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Original filing (PDF)20251013072221NAL0000897105001

STATE EMPLOYEES' CREDIT UNION

Form 5500
FILING_RECEIVED
STATE EMPLOYEES' CREDIT UNION RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
7,935
Accounts w/ balance
10,077
Plan assets (EOY)
$1.6B
Net assets (EOY)
$1.6B
How this plan invests
This plan
14 pooled trusts
Schedule D
2,126 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
  • Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STATE EMPLOYEES' CREDIT UNION.
Plan sponsor
Name
STATE EMPLOYEES' CREDIT UNION
EIN
56-0475645
Address
119 N SALISBURY ST · RALEIGH, NC · 27603
Phone
(919) 839-5180
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
2E · Profit-sharing
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLENLLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS INSTITUTIONAL04-2647786RECORDKEEPER$437K
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
CAPFINANCIAL PARTNERS, LLC26-0058143INVESTMENT ADVISOR$53K

Investments

2,065 direct securities · 14 pooled funds· $1.5B(98% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$984.3M
14 holdings
Uncategorized
$556.1M
2065 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
VANGUARD TARGET 2050
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083969 / PN 001
Common Collective Trust
1,613,850.534$136.8M$164.4M10.5%
VANGUARD TARGET 2045
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083973 / PN 001
Common Collective Trust
1,258,474.527$105.4M$125.5M8.0%
SECU RET SAVINGS ACC123,970,914.94$124.0M$124.0M7.9%
FID 500 INDEX591,440.978$74.4M$120.8M7.7%
VANGUARD TARGET 2055
VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715074 / PN 001
Common Collective Trust
968,958.691$100.2M$120.3M7.7%
VANGUARD TARGET 2030
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083979 / PN 001
Common Collective Trust
1,365,915.701$101.7M$114.9M7.3%
VANGUARD TARGET 2040
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083975 / PN 001
Common Collective Trust
1,144,902.651$93.5M$109.6M7.0%
VANGUARD TARGET 2035
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083977 / PN 001
Common Collective Trust
1,041,778.608$81.0M$93.1M5.9%
FID BLUE CHIP GR K62,416,243.182$45.7M$89.0M5.7%
FID CONTRA POOL CL A
FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 133
Common Collective Trust
1,945,017.009$56.4M$88.5M5.6%
VANGUARD TARGET 2025
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083981 / PN 001
Common Collective Trust
663,960.416$48.0M$53.3M3.4%
VANGUARD TARGET 2060
VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799212 / PN 001
Common Collective Trust
734,985.509$40.1M$48.0M3.1%
VANGUARD TARGET 2020
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083983 / PN 001
Common Collective Trust
481,534.027$33.6M$36.4M2.3%
OUTSTANDING LOAN BALANCE$33.4M2.1%
