Back to filter
Original filing (PDF)20251013081841NAL0001511360001
COMMONEO, LLC
Form 5500
FILING_RECEIVED
COMMONEO 401(K) PLAN
401(k) retirement plan
Signals · 1
~186 bps in Sched C fees
Active participants
820
Accounts w/ balance
187
Plan assets (EOY)
$1.7M
Net assets (EOY)
$1.7M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 186 bps in Schedule C fees — 258% above peer band of 52 bps.
- Only 23% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMMONEO, LLC.
Plan sponsor
Name
COMMONEO, LLC
EIN
46-4033009
Address
50170 SCHOENHERR ROAD · SHELBY TOWNSHIP, MI · 48315
Phone
(248) 450-6141
Industry
Software Publishers· Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FREED MAXICK, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPLOYEE FIDUCIARY, LLC | 61-1579239 | MOBILE, AL | RECORDKEEPER | $31K | — |
Investments
26 direct securities· $1.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab PCRA | — | — | — | $193K | 11.6% | |
| Vanguard S&P 500 ETF | — | — | — | $170K | 10.2% | |
| Vanguard Target Retirement 2040 | — | — | — | $166K | 10.0% | |
| Vanguard Target Retirement 2030 | — | — | — | $161K | 9.7% | |
| Vanguard Total Stock Market Index Admiral | — | — | — | $144K | 8.6% | |
| Vanguard Target Retirement Income | — | — | — | $133K | 8.0% | |
| Vanguard Federal Market Fund | — | — | — | $124K | 7.4% | |
| Vanguard Target Retirement 2035 | — | — | — | $96K | 5.8% | |
| Vanguard Target Retirement 2025 | — | — | — | $88K | 5.3% | |
| Vanguard Total Bond Market ETF | — | — | — | $56K | 3.4% | |
| Vanguard Target Retirement 2065 | — | — | — | $54K | 3.2% | |
| Vanguard Target Retirement 2060 | — | — | — | $42K | 2.5% | |
| Vanguard Value Index Admiral | — | — | — | $41K | 2.5% | |
| Vanguard Target Retirement 2020 | — | — | — | $26K | 1.5% | |
| Vanguard Total International Stock Index Admiral | — | — | — | $21K | 1.2% | |
| Vanguard Russell 2000 | — | — | — | $20K | 1.2% | |
| Vanguard FTSE All World Ex-US | — | — | — | $20K | 1.2% | |
| Vanguard Growth Index Admiral | — | — | — | $19K | 1.2% | |
| Vanguard Target Retirement 2050 | — | — | — | $17K | 1.0% | |
| Vanguard Target Retirement 2045 | — | — | — | $16K | 1.0% | |
| Vanguard Total World Stock Index | — | — | — | $16K | 1.0% | |
| Vanguard Total Bond Market Index Admiral | — | — | — | $14K | 0.9% | |
| Vanguard Extended Market Index Admiral | — | — | — | $13K | 0.8% | |
| Vanguard 500 Index Admiral | — | — | — | $10K | 0.6% | |
| Vanguard Target Retirement 2055 | — | — | — | $7K | 0.4% | |
| Vanguard Total International Bond Index Admiral | — | — | — | $4 | <0.1% |