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Original filing (PDF)20251008102726NAL0009557200001
WVU HEALTH SYSTEM
Form 5500
FILING_RECEIVED
WEST VIRGINIA UNIVERSITY HEALTH SYSTEM 403(B) RETIREMENT SAVINGS PLAN
403(b) retirement plan
Signals · 1
50% in single holding
Active participants
32,450
Accounts w/ balance
36,866
Plan assets (EOY)
$1.8B
Net assets (EOY)
$1.8B
How this plan invests
This plan
1 pooled trust
Schedule D
111 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "b b" is 50% of plan.
- 12 bps in Schedule C fees — 136% above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WVU HEALTH SYSTEM.
Plan sponsor
Name
WVU HEALTH SYSTEM
EIN
55-0754713
Address
3040 UNIVERSITY AVE · MORGANTOWN, WV · 26505
Phone
(304) 598-4000
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVEST INST OP | 04-2647786 | — | RECORDKEEPER | $1.9M | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $112K | — |
| CONCURRENT INVESTMENT | 92-1819393 | — | INVESTMENT ADVISOR | $53K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BAKER TILLY US, LLP | 30-1413443 | — | AUDITOR | $44K | — |
Investments
110 direct securities · 1 pooled fund· $3.5B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$3.3B
109 holdings
Mutual Funds
$219.7M
1 holding
Pooled Separate Account
$6.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| b | — | — | — | $1.8B | 100.0% | |
| American Funds American Funds Target Date 2035 R6 N/R | Mutual Funds | — | — | $219.7M | 12.5% | |
| American Funds American Funds Target Date 2040 R6 N/R | — | — | — | $198.2M | 11.3% | |
| American Funds American Funds Target Date 2030 R6 N/R | — | — | — | $194.3M | 11.1% | |
| American Funds American Funds Target Date 2045 R6 N/R | — | — | — | $167.3M | 9.5% | |
| American Funds American Funds Target Date 2025 R6 N/R | — | — | — | $148.6M | 8.5% | |
| American Funds American Funds Target Date 2050 R6 N/R | — | — | — | $139.3M | 7.9% | |
| American Funds American Funds Target Date 2055 R6 N/R | — | — | — | $116.3M | 6.6% | |
| American Funds American Funds Target Date 2060 R6 N/R | — | — | — | $78.5M | 4.5% | |
| Guaranteed Annuity Contracts * TIAA Traditional Account N/R | — | — | — | $64.8M | 3.7% | |
| Fidelity 500 Index N/R | — | — | — | $58.5M | 3.3% | |
| Registered Investment Companies * CREF Stock N/R | — | — | — | $50.2M | 2.9% | |
| American Funds American Funds Target Date 2020 R6 N/R | — | — | — | $49.8M | 2.8% | |
| CREF Growth N/R | — | — | — | $28.4M | 1.6% | |
| American Funds American Funds Target Date 2065 R6 N/R | — | — | — | $27.6M | 1.6% | |
| Fidelity Contrafund K6 N/R | — | — | — | $19.4M | 1.1% | |
| Participant Loans Interest rates: 3.25% - 9.50% $0 | — | — | — | $19.2M | 1.1% | |
| Fidelity Large Cap Growth Index N/R | — | — | — | $16.9M | 1.0% | |
| Money Market Funds Vanguard Federal Money Market Inv N/R | — | — | — | $16.2M | 0.9% | |
| American Funds American Funds Target Date 2015 R6 N/R | — | — | — | $15.5M | 0.9% | |
| CREF Global Equities N/R | — | — | — | $12.6M | 0.7% | |
| CREF Equity Index N/R | — | — | — | $11.5M | 0.7% | |
| Pioneer Bond Y N/R | — | — | — | $8.5M | 0.5% | |
