Back to filter
Original filing (PDF)20250915182902NAL0000876227001
SAGEWATER, LLC
Form 5500
FILING_RECEIVED
SAGEWATER, LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
~105 bps in Sched C feesNo recordkeeper disclosed
Active participants
214
Accounts w/ balance
236
Plan assets (EOY)
$2.7M
Net assets (EOY)
$2.7M
How this plan invests
This plan
12 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 105 bps in Schedule C fees — 102% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SAGEWATER, LLC.
Plan sponsor
Name
SAGEWATER, LLC
EIN
54-1498682
Address
1319 POWHATAN STREET · ALEXANDRIA, VA · 22314
Phone
(703) 461-0345
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-15
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK | 01-0233346 | — | RETAINED BY EMPLOYER | $29K | — |
Investments
18 direct securities · 12 pooled funds· $2.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$2.4M
12 holdings
Uncategorized
$364K
18 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JOHN HANCOCK LT BL 2050 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 023 | Common Collective Trust | — | — | $415K | 15.2% | |
| JOHN HANCOCK LT BL 2045 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 022 | Common Collective Trust | — | — | $311K | 11.4% | |
| JOHN HANCOCK LT BL 2020 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 017 | Common Collective Trust | — | — | $292K | 10.7% | |
| JOHN HANCOCK LT BL 2040 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 021 | Common Collective Trust | — | — | $292K | 10.7% | |
| JOHN HANCOCK LT BL 2055 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 024 | Common Collective Trust | — | — | $269K | 9.9% | |
| JOHN HANCOCK LT BL 2030 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 019 | Common Collective Trust | — | — | $192K | 7.1% | |
| JOHN HANCOCK LT BL 2060 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 025 | Common Collective Trust | — | — | $179K | 6.6% | |
| JOHN HANCOCK LT BL 2035 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 020 | Common Collective Trust | — | — | $176K | 6.4% | |
| JOHN HANCOCK LT BL 2065 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 026 | Common Collective Trust | — | — | $112K | 4.1% | |
| JOHN HANCOCK LT BL 2025 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 018 | Common Collective Trust | — | — | $86K | 3.2% | |
| Fidelity Nasdaq Composite Index Mutual Funds | — | — | — | $70K | 2.6% | |
| Fidelity 500 Index Fund Mutual Funds | — | — | — | $52K | 1.9% | |
| Fidelity Mid Cap Index Fund Mutual Funds | — | — | — | $39K | 1.4% | |
| Fidelity Total Intl Index Mutual Funds | — | — | — | $37K | 1.4% | |
| JOHN HANCOCK LT BL 2015 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 016 | Common Collective Trust | — | — | $37K | 1.4% | |
| Putnam Large Cap Value R6 Mutual Funds | — | — | — | $34K | 1.3% | |
| Fidelity US Bond Index Fund Mutual Funds | — | — | — | $24K | 0.9% | |
| Fidelity Sm Cap Index Fund Mutual Funds | — | — | — | $21K | 0.8% | |
| BlackRock Total Return Fund Mutual Funds | — | — | — | $18K | 0.7% | |
| American Balanced Fund R6 Mutual Funds | — | — | — | $16K | 0.6% | |
| JH Stable Value Guaranteed Inc Mutual Funds | — | — | — | $12K | 0.4% | |
| T Rowe Price Spectrum Income Mutual Funds | — | — | — | $10K | 0.4% | |
| Janus Henderson Enterprise (N) Mutual Funds | — | — | — | $8K | 0.3% | |
| Nuveen Real Estate Sec Sel R6 Mutual Funds | — | — | — | $8K | 0.3% | |
| John Hancock Disc Val MC R6 Mutual Funds | — | — | — | $5K | 0.2% | |
| Invesco Small Cap Value Y Mutual Funds | — | — | — | $4K | 0.1% | |
| DFA Emerging Markets Core Eq I Mutual Funds | — | — | — | $3K | 0.1% | |
| JPMorgan US Govt MMkt Cap Mutual Funds | — | — | — | $1K | <0.1% | |
| Neuberger Ber Genesis Fund R6 Mutual Funds | — | — | — | $1K | <0.1% | |
| JOHN HANCOCK LT BL 2010 TR R1 JOHN HANCOCK COLLECTIVE INVESTMENT TRUST · EIN 85-6153745 / PN 015 | Common Collective Trust | — | — | $0 | <0.1% |
Related plans
Other plans using JOHN HANCOCK
FIRSTENERGY CORP.
FIRSTENERGY CORP. MASTER PENSION PLAN
$6.5B · 12,279 participants
EVERSOURCE ENERGY SERVICE COMPANY
EVERSOURCE PENSION PLAN
$5.8B · 3,150 participants
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
$3.3B · 24,741 participants
HIGHMARK HEALTH
HIGHMARK RETIREMENT PLAN
$3.1B · 12,825 participants
VALERO ENERGY CORPORATION
VALERO ENERGY CORPORATION PENSION PLAN
$2.6B · 6,554 participants
FUJITSU NORTH AMERICA, INC.
FUJITSU GROUP DEFINED CONTRIBUTION AND 401(K) PLAN
$1.5B · 1,592 participants
Similar-size Wholesale Trade plans
GOODWAY TECHNOLOGIES CORPORATION
GOODWAY TECHNOLOGIES CORPORATION PENSION PLAN
$2.7M · 18 participants
WOODHILL SUPPLY, INC.
WOODHILL SUPPLY, INC. 401(K) RETIREMENT PLAN
$2.7M · 23 participants
COMMONWEALTH LOCK COMPANY
COMMONWEALTH LOCK COMPANY 401(K) PROFIT SHARING PLAN
$2.7M · 6 participants
SPOKANE HARDWARE SUPPLY, INC.
SPOKANE HARDWARE SUPPLY, INC. PROFIT SHARING PLAN
$2.7M · 34 participants
BLEIBERG PLUMBING SUPPLIES INC.
BLEIBERG PLUMBING SUPPLIES INC. 401K PROFIT SHARING PLAN
$2.7M · 13 participants
ADVANCED HYDRONICS SALES, INC.
ADVANCED HYDRONICS 401(K) PROFIT SHARING PLAN
$2.7M · 19 participants
Large plans in Virginia
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
GENERAL DYNAMICS CORPORATION
GENERAL DYNAMICS CORPORATION 401(K) PLAN MASTER TRUST AGREEMENT
$23.5B
GENERAL DYNAMICS CORPORATION
GENERAL DYNAMICS CORPORATION 401(K) PLAN MASTER TRUST AGREEMENT
$23.5B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN PENSION PLAN
$18.8B · 11,507 participants
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION
401(K) PENSION PLAN
$16.8B · 61,593 participants
NORTHROP GRUMMAN CORPORATION
NG DB MT FIXED INCOME FUND
$13.0B