FID LOW-PRICED ST K61,845,401.443$23.1M$27.0M1.7%
FID EXTD MKT IDX201,225.731$14.1M$18.3M1.2%
FID INTL INDEX324,379.824$14.0M$15.4M1.0%
VANGUARD TARGET INC
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083968 / PN 001
Common Collective Trust
196,229.284$12.0M$13.3M0.9%
FID INTL DISCOV K6947,193.209$12.9M$12.4M0.8%
VANGUARD TARGET 2065
VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6190443 / PN 001
Common Collective Trust
267,617.841$9.2M$10.7M0.7%
316067107 FIDELITY CASH RESERVES10,343,484.65$1$10.3M0.7%
FID TOTAL BOND K6993,341.676$8.7M$8.6M0.6%
TRP QM US SMCP GR I182,678.945$7.0M$7.9M0.5%
MM MID CAP GRTH I388,898.473$8.5M$7.5M0.5%
FID US BOND IDX728,063.421$7.9M$7.4M0.5%
VANG VMMR-FED MMKT6,616,512.62$6.6M$6.6M0.4%
MFS LRG CAP VALUE CT
GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616
Common Collective Trust
354,281.027$3.9M$4.4M0.3%
VICTORY S SMCO OP R649,444.73$2.4M$2.3M0.1%
316200104 FIDELITY GROWTH COMPANY81,173.374$40$1.9M0.1%
VANGUARD TARGET 2070
VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001
Common Collective Trust
71,917.434$1.5M$1.8M0.1%
31617H805 FIDELITY MMKT PREMIUM CLASS1,685,429.07$1$1.7M0.1%
67066G104 NVIDIA CORP NFS LLC IS A MARKET45,840.403$134$1.7M0.1%
023135106 AMAZON.COM INC NFS LLC IS A MARKET12,498.682$219$1.5M<0.1%
037833100 APPLE COMPUTER INC NFS LLC IS A MARKET21,809.279$250$1.4M<0.1%
060505104 BANK OF AMERICA CORP31,960.614$44$1.3M<0.1%
88160R101 TESLA MOTORS INC COM USD0.0016,677.873$404$1.2M<0.1%
922908363 VANGUARD INDEX FDS FORMERLY VANGUARD2,642.673$539$1.1M<0.1%
315911750 FIDELITY 500 INDEX INSTITUTIONAL PREM6,641.458$204$969K<0.1%
922908769 VANGUARD INDEX TR VANGUARD TOTAL STK4,766.739$290$965K<0.1%
464287101 ISHARES TR S&P 100 INDEX FUND6,127.196$289$953K<0.1%
46438F101 ISHARES BITCOIN TR SHS26,164.191$53$846K<0.1%
007903107 ADVANCED MICRO DEVICES INC4,450.924$121$710K<0.1%
315948109 FIDELITY WISE ORIGIN BITCOIN FUND12,958.759$82$706K<0.1%
78462F103 S & P 500 DEPOSITORY RECEIPT1,749.94$586$663K<0.1%
316389105 FIDELITY OTC PORT43,490.369$21$594K<0.1%
92826C839 VISA INC COM CL A5,867.845$316$556K<0.1%
666613PJ7 NORTHPOINTE BK GRAND RAPIDS MI CD504,000$1$504K<0.1%
315792655 FIDELITY FREEDOM 203529,185.575$16$459K<0.1%
92202E862 VANGAURD TARGET RETIREMENT 2050 INVT12,427.923$50$454K<0.1%
31617H201 FIDELITY MONEY MARKET453,961.27$1$454K<0.1%
316092352 FIDELITY BLUE CHIP GROWTH ETF16,448.916$46$452K<0.1%
30303M102 FACEBOOK INC COM USD0.000006 CL A2,330.597$586$429K<0.1%
097023105 BOEING CO NFS IS A SPECIALIST2,031.867$177$423K<0.1%
92343V104 VERIZON COMMUNICATIONS8,948.765$40$407K<0.1%
46090E103 INVESCO QQQ TR UNIT SER 11,101.27$511$377K<0.1%
316389303 FIDELITY BLUE CHIP GROWTH3,621.463$227$375K<0.1%
037271103 ANTS SOFTWARE INC FORMERLY ANTS275,388$0$354K<0.1%
31635T708 FIDELITY ZERO TOTAL MARKET INDEX23,951.056$20$352K<0.1%
