global ex U.S. Index Fund | — | — | — | $347K | 2.0% | |
| Fidelity Mid Cap Index Fund | — | — | — | $323K | 1.8% | |
| Self-directed brokerage accounts | — | — | — | $297K | 1.7% | |
| Fidelity Small Cap Index Fund | — | — | — | $236K | 1.3% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $143K | 0.8% | |
| and maturity dates ranging from March 2025 to July 2029 | — | — | — | $42K | 0.2% | |
| Fidelity Freedom Blend Income Fund Class K6 | — | — | — | $19K | 0.1% | |
| Fidelity Freedom Blend 2010 Fund Class K6 ** 427 * Fidelity Freedom Blend 2015 Fund Class K6 | — | — | — | $16K | <0.1% | |
| Fidelity Freedom Blend 2020 Fund Class K6 | — | — | — | $3K | <0.1% |
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