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Original filing (PDF)20251003133843NAL0001449521001
WHITCORP FINANCIAL COMPANY
Form 5500
FILING_RECEIVED
WHITCORP RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
177
Accounts w/ balance
166
Plan assets (EOY)
$17.9M
Net assets (EOY)
$17.9M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WHITCORP FINANCIAL COMPANY.
Plan sponsor
Name
WHITCORP FINANCIAL COMPANY
EIN
48-6109393
Address
1500 E KANSAS AVE · GARDEN CITY, KS · 67846
Phone
(620) 275-4128
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORTNER BAYENS, PC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $1K | — |
Investments
31 direct securities· $17.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $2.9M | 16.1% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $2.8M | 15.7% | |
| Vanguard Extended Market Index Adm Vanguard 0 | — | — | — | $1.3M | 7.3% | |
| Vanguard Windsor II Adm Vanguard 0 | — | — | — | $1.1M | 6.2% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $1.0M | 5.7% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $1.0M | 5.6% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $819K | 4.6% | |
| Vanguard Core Bond Adm Vanguard 0 | — | — | — | $813K | 4.6% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $811K | 4.5% | |
| Vanguard Balanced Index Adm Vanguard 0 | — | — | — | $727K | 4.1% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $652K | 3.6% | |
| Vanguard International Growth Adm Vanguard 0 | — | — | — | $550K | 3.1% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $501K | 2.8% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $461K | 2.6% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $350K | 2.0% | |
| Vanguard U.S. Growth Adm Vanguard 0 | — | — | — | $278K | 1.6% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $265K | 1.5% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $201K | 1.1% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $182K | 1.0% | |
| Vanguard Interm-Term Invst Grade Adm Vanguard 0 | — | — | — | $177K | 1.0% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $161K | 0.9% | |
| Vanguard Wellesley Income Adm Vanguard 0 | — | — | — | $140K | 0.8% | |
| Vanguard GNMA Adm Vanguard 0 | — | — | — | $139K | 0.8% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $138K | 0.8% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $113K | 0.6% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $97K | 0.5% | |
| Vanguard Explorer Value Inv Vanguard 0 | — | — | — | $71K | 0.4% | |
| Vanguard International Value Inv Vanguard 0 | — | — | — | $34K | 0.2% | |
| Vanguard Total Intl Bond Index Adm Vanguard 0 | — | — | — | $25K | 0.1% | |
| Vanguard Emerging Mkts Select Stock Inv Vanguard 0 | — | — | — | $24K | 0.1% | |
| Vanguard Explorer Adm Vanguard 0 | — | — | — | $17K | <0.1% |
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