How big is Rippling's plan?

Rippling's plan reported $76.6M in assets and 2,289 participants for 2024.

Original filing (PDF)20250926220421NAL0012310643008

Rippling

Name: Rippling — Rippling 401(k) Plan, Form 5500 (2024)
Creator: Rippling
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Rippling 401(k) Plan

401(k) retirement plan · Rippling's Rippling 401(k) Plan held $76.6M in plan assets for 2,289 participants in 2024, with Guideline as recordkeeper.

Signals · 3

Late participant contributions47% in single holdingCorrective distributions issued

Active participants

2,289

Accounts w/ balance

2,663

Plan assets (EOY)

$76.6M

Net assets (EOY)

$76.6M

People on this filing

QIAN LIU signed Rippling's 2024 Form 5500 as plan administrator.

QIAN LIU — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Rippling's EIN is 81-2580113.

EIN 81-2580113

Plan number 001

Plan year 2024

ACK ID 20250926220421NAL0012310643008

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Rippling from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Rippling's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for RIPPLING.

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How this plan invests

This plan

41 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 31K (0% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Bottom-decile employer contributions per participant (2nd percentile).

Plan sponsor

Name

RIPPLING

EIN

all filings

Address

430 CALIFORNIA STREET · 1300 · SAN FRANCISCO, CA · 94104

Phone

(415) 737-5780

Industry

Wholesale Trade

Plan administrator

Name

GUIDELINE RK, LLC

EIN

30-1418950

City

BURLINGAME, CA

Phone

(888) 228-3491

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-26

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

2 rows

Custodian

Name	EIN	Location	Relation	Direct comp	Indirect comp
BENEFIT TRUST COMPANY	43-1971558	—	CUSTODIAN	$0	—

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
GUIDELINE, INC.	47-4474775	—	RECORDKEEPER	$58K	—

Investments

41 direct securities· $76.2M(100% of reported assets)

Mutual Funds

$72.8M

33 holdings

Common Collective Trusts

$3.1M

7 holdings

Other securities

$313K

1 holding

					% of plan
Vanguard Group Total Stock Index Admiral Class Mutual Fund	Mutual Funds	—	—	$35.5M	46.3%
Vanguard Funds Developed Markets Index Admiral Mutual Fund	Mutual Funds	—	—	$12.4M	16.1%
Vanguard Group Bond Index Admiral Class Mutual Fund	Mutual Funds	—	—	$7.6M	9.9%
Vanguard Emerging Markets Stock Index Admiral CL Mutual Fund	Mutual Funds	—	—	$6.4M	8.4%
Vanguard Group Index 500 Admiral Mutual Fund	Mutual Funds	—	—	$3.0M	4.0%
Vanguard Specialized Div REIT Index Fund Adm Shs Mutual Fund	Common Collective Trusts	—	—	$3.0M	3.9%
Vanguard Funds Total International Bond Index Mutual Fund	Mutual Funds	—	—	$2.5M	3.3%
Vanguard Group Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$1.8M	2.3%
Vanguard Information Technology Index Admiral Mutual Fund	Mutual Funds	—	—	$1.2M	1.6%
Vanguard Group Reserve Federal Money Market Fund Money Market Fund	Mutual Funds	—	—	$324K	0.4%
Vanguard Group Mid Cap Index Admiral Mutual Fund	Mutual Funds	—	—	$318K	0.4%
Notes receivable from participants through October 2034 -	Other securities	—	—	$313K	0.4%
Vanguard Group Total Institutional Stock Index Adm Mutual Fund	Mutual Funds	—	—	$301K	0.4%
Vanguard Group Small Cap Index Admiral Mutual Fund	Mutual Funds	—	—	$206K	0.3%
Vanguard Group Value Index Admiral Mutual Fund	Mutual Funds	—	—	$198K	0.3%
Vanguard Group Small Cap Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$165K	0.2%
Vanguard Short-Term Inflation Protected Securities Mutual Fund	Mutual Funds	—	—	$143K	0.2%
Vanguard Group Extended Market Index Mutual Fund	Mutual Funds	—	—	$141K	0.2%
Vanguard Group Mid Cap Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$112K	0.1%
Vanguard Health Care Index Admiral Mutual Fund	Mutual Funds	—	—	$91K	0.1%
Vanguard Group FTSE Social Index Admiral Mutual Fund	Mutual Funds	—	—	$76K	<0.1%
Vanguard Group Large Cap Index Fund Admiral Mutual Fund	Common Collective Trusts	—	—	$62K	<0.1%
Vanguard Specialized Div Dividend Apprec Index Adm Mutual Fund	Mutual Funds	—	—	$62K	<0.1%
Vanguard Group St Bd Index Admiral Mutual Fund	Mutual Funds	—	—	$53K	<0.1%
Vanguard Telecom Services Index Admiral Mutual Fund	Mutual Funds	—	—	$36K	<0.1%
Vanguard FTSE All-World ex-US Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$30K	<0.1%
Vanguard Group Mid Cap Value Index Fund Admiral Mutual Fund	Common Collective Trusts	—	—	$25K	<0.1%
Vanguard Financials Index ADM Mutual Fund	Mutual Funds	—	—	$23K	<0.1%
Vanguard Group Small Cap Value Index Admiral Mutual Fund	Mutual Funds	—	—	$20K	<0.1%
Vanguard Energy Index Admiral Mutual Fund	Mutual Funds	—	—	$19K	<0.1%
Vanguard Materials Index Admiral Mutual Fund	Mutual Funds	—	—	$18K	<0.1%
Vanguard Industrials Index Admiral Mutual Fund	Mutual Funds	—	—	$16K	<0.1%
Vanguard Group High Divid Yield Index Admiral Mutual Fund	Mutual Funds	—	—	$15K	<0.1%
Vanguard Group Long Term Bond Index Admiral Mutual Fund	Mutual Funds	—	—	$14K	<0.1%
Vanguard Group INTM BD Index Admiral Mutual Fund	Mutual Funds	—	—	$12K	<0.1%
Vanguard Utilities Index Admiral Mutual Fund	Mutual Funds	—	—	$8K	<0.1%
Vanguard International Equity Index Mutual Fund	Common Collective Trusts	—	—	$5K	<0.1%
Vanguard European Stock Index Admiral Mutual Fund	Mutual Funds	—	—	$5K	<0.1%
Vanguard FTSE All World Exus Sm Admiral Mutual Fund	Mutual Funds	—	—	$4K	<0.1%
Vanguard Pacific Stock Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$3K	<0.1%
Vanguard Group International Dividend Appreciation Index Fund Mutual Fund	Common Collective Trusts	—	—	$1K	<0.1%