808524797 SCHWAB STRATEGIC TR US DIVIDEND EQUITY14,134.145$27$352K<0.1%
254687106 DISNEY WALT CO DEL (HOLDING COMPANY)2,990.985$111$342K<0.1%
92202E607 VANGUARD TARGET RET 2045 FD INVESTOR CL16,110.564$30$323K<0.1%
413838400 OAKMARK EQUITY & INCOME FD10,720.447$36$313K<0.1%
316390202 FIDELITY SELECT TECHNOLOGY12,140.884$37$309K<0.1%
316390822 FIDELITY SELECT SOFTWARE & COMPUTER15,950.723$27$301K<0.1%
74347R842 PROSHARES TR ULTRA RUSSELL 20006,126.954$42$297K<0.1%
26441C204 DUKE ENERGY CORP COM NPV (POST REV SPLIT)3,420.061$108$294K<0.1%
57636Q104 MASTERCARD INC CL A957.798$527$290K<0.1%
02079K305 ALPHABET INC CAP STK CL A3,919.254$189$287K<0.1%
594918104 MICROSOFT CORP NFS LLC IS A MARKET1,440.108$422$286K<0.1%
64110L106 NETFLIX COM INC COM662.343$891$274K<0.1%
91282CEY3 UNITED STATES TREAS SER AQ-2025259,000$1$257K<0.1%
74765K105 QUANTUM SI INC COM CL A100,000$3$256K<0.1%
922908736 VANGUARD INDEX FDS VANGUARD GROWTH907.163$410$254K<0.1%
00206R102 AT&T INC COM11,472.952$23$252K<0.1%
82509L107 SHOPIFY INC NPV SUBORDINATED A10,949.565$106$251K<0.1%
316390103 FIDELITY SELECT ENERGY7,944.324$57$251K<0.1%
02589AG22 AMERICAN EXPRESS NATL BK BROK CD250,000$1$250K<0.1%
949764MT8 WELLS FARGO BANK NATL ASSN CD250,000$1$250K<0.1%
61690DQX9 MORGAN STANLEY BK N A CD250,000$1$250K<0.1%
06051XAU6 BANK OF AMERICA NA CD250,000$1$250K<0.1%
301074HN3 EXCHANGE BK GIBBON NEB CD250,000$1$250K<0.1%
90355GRW8 UBS BK USA SALT LAKE CITY UT CD250,000$1$250K<0.1%
46657VHQ6 JPMORGAN CHASE BK N A CD250,000$1$250K<0.1%
22160K105 COSTCO WHOLESALE CORP417.26$916$245K<0.1%
78463V107 SPDR GOLD TR GOLD SHS1,208.238$242$241K<0.1%
44330UDF6 HSBC BANK USA NA CD240,000$1$240K<0.1%
92202E839 VANGUARD TARGET RET 2060 FD INVESTOR5,693.276$51$237K<0.1%
90355GLY0 UBS BK USA SALT LAKE CITY UT CD235,000$1$235K<0.1%
256210105 DODGE & COX INCOME18,236.919$12$233K<0.1%
464287408 ISHARES TR S&P 500/ BARRA VALUE INDEX FD1,490.264$191$228K<0.1%
949764CW2 WELLS FARGO BANK NATL ASSN CD225,000$1$225K<0.1%
922908728 ADMIRAL2,943.719$141$223K<0.1%
315911693 FID TOTAL MKT INDEX INSTL PREMIUM CLASS1,784.635$161$215K<0.1%
30231G102 EXXON MOBIL CORP NFS IS A SPECIALIST2,912.96$108$214K<0.1%
92206C664 RUSSELL2,328.903$89$206K<0.1%
61768E6D0 MORGAN STANLEY PRIVATE BK NATL CD200,000$1$200K<0.1%
345370860 FORD MTR CO DEL COM16,783.743$10$200K<0.1%
922908744 VANGUARD INDEX FDS VANGUARD VALUE1,344.345$169$198K<0.1%
389637109 GRAYSCALE BITCOIN TR BTC SHS ACCD INVS7,971.087$74$195K<0.1%
084670702 BERKSHIRE HATHAWAY INC DEL CL B NEW1,332.443$453$195K<0.1%
09549TAQ8 BLUE FDRY BK RUTHERFORD NEW JE186,000$1$186K<0.1%
31617F205 FIDELITY CONTRAFUND II6,219.855$62$184K<0.1%
316184100 FIDELITY MAGELLAN19,278.466$15$181K<0.1%
38150VXK0 GOLDMAN SACHS BK USA CD178,000$1$178K<0.1%
921909768 VANGUARD STAR FD VANGUARD TOTAL INTL3,092.987$59$178K<0.1%
912797KJ5 UNITED STATES TREAS BILLS ZERO CPN185,000$1$176K<0.1%
