How big is KAYS, St Germain & Co PLLC's plan?

KAYS, St Germain & Co PLLC's plan reported $2.0M in assets and 4 participants for 2025.

Original filing (PDF)20260507115553NAL0003265984001

KAYS, St Germain & Co PLLC

Name: KAYS, St Germain & Co PLLC — Form 5500 (2025)
Creator: KAYS, St Germain & Co PLLC
License: https://www.usa.gov/government-works

Form 5500-SF

FILING_RECEIVED

401(k) retirement plan · KAYS, St Germain & Co PLLC held $2.0M in plan assets for 4 participants in 2025.

Active participants

Accounts w/ balance

Plan assets (EOY)

$2.0M

Net assets (EOY)

$2.0M

People on this filing

Ryan St Germain signed KAYS, St Germain & Co PLLC's 2025 Form 5500 as plan administrator.

Ryan St Germain — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

KAYS, St Germain & Co PLLC's EIN is 47-2302177.

EIN 47-2302177

Plan number 001

Plan year 2025

ACK ID 20260507115553NAL0003265984001

Official Form 5500 document

Download the official 2025 Form 5500 (PDF) for KAYS, St Germain & Co PLLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2025 Form 5500 (PDF)

Plan features

KAYS, St Germain & Co PLLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for KAYS, ST GERMAIN & CO PLLC.

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Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 70% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

n/a

Plan health

Vendor & structure

100

Helping the score

Cost not scored — no comparable Schedule H expense data for this cohort.
High average account balance (85th percentile).

Plan sponsor

Name

KAYS, ST GERMAIN & CO PLLC

EIN

all filings

Address

316 LABREE AVE N · THIEF RIVER FALLS, MN · 56701

Phone

(218) 683-5351

Industry

CPA Offices· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2025

Plan year begin

2025-01-01

Tax period

2025-12-31

Filed

2026-05-07

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

Small plans don't disclose service providers

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