Back to filter
Original filing (PDF)20251003220407NAL0001759377003
SPECRIGHT, INC
Form 5500
FILING_RECEIVED
SPECRIGHT 401(K) PLAN
401(k) retirement plan
Signals · 1
48% in single holding
Active participants
94
Accounts w/ balance
151
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
76
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Total Stock Market Index Fund Admiral Shares" is 48% of plan.
Helping the score
- Below-peer total fees (22 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPECRIGHT, INC.
Plan sponsor
Name
SPECRIGHT, INC
EIN
47-1571522
Address
1785 FLIGHT WAY · TUSTIN, CA · 92782
Phone
(949) 636-6228
Industry
Professional & Technical Servicessee all
Plan administrator
Name
GUIDELINE RK, LLC
EIN
30-1418950
City
BURLINGAME, CA
Phone
(888) 228-3491
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FRANK, RIMERMAN + CO. LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GUIDELINE, INC. | 47-4474775 | — | RECORDKEEPER | $13K | — |
Investments
16 direct securities· $5.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund Admiral Shares | — | — | — | $2.7M | 48.2% | |
| Vanguard Developed Markets Index Fund Admiral Shares | — | — | — | $980K | 17.4% | |
| Vanguard Total Bond Market Index Fund Admiral Shares | — | — | — | $735K | 13.1% | |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares | — | — | — | $523K | 9.3% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $258K | 4.6% | |
| Vanguard Total International Bond Index Fund Admiral Shares | — | — | — | $252K | 4.5% | |
| Participant loans receivable - 5 loans outstanding with interest rates from 4.25% to 9.50% - | — | — | — | $87K | 1.6% | |
| Vanguard 500 Index Fund Admiral Shares | — | — | — | $34K | 0.6% | |
| Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares | — | — | — | $11K | 0.2% | |
| Non-interest bearing cash | — | — | $7K | $7K | 0.1% | |
| Vanguard Mid-Cap Index Fund Admiral Shares | — | — | — | $7K | 0.1% | |
| Vanguard Small-Cap Value Index Fund Admiral Shares | — | — | — | $7K | 0.1% | |
| Vanguard Mid-Cap Growth Index Fund Admiral Shares | — | — | — | $6K | 0.1% | |
| Vanguard Information Technology Index Fund Admiral Shares | — | — | — | $5K | <0.1% | |
| Vanguard Large-Cap Index Fund Admiral Shares ** 167 Vanguard Small-Cap Growth Index Fund Admiral Shares | — | — | — | $2K | <0.1% | |
| Vanguard Health Care Index Fund Admiral Shares ** 227 Vanguard Growth Index Fund Admiral Shares | — | — | — | $1K | <0.1% |