| American Funds American Funds Target Date 2010 R6 N/R | — | — | — | $8.1M | 0.5% | |
| Fidelity Mid Cap Index N/R | — | — | — | $7.8M | 0.4% | |
| MFS International Intrinsic Value R3 N/R | — | — | — | $7.5M | 0.4% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $6.1M | 0.3% | |
| Vanguard Developing Market Index IS N/R | — | — | — | $5.5M | 0.3% | |
| Dodge & Cox Dodge & Cox Stock N/R | — | — | — | $5.3M | 0.3% | |
| Vanguard Total Bond Market Inst N/R | — | — | — | $4.3M | 0.2% | |
| Fidelity Small Cap Index N/R | — | — | — | $4.2M | 0.2% | |
| Fidelity Small Cap Growth K6 N/R | — | — | — | $3.5M | 0.2% | |
| Lincoln Stable Value N/R | — | — | — | $3.4M | 0.2% | |
| PIMCO Income Inst N/R | — | — | — | $3.1M | 0.2% | |
| CREF Core Bond N/R | — | — | — | $3.0M | 0.2% | |
| Vanguard Intl Growth Adm N/R | — | — | — | $3.0M | 0.2% | |
| CREF Social Choice N/R | — | — | — | $2.9M | 0.2% | |
| American Century American Century Disciplined Core Value N/R | — | — | — | $2.9M | 0.2% | |
| MFS Mid Cap Growth N/R | — | — | — | $2.9M | 0.2% | |
| Fidelity Puritan K N/R | — | — | — | $2.6M | 0.1% | |
| Victory Sycamore Victory Sycamore Established Value R N/R | — | — | — | $2.5M | 0.1% | |
| CREF Money Market N/R | — | — | — | $2.2M | 0.1% | |
| Fidelity Inflation-Protected Bond Index N/R | — | — | — | $1.7M | <0.1% | |
| PGIM High Yield R6 N/R | — | — | — | $1.7M | <0.1% | |
| CREF Inflation-Linked Bond N/R | — | — | — | $1.1M | <0.1% | |
| C&S Real Estate A N/R | — | — | — | $1.1M | <0.1% | |
| Allspring Special Small Cap Value IS N/R | — | — | — | $992K | <0.1% | |
| Oppenheimer Invesco Oppenheimer Intl Small-Mid Y N/R | — | — | — | $478K | <0.1% | |
| Northwestern Mutual Northwestern Mutual Balanced MSA N/R | — | — | — | $464K | <0.1% | |
| Janus Forty Fund Class C N/R | — | — | — | $443K | <0.1% | |
| FS Energy FS Energy Total Return Fund N/R | — | — | — | $212K | <0.1% | |
| Oppenheimer Capital Appreciation N/R | — | — | — | $181K | <0.1% | |
| Lord Abbett Lord Abbett Developing Growth P N/R | — | — | — | $154K | <0.1% | |
| Corebridge Fixed Account Plus N/R | — | — | — | $147K | <0.1% | |
| T.Rowe Price T. Rowe Price Small Cap Value N/R | — | — | — | $113K | <0.1% | |
| T.Rowe Price T. Rowe Price Gov't Prime Account N/R | — | — | — | $105K | <0.1% | |
| Fidelity VIP II ContraFund N/R | — | — | — | $98K | <0.1% | |
| Maxim Ariel Maxim Ariel MidCap Value Portfolio N/R | — | — | — | $97K | <0.1% | |
| T.Rowe Price T. Rowe Price New Era N/R | — | — | — | $97K | <0.1% | |
| T.Rowe Price T. Rowe Price New Horizon N/R | — | — | — | $93K | <0.1% | |
| Great-West S&P 500 Index Fund Inv N/R | — | — | — | $91K | <0.1% | |
| Vanguard 500 Index Fund N/R | — | — | — | $81K | <0.1% | |
| Great-West Large Cap Value Investor II N/R | — | — | — | $80K | <0.1% | |
| SSGA Money Market Fund N/R | — | — | — | $76K | <0.1% | |
| T.Rowe Price T. Rowe Price Blue Chip N/R | — | — | — | $70K | <0.1% | |
| T.Rowe Price T. Rowe Price Equity Index N/R | — | — | — | $62K | <0.1% | |
| T.Rowe Price T. Rowe Price International Stock N/R | — | — | — | $60K | <0.1% | |