316146182 FIDELITY SMALL CAP INDEX INSTL PREMIUM8,178.705$28$174K<0.1%
05156X850 AURORA CANNABIS INC COM NPV (POST REV454$4$174K<0.1%
92206C706 VANGUARD INTERMEDIATE TERM3,006$58$174K<0.1%
316390863 FIDELITY SELECT ELECTRONICS6,142.779$33$171K<0.1%
316128701 FIDELITY STRUCTURED MID CAP VALUE8,263.681$30$170K<0.1%
921909107 VANGUARD STAR6,102.284$27$166K<0.1%
532457108 LILLY ELI & CO NFS IS A SPECIALIST346.373$772$165K<0.1%
05600XQF0 BMO HARRIS BK NATL ASSN CHICAG CD163,500$1$164K<0.1%
69608A108 PALANTIR TECHNOLOGIES INC CL5,864.556$76$159K<0.1%
921909404 VANGUARD LIFE STRAT MODERATE GROWTH5,306.828$31$159K<0.1%
31617H102 FIDELITY GOVERNMENT MONEY MARKET159,308.63$1$159K<0.1%
91680M107 UPSTART HLDGS INC COM1,868.297$62$158K<0.1%
06051V5G7 BANK OF AMERICA NA CD157,000$1$157K<0.1%
921909503 VANGUARD LIFE STRATEGY GRWTH PORT3,747.384$44$156K<0.1%
478160104 JOHNSON & JOHNSON NFS IS A SPECIALIST1,103.766$145$156K<0.1%
15987UCN6 CHARLES SCHWAB BK SSB WESTLAKE CD155,000$1$155K<0.1%
02209S103 ALTRIA GROUP INC NFS LLC IS A3,417.052$52$153K<0.1%
61690DMX3 MORGAN STANLEY BK N A CD150,000$1$150K<0.1%
26923N108 ETF OPPORTUNITIES TRUST AMERICAN3,740.903$44$147K<0.1%
912797KS5 UNITED STATES TREAS BILLS ZERO CPN151,000$1$145K<0.1%
353496490 FRANKLIN INCOME CL A63,254.877$2$144K<0.1%
00287Y109 ABBVIE INC COM USD0.011,589.412$178$144K<0.1%
00165C302 AMC ENTMT HLDGS INC CL A NEW7,867.769$4$141K<0.1%
94768NNS9 WEBSTER BK NATL ASSN WATERBURY CD140,000$1$140K<0.1%
17275R102 CISCO SYS INC NFS LLC IS A MARKET3,649.168$59$140K<0.1%
87612E106 TARGET CORP NFS IS A SPECIALIST1,131.681$135$136K<0.1%
931142103 WAL-MART STORES INC NFS IS A SPECIALIST2,520.883$90$136K<0.1%
00214Q104 ARK ETF TR INNOVATION ETF1,551.598$57$136K<0.1%
717081103 PFIZER INC NFS IS A SPECIALIST4,056.214$27$135K<0.1%
921935102 VANGUARD WELLINGTON FUND3,220.499$43$131K<0.1%
316390772 FIDELITY SELECT BIOTECHNOLOGY6,062.327$19$129K<0.1%
756109104 REALTY INCOME CORP (MARYLAND)2,083.404$53$127K<0.1%
977852102 WOLFSPEED INC COM7,962$7$126K<0.1%
922908710 VANGUARD 500 INDEX ADMIRAL455.053$543$125K<0.1%
05612LCN0 BMW BK NORTH AMER SALT LAKE CI CD125,000$1$125K<0.1%
922042858 VANGUARD INTL EQUITY INDEX FD INC2,545.66$44$125K<0.1%
92206C102 VANGUARD SCOTTSDALE FDS VANGUARD SHORT2,107.488$58$123K<0.1%
494368103 KIMBERLY CLARK CORP NFS IS A SPECIALIST1,020.346$131$123K<0.1%
458140100 INTEL CORP NFS LLC IS A MARKET4,814.419$20$120K<0.1%
055622104 BP PLC SPON ADR REPSNTG3,887.867$30$120K<0.1%
74347G416 PROSHARES TR ULTRASHRT S&P5004,144.777$20$119K<0.1%
149123101 CATERPILLAR INC NFS IS A SPECIALIST711.367$363$116K<0.1%
316343102 FIDELITY OVERSEAS2,184.838$63$115K<0.1%
316092865 FIDELITY MSCI UTILS INDEX ETF2,513.937$49$114K<0.1%
316345107 FIDELITY PURITAN4,952$25$113K<0.1%
02079K107 ALPHABET INC CAP STK CL C2,667.848$190$113K<0.1%
Y1023R104 BYD COMPANY LTD SHS H3,000$34$112K<0.1%
