Original filing (PDF)20251015120628NAL0002376179001

THE GUARDIAN FOUNDATION, INC.

Name: THE GUARDIAN FOUNDATION, INC. — THE GUARDIAN FOUNDATION, INC. RETIREMENT PLAN, Form 5500 (2024)
Creator: THE GUARDIAN FOUNDATION, INC.

Form 5500

FILING_RECEIVED

THE GUARDIAN FOUNDATION, INC. RETIREMENT PLAN

401(k) retirement plan

Signals · 1

Late participant contributions

Active participants

1,642

Accounts w/ balance

1,602

Plan assets (EOY)

$33.0M

Net assets (EOY)

$33.0M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade D

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE GUARDIAN FOUNDATION, INC..

Plan sponsor

Name

THE GUARDIAN FOUNDATION, INC.

EIN

52-1623898

Address

5243 LITTLE DEBBIE PARKWAY · SUITE 101 · OOLTEWAH, TN · 373634515

Phone

(404) 233-6500

Industry

Admin Support & Waste Mgmtsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

010

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

3H · Sponsor in controlled / affiliated group

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$168K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH	13-5674085	—	INVESTMENT ADVISOR	$68K	—

Investments

34 direct securities· $30.5M(92% of reported assets)

Other securities

$30.5M

32 holdings

Agency / Mortgage-Backed

$7K

1 holding

Cash / Money Market

$4K

1 holding

					% of plan
American Funds 2015 Target Date Retirement Fund	Other securities	—	—	$4.6M	13.9%
American Funds 2050 Target Date Retirement Fund	Other securities	—	—	$4.4M	13.3%
American Funds 2040 Target Date Retirement Fund	Other securities	—	—	$4.0M	12.2%
American Funds 2035 Target Date Retirement Fund	Other securities	—	—	$3.0M	9.2%
American Funds 2025 Target Date Retirement Fund	Other securities	—	—	$3.0M	9.0%
American Funds 2045 Target Date Retirement Fund	Other securities	—	—	$2.6M	7.9%
American Funds 2030 Target Date Retirement Fund	Other securities	—	—	$2.4M	7.3%
Fixed Account	Other securities	—	—	$1.6M	4.8%
American Funds 2055 Target Date Retirement Fund	Other securities	—	—	$1.6M	4.7%
Notes receivable from participants	Other securities	—	$0	$1.1M	3.3%
American Funds 2020 Target Date Retirement Fund	Other securities	—	—	$759K	2.3%
American Funds 2060 Target Date Retirement Fund	Other securities	—	—	$520K	1.6%
American Funds 2065 Target Date Retirement Fund	Other securities	—	—	$365K	1.1%
Vanguard 500 Index Fund	Other securities	—	—	$211K	0.6%
Loomis Sayles Investment Grade Bond Fund	Other securities	—	—	$125K	0.4%
JPMorgan Large Cap Growth Fund	Other securities	—	—	$65K	0.2%
Vanguard Mid-Cap Index	Other securities	—	—	$61K	0.2%
MFS International Growth Fund	Other securities	—	—	$45K	0.1%
Fidelity International Index Fund	Other securities	—	—	$33K	<0.1%
American Funds New World Fund	Other securities	—	—	$29K	<0.1%
PIMCO Real Return Fund	Other securities	—	—	$15K	<0.1%
Boston Partners All Cap Value Fund	Other securities	—	—	$12K	<0.1%
Virtus KAR Small-Cap Core Fund	Other securities	—	—	$11K	<0.1%
American Funds 2010 Target Date Retirement Fund	Other securities	—	—	$11K	<0.1%
DWS RREEF Real Estate Securities Fund	Other securities	—	—	$7K	<0.1%
Vanguard GNMA Fund	Agency / Mortgage-Backed	—	—	$7K	<0.1%
T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund	Other securities	—	—	$6K	<0.1%
First Eagle Global Fund	Other securities	—	—	$5K	<0.1%
Fidelity Government Money Market Fund	Cash / Money Market	—	—	$4K	<0.1%
BlackRock High Yield Portfolio Fund	Other securities	—	—	$3K	<0.1%
PIMCO Global Bond Opportunities Fund	Other securities	—	—	$2K	<0.1%
Vanguard International Value Fund	Other securities	—	—	$2K	<0.1%
Allspring Special Mid Cap Value Fund	Other securities	—	—	$661	<0.1%
Vanguard Small-Cap Index	Other securities	—	—	$644	<0.1%