| Vanguard 500 Index Admiral N/R | — | — | — | $57K | <0.1% | |
| Invesco Main Street Mid Cap N/R | — | — | — | $52K | <0.1% | |
| Janus Balanced Fund T N/R | — | — | — | $51K | <0.1% | |
| T.Rowe Price T. Rowe Price Equity Income N/R | — | — | — | $44K | <0.1% | |
| T.Rowe Price T. Rowe Price Retire 2030 N/R | — | — | — | $41K | <0.1% | |
| T.Rowe Price T. Rowe Price New Income N/R | — | — | — | $37K | <0.1% | |
| Corebridge Systematic Core Fund N/R | — | — | — | $34K | <0.1% | |
| T.Rowe Price T. Rowe Price Gov't Prime Account N/R | — | — | — | $32K | <0.1% | |
| Invesco International Growth Fund N/R | — | — | — | $29K | <0.1% | |
| Maxim Index 600 Portfolio N/R | — | — | — | $29K | <0.1% | |
| T.Rowe Price T. Rowe Price International Stock N/R | — | — | — | $29K | <0.1% | |
| Dreyfus S & P 500 Index N/R | — | — | — | $24K | <0.1% | |
| Maxim Loomis Sayles Bond Portfolio N/R | — | — | — | $21K | <0.1% | |
| Maxim MFS International Value Portfolio N/R | — | — | — | $19K | <0.1% | |
| Corebridge Science & Technology Fund N/R | — | — | — | $17K | <0.1% | |
| MFS Value A N/R | — | — | — | $15K | <0.1% | |
| T.Rowe Price T. Rowe Price Retirement 2040 Fund - R N/R | — | — | — | $14K | <0.1% | |
| American Century American Century Income & Growth Ins N/R | — | — | — | $13K | <0.1% | |
| Federated Hermes Federated Hermes Gov Obligations Fund N/R | — | — | — | $11K | <0.1% | |
| PIMCO Total Return Admin N/R | — | — | — | $10K | <0.1% | |
| Corebridge Small Cap Growth Fund N/R | — | — | — | $9K | <0.1% | |
| T.Rowe Price T. Rowe Price Capital Appreciation N/R | — | — | — | $9K | <0.1% | |
| Vanguard Small-Cap Index Adm N/R | — | — | — | $8K | <0.1% | |
| Dreyfus International Stock Index N/R | — | — | — | $7K | <0.1% | |
| Clearbridge Large Cap Value A N/R | — | — | — | $7K | <0.1% | |
| Corebridge International Govt Bond Fund N/R | — | — | — | $6K | <0.1% | |
| Dreyfus Appreciation Fund N/R | — | — | — | $6K | <0.1% | |
| T.Rowe Price T. Rowe Price Personal Balance N/R | — | — | — | $5K | <0.1% | |
| T.Rowe Price T. Rowe Price Equity Income N/R | — | — | — | $5K | <0.1% | |
| Clearbridge Aggressive Growth A N/R | — | — | — | $5K | <0.1% | |
| Maxim US Government Securities Portfolio N/R | — | — | — | $5K | <0.1% | |
| Corebridge International Growth I Fund N/R | — | — | — | $5K | <0.1% | |
| Dreyfus Bond Market Index INV N/R | — | — | — | $4K | <0.1% | |
| T.Rowe Price T. Rowe Price New Income N/R | — | — | — | $4K | <0.1% | |
| Clearbridge Mid Cap Class A N/R | — | — | — | $4K | <0.1% | |
| Clearbridge Large Cap Growth A N/R | — | — | — | $4K | <0.1% | |
| MFS Core Equity A N/R | — | — | — | $3K | <0.1% | |
| Wells Fargo Wells Fargo Income Plus A N/R | — | — | — | $3K | <0.1% | |
| Vanguard Federal Money Market Inv N/R | — | — | — | $2K | <0.1% | |
| Vanguard Total Bond Market Index Adm N/R | — | — | — | $2K | <0.1% | |
| Corebridge Growth Fund N/R | — | — | — | $2K | <0.1% | |
| Great-West Guaranteed Certificate Fund N/R | — | — | — | $2K | <0.1% | |
| Clearbridge Small Cap Growth N/R | — | — | — | $2K | <0.1% | |
| Vanguard Windsor II N/R | — | — | — | $1K | <0.1% |