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Original filing (PDF)20251013105428NAL0002499186002
LENDBUZZ, INC.
Form 5500
FILING_RECEIVED
LENDBUZZ, INC. 401(K) PLAN
401(k) retirement plan
Active participants
372
Accounts w/ balance
232
Plan assets (EOY)
$7.9M
Net assets (EOY)
$7.9M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 62% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (29 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LENDBUZZ, INC..
Plan sponsor
Name
LENDBUZZ, INC.
EIN
47-5047556
Address
100 SUMMER STREET, SUITE 1920 · BOSTON, MA · 02110
Phone
(857) 999-0250
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WOLF & COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPLOYEE FIDUCIARY | 61-1579239 | MOBILE, AL | RECORDKEEPER | $14K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $9K | — |
Investments
32 direct securities· $7.7M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Tgt Rmt 2060 Inv Fund | — | — | — | $1.5M | 18.9% | |
| Vanguard Tgt Rmt 2055 Inv Fund | — | — | — | $1.4M | 18.3% | |
| Vanguard Tgt Rmt 2050 Inv Fund | — | — | — | $1.4M | 17.1% | |
| Vanguard Tgt Rmt 2045 Inv Fund | — | — | — | $933K | 11.8% | |
| Fidelity 500 Index Fund | — | — | — | $624K | 7.9% | |
| Vanguard Tgt Rmt 2040 Inv Fund | — | — | — | $452K | 5.7% | |
| Vanguard Growth Index Adm Fund | — | — | — | $205K | 2.6% | |
| Vanguard Tgt Rmt 2065 Inv Fund | — | — | — | $168K | 2.1% | |
| Vanguard Tgt Rmt 2035 Inv Fund | — | — | — | $164K | 2.1% | |
| Vanguard Tl Stk Mkt Idx Adm Fd | — | — | — | $151K | 1.9% | |
| Vanguard Ttl Intl Stk Idx Adm Fd | — | — | — | $132K | 1.7% | |
| JP Morgan JP Morgan Large Cap Gr R6 Fd | — | — | — | $117K | 1.5% | |
| Principal Prin Fixed Inc Guar Option | — | — | — | $72K | 0.9% | |
| Participants Notes receivable from participants, 4.25% - 9.50% | — | — | — | $51K | 0.6% | |
| Putnam Large Cap Value R6 Fund | — | — | — | $47K | 0.6% | |
| Putnam Sm Cap Growth R6 Fund | — | — | — | $41K | 0.5% | |
| Vanguard Tgt Rmt 2070 Inv Fund | — | — | — | $40K | 0.5% | |
| JP Morgan JP Morgan Mid Cap Growth R6 Fd | — | — | — | $32K | 0.4% | |
| Fidelity Adv Total Int Eq Z Fd | — | — | — | $30K | 0.4% | |
| Vanguard Tgt Rmt 2030 Inv Fund | — | — | — | $26K | 0.3% | |
| Vanguard Vangd Ttl Intl Bond Idx Adm Fd | — | — | — | $23K | 0.3% | |
| Vanguard Sm Cap Index Adm Fund | — | — | — | $23K | 0.3% | |
| PIMCO Real Return Instl Fund | — | — | — | $20K | 0.3% | |
| Vanguard Value Index Adm Fund | — | — | — | $16K | 0.2% | |
| Vanguard Mid Cap Index Adm Fd | — | — | — | $14K | 0.2% | |
| Vanguard Tgt Rmt 2025 Inv Fund | — | — | — | $14K | 0.2% | |
| MFS Mid Cap Value R6 Fund | — | — | — | $12K | 0.2% | |
| Vanguard Ttl Bd Mkt Idx Adm Fd | — | — | — | $12K | 0.1% | |
| PIMCO RAE US Sml Instl Fd | — | — | — | $7K | <0.1% | |
| Fidelity U.S. Sust Idx Fd | — | — | — | $7K | <0.1% | |
| PIMCO Income Institutional Fd | — | — | — | $2K | <0.1% | |
| Vanguard Tgt Rmt Inc Inv Fund | — | — | — | $2K | <0.1% |