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Original filing (PDF)20250616112401NAL0000447251001
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
Form 5500
FILING_RECEIVED
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
Defined-contribution retirement plan
Signals · 2
No recordkeeper disclosed19 service providers
Active participants
24,741
Accounts w/ balance
60,274
Plan assets (EOY)
$3.3B
Net assets (EOY)
$3.3B
How this plan invests
This plan
7 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 20 bps in Schedule C fees — 293% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA.
Plan sponsor
Name
CARPENTERS ANNUITY TRUST FUND FOR NORTHERN CALIFORNIA
EIN
94-6534591
Address
265 HEGENBERGER RD, STE 100 · OAKLAND, CA · 946211480
Phone
(510) 633-0333
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-09-01
Tax period
2024-08-31
Filed
2025-06-16
Pension benefit codes
2C · Money purchase (other than target benefit)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
19 rowsOther
19| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| C.F.A.O. | 94-1557079 | — | SALARIED ADMINISTRATOR | $3.6M | — |
| ALAN D. BILLER AND ASSOCIATES, INC. | 94-2854958 | — | NONE | $581K | — |
| NEWTOWER TRUST COMPANY | 52-6218800 | — | NONE | $505K | — |
| BANK OF NEW YORK | 95-3571558 | — | NONE | $424K | — |
| JP MORGAN | 13-4043930 | — | NONE | $393K | — |
| ENTRUST GLOBAL | 13-4021839 | — | NONE | $273K | — |
| KRAW LAW GROUP | 77-0171216 | — | NONE | $119K | — |
| INVESCO | 46-3793325 | — | NONE | $90K | — |
| WORLD INVESTMENT ADVISORS LLC | 61-1758632 | — | NONE | $87K | — |
| JOHN HANCOCK | 01-0233346 | — | NONE | $76K | — |
| WEINBERG, ROGER AND ROSENFELD | 94-2458080 | — | NONE | $72K | — |
| EIDE BAILLY LLP | 45-0250958 | — | NONE | $61K | — |
| AUDAX | — | PHILADELPHIA, PA | NONE | $54K | — |
| SEGAL COMPANY | 94-1503999 | SAN FRANCISCO, CA | NONE | $30K | — |
| OPUS INVESTMENT ADVISORS, LLC | 56-8559330 | — | NONE | $19K | — |
| MCPF HOLDINGS | — | — | NONE | $0 | — |
| CAMDEN ASSET MANAGEMENT | 95-4319164 | — | NONE | $0 | — |
| HAMILTON LANE V | 23-2962336 | — | NONE | $0 | — |
| SEGAL SELECT INSURANCE SERVICES, IN | 46-0619194 | — | NONE | $0 | — |
Investments
7 pooled funds· $2.3B(71% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| UBC RUSSELL 3000 INDEX TRUST INVESCO TRUST COMPANY · EIN 20-2583973 / PN 306 | Common Collective Trust | $1.4B | 42.7% |
| JPMCB CORE BOND FUND JPMORGAN CHASE BANK, N.A. · EIN 20-3847783 / PN 001 | Common Collective Trust | $581.5M | 17.9% |
| NEUBERGER BERMAN STRATEGIC MULTI SE NEUBERGER BERMAN TRUST COMPANY, N.A. AS TRUSTEE · EIN 20-4797982 / PN 006 | Common Collective Trust | $177.1M | 5.4% |
| MULTI-EMPLOYER PROPERTY TRUST NEWTOWER TRUST COMPANY · EIN 52-6218800 / PN 001 | Common Collective Trust | $101.0M | 3.1% |
| AFL-CIO BUILDING INVESTMENT TRUST GREAT GRAY TRUST COMPANY · EIN 52-6328901 / PN 001 | Common Collective Trust | $58.8M | 1.8% |
| EB TEMPORARY INVESTMENT FUND BANK OF NEW YORK MELLON · EIN 25-6078093 / PN 023 | Common Collective Trust | $10.0M | 0.3% |
| LONGVIEW ULTRA CONSTRUCTION LOAN FU AMALGAMATED BANK · EIN 20-8434730 / PN 006 | Common Collective Trust | $7K | <0.1% |