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Original filing (PDF)20251008084125NAL0002863619001
LUMINAR TECHNOLOGIES INC.
Form 5500
FILING_RECEIVED
LUMINAR 401(K)
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
466
Accounts w/ balance
655
Plan assets (EOY)
$40.6M
Net assets (EOY)
$40.6M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 74 bps in Schedule C fees — 156% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LUMINAR TECHNOLOGIES INC..
Plan sponsor
Name
LUMINAR TECHNOLOGIES INC.
EIN
47-3675924
Address
2603 DISCOVERY DRIVE #100 · ORLANDO, FL · 32826
Phone
(407) 801-6346
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
BAUER AND COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $166K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER FIDUCIARY ADVISORS LLC | 36-4291971 | — | ADVISOR | $121K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $13K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
30 direct securities· $40.6M(100% of reported assets)
Uncategorized
$40.2M
29 holdings
Mutual Funds
$326K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity FID 500 Index | — | — | — | $7.4M | 18.2% | |
| Self-directed brokerage fund * Fidelity Brokeragelink | — | — | — | $6.1M | 15.0% | |
| Fidelity FID FDM Index 2045 IPR | — | — | — | $3.0M | 7.4% | |
| Fidelity FID FDM Index 2050 IPR | — | — | — | $2.8M | 6.8% | |
| Fidelity FID FDM Index 2055 IPR | — | — | — | $2.7M | 6.7% | |
| T. Rowe Price T Rowe Price Blue Chip Growth I | — | — | — | $2.7M | 6.7% | |
| Fidelity FID FDM Index 2040 IPR | — | — | — | $2.2M | 5.4% | |
| Fidelity FID FDM Index 2035 IPR | — | — | — | $2.1M | 5.2% | |
| Fidelity FID FDM Index 2030 IPR | — | — | — | $1.9M | 4.7% | |
| Fidelity FID FDM Index 2060 IPR | — | — | — | $1.3M | 3.3% | |
| Fidelity FID Mid Cap Index | — | — | — | $1.2M | 2.9% | |
| Fidelity FID Total International Index | — | — | — | $994K | 2.5% | |
| Lesser of Similar Party Rate of Interest, Collateral, Par of Maturity Value Cost Current Value Money market fund * Fidelity Government Money Market K6 | — | — | — | $723K | 1.8% | |
| MFS International Diversification Fund R6 | — | — | — | $705K | 1.7% | |
| Dodge & Cox Dodge & Cox Income | — | — | — | $585K | 1.4% | |
| Dodge & Cox Dodge & Cox Stock | — | — | — | $573K | 1.4% | |
| Notes receivable from * participants Interest rates ranging from 3.25% to 8.50% | — | — | — | $531K | 1.3% | |
| Fidelity FID FDM Index 2025 IPR | — | — | — | $481K | 1.2% | |
| Fidelity FID Small Cap Index | — | — | — | $434K | 1.1% | |
| Dimensional Fund Adv DFA US Target Val I | — | — | — | $408K | 1.0% | |
| s * Fidelity FID US Bond Index | Mutual Funds | — | — | $326K | 0.8% | |
| Stock fund * Luminar Stock Fund | — | — | — | $325K | 0.8% | |
| Fidelity FID FDM Index 2065 IPR | — | — | — | $277K | 0.7% | |
| Fidelity FID Real Estate Index | — | — | — | $246K | 0.6% | |
| Fidelity FID FDM Index 2020 IPR | — | — | — | $209K | 0.5% | |
| Fidelity FID FDM Index 2015 IPR | — | — | — | $188K | 0.5% | |
| Janus Henderson Janus Henderson Triton N | — | — | — | $136K | 0.3% | |
| Fidelity FID FDM Index Income Fund - IPR | — | — | — | $14K | <0.1% | |
| Fidelity FID FDM Index 2010 IPR | — | — | — | $13K | <0.1% | |
| Luminar Stock Purchase Account | — | — | — | $1K | <0.1% |
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