464287150 ISHARES TR S&P 1500 INDEX FD1,469.697$129$112K<0.1%
46657VEX4 JPMORGAN CHASE BK N A CD110,000$1$110K<0.1%
36467W109 GAMESTOP CORP NEW CL A3,222.883$31$109K<0.1%
315910307 FIDELITY CANADA1,998.314$66$108K<0.1%
60685BTE1 MIZRAHI TEFAHOT BK LTD LOS ANG CD107,000$1$107K<0.1%
46137V357 INVESCO EXCHANGE TRADED FD TR S&P500634.69$175$107K<0.1%
921938106 VANGUARD/WELLESLEY INCOME3,877.45$25$103K<0.1%
389638107 GRAYSCALE ETHEREUM TR ETH SHS3,539.742$28$102K<0.1%
76954A103 RIVIAN AUTOMOTIVE INC COM CL A5,198.312$13$101K<0.1%
459200101 INTL BUSINESS MACH NFS IS A SPECIALIST798.807$220$100K<0.1%
06051XBK7 BANK OF AMERICA NA CD100,000$1$100K<0.1%
09549TAN5 BLUE FDRY BK RUTHERFORD NEW JE100,000$1$100K<0.1%
20348HAP6 COMMUNITY BK ALVA OKLA CD100,000$1$100K<0.1%
666613PK4 NORTHPOINTE BK GRAND RAPIDS MI CD100,000$1$100K<0.1%
548661107 LOWES COMPANIES NFS IS A SPECIALIST561.487$247$99K<0.1%
22410J106 CRACKER BARREL OLD CTRY STORE INC COM1,060.256$53$98K<0.1%
316464106 FIDELITY VALUE10,486.452$14$97K<0.1%
74086MBC6 PRESIDENTIAL BK FSB BETHESDA M CD97,000$1$97K<0.1%
922908553 VANGUARD INDEX FDS FORMERLY VANGUARD1,180.529$89$97K<0.1%
191216100 COCA COLA CO NFS IS A SPECIALIST1,789.735$62$97K<0.1%
912797NU7 UNITED STATES TREAS BILLS ZERO CPN100,000$1$96K<0.1%
912797NL7 UNITED STATES TREAS BILLS ZERO CPN100,000$1$96K<0.1%
912797JR9 UNITED STATES TREAS BILLS ZERO CPN100,000$1$95K<0.1%
912797KA4 UNITED STATES TREAS BILLS ZERO CPN100,000$1$95K<0.1%
912797LB1 UNITED STATES TREAS BILLS ZERO CPN100,000$1$95K<0.1%
25434V708 DIMENSIONAL ETF TRUST US CORE EQUITY2,982.461$35$93K<0.1%
594972408 MICROSTRATEGY INC C L A NEW NFS LLC IS A271.043$290$93K<0.1%
74347X864 PROSHARES TR PROSHARES ULTRAPRO1,158.365$89$92K<0.1%
921910774 VANGUARD GLOBAL WELLINGTON INVESTOR4,406.196$25$91K<0.1%
670002401 NOVAVAX INC COM NEW1,520.18$8$90K<0.1%
166764100 CHEVRONTEXACO CORP688.769$145$90K<0.1%
31933LAL4 FIRST BETHANY BK &TR OKLA CD90,000$1$90K<0.1%
74767V109 QUANTUMSCAPE CORP COM CL A7,458.835$5$88K<0.1%
922908751 VANGUARD INDEX FDS VANGUARD SMALL CAP413.415$240$87K<0.1%
670100205 NOVO NORDISK A/S ADR FMLY NOVO826.478$86$86K<0.1%
38150VF20 GOLDMAN SACHS BK USA CD86,000$1$86K<0.1%
353496300 FRANKLIN INCOME CLASS A35,167.053$2$86K<0.1%
316345305 FIDELITY LOW PRICED STOCK1,767.384$41$85K<0.1%
921910758 VANGUARD GLOBAL WELLESLEY INVESTOR4,170$22$83K<0.1%
89235MPN5 TOYOTA FINL SVGS BK HEND NV CD83,000$1$83K<0.1%
81369Y407 SECTOR SPDR TR SHS BEN INT CYCLICALS /426.154$224$82K<0.1%
89832Q109 TRUIST FINL CORP COM2,086.215$43$82K<0.1%
580135101 MCDONALDS CORP NFS IS A SPECIALIST466.619$290$81K<0.1%
88579Y101 3M COMPANY NFS IS A SPECIALIST621.45$129$81K<0.1%
31617K881 FIDELITY TOTAL BOND8,224.438$9$80K<0.1%
922018205 VANGUARD WINDSOR II2,203.504$44$79K<0.1%
01609W102 ALIBABA GROUP HLDG LTD612.456$85$78K<0.1%
Showing top 200 of 2,079 investments by value.