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Original filing (PDF)20251013123630NAL0000608467001
HEAR.COM
Form 5500
FILING_RECEIVED
HEAR.COM 401(K) PLAN
401(k) retirement plan
Signals · 1
~88 bps in Sched C fees
Active participants
307
Accounts w/ balance
346
Plan assets (EOY)
$6.2M
Net assets (EOY)
$6.2M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 88 bps in Schedule C fees — 70% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HEAR.COM.
Plan sponsor
Name
HEAR.COM
EIN
47-4305088
Address
396 ALHAMBRA CIRCLE · SUITE 1200 · CORAL GABLES, FL · 33134
Phone
(732) 562-6624
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORD KEEPER | $34K | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | SECURITIES BROKER | $0 | — |
| MID ATLANTIC CAPITAL CORPORATION | 25-1409618 | — | SECURITIES BROKER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS MAZARS LLP | 44-0160260 | — | AUDITOR | $21K | — |
Investments
21 direct securities· $6.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AB Large Cap Growth Adv | — | — | — | $728K | 11.7% | |
| Columbia Dividend Income Adv | — | — | — | $588K | 9.4% | |
| Vanguard 500 Index Adm | — | — | — | $554K | 8.9% | |
| Blackrock High Yield Bond Instl | — | — | — | $452K | 7.2% | |
| MFS International Diversification R3 | — | — | — | $444K | 7.1% | |
| Principal Global Real Estate Sec Inst | — | — | — | $419K | 6.7% | |
| Similar Party Collateral, Par or Maturity Value Cost ** Value Mutual Funds Capital Group American Funds New Perspective R5 | — | — | — | $400K | 6.4% | |
| Vanguard Small Cap Index Adm | — | — | — | $396K | 6.3% | |
| Capital Group American Funds New World R5 | — | — | — | $331K | 5.3% | |
| BNY Mellon Global Dynamic Bond Income I | — | — | — | $264K | 4.2% | |
| Prudential Guaranteed Interest Account | — | — | — | $257K | 4.1% | |
| Pioneer Bond Y | — | — | — | $257K | 4.1% | |
| JP Morgan US Research Enhanced Equity R6 | — | — | — | $254K | 4.1% | |
| Vanguard Mid Cap Index Adm | — | — | — | $242K | 3.9% | |
| Vanguard Total Intl Bond Idx Admiral | — | — | — | $211K | 3.4% | |
| Parnassus Mid Cap Fund | — | — | — | $204K | 3.3% | |
| Notes Receivable from Participants Interest rates ranging from 4.25% to 9.50% | — | — | — | $192K | 3.1% | |
| Participants Notes Receivable with interest rates of 4.25% to 9.50% | — | — | — | $192K | 3.1% | |
| State Street Bank & Trust Company Cash Reserve Accounts | — | — | — | $49K | 0.8% | |
| Fidelity Adv Materials I | — | — | — | $3K | <0.1% | |
| Stable Value Fund Charles Schwab Self-Directed Brokerage Accounts | — | — | — | $3K | <0.1% |