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Original filing (PDF)20251008103352NAL0013142418001
ELME COMMUNITIES
Form 5500
FILING_RECEIVED
ELME COMMUNITIES 401K PLAN
401(k) retirement plan
Active participants
253
Accounts w/ balance
346
Plan assets (EOY)
$28.0M
Net assets (EOY)
$28.0M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (2 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ELME COMMUNITIES.
Plan sponsor
Name
ELME COMMUNITIES
EIN
53-0261100
Address
7550 WISCONSIN AVE. · SUITE 900 · BETHESDA, MD · 20814
Phone
(202) 774-3200
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TOOLE KATZ & ROEMERSMA, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $5K | — |
Investments
32 direct securities · 1 pooled fund· $28.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.5M
32 holdings
Common Collective Trust
$576K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retire 2040 Fund Mutual Fund | — | — | — | $3.8M | 13.5% | |
| T. Rowe Price Retire 2030 Fund Mutual Fund | — | — | — | $2.6M | 9.1% | |
| T. Rowe Price Retire 2045 Fund Mutual Fund | — | — | — | $2.5M | 9.1% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $2.4M | 8.5% | |
| T. Rowe Price Retire 2035 Fund Mutual Fund | — | — | — | $1.7M | 6.1% | |
| Vanguard Windsor II Fund Admiral Shares Mutual Fund | — | — | — | $1.4M | 5.1% | |
| Franklin Growth Fund R6 Mutual Fund | — | — | — | $1.3M | 4.5% | |
| JP Morgan Large Cap Growth Fund Mutual Fund | — | — | — | $1.1M | 3.9% | |
| T. Rowe Price Retire 2055 Fund Mutual Fund | — | — | — | $1.0M | 3.7% | |
| T. Rowe Price Dividend Growth Fund Mutual Fund | — | — | — | $1.0M | 3.7% | |
| Vanguard International Growth Fund Admiral Shares Mutual Fund | — | — | — | $1.0M | 3.7% | |
| T. Rowe Price Retire 2050 Fund Mutual Fund | — | — | — | $1.0M | 3.6% | |
| T. Rowe Price Mid Cap Index Fund Mutual Fund | — | — | — | $903K | 3.2% | |
| T. Rowe Price Retire 2010 Fund Mutual Fund | — | — | — | $774K | 2.8% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $576K | 2.1% | |
| American Funds Capital World Growth and Income Fund Mutual Fund | — | — | — | $491K | 1.8% | |
| T. Rowe Price Retire 2060 Fund Mutual Fund | — | — | — | $475K | 1.7% | |
| Carillon Eagle Mid Cap Growth Fund R6 Mutual Fund | — | — | — | $463K | 1.7% | |
| Fidelity Strategic Income Fund Mutual Fund | — | — | — | $458K | 1.6% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $418K | 1.5% | |
| Fidelity Government Money Market Fund Mutual Fund | — | — | — | $378K | 1.3% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $359K | 1.3% | |
| Conestoga Small Cap Fund Mutual Fund | — | — | — | $283K | 1.0% | |
| Participant loans September 2039 | — | — | — | $273K | 1.0% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $261K | 0.9% | |
| T. Rowe Price Retire 2020 Fund Mutual Fund | — | — | — | $247K | 0.9% | |
| T. Rowe Price Retire 2025 Fund Mutual Fund | — | — | — | $213K | 0.8% | |
| JP Morgan High Yield Fund R6 Mutual Fund | — | — | — | $177K | 0.6% | |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares Mutual Fund | — | — | — | $128K | 0.5% | |
| Undiscovered Managers Behavioral Value Fund Class R6 Mutual Fund | — | — | — | $94K | 0.3% | |
| PIMCO Total Return ESG Fund Institutional Class Mutual Fund | — | — | — | $93K | 0.3% | |
| Brown Advisory Sustainable Growth Fund Institutional Shares Mutual Fund | — | — | — | $66K | 0.2% | |
| T. Rowe Price Retire 2015 Fund Mutual Fund | — | — | — | $11K | <0.1% |
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