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Original filing (PDF)20250829142206NAL0006270643001
CLEVER INC.
Form 5500
FILING_RECEIVED
CLEVER INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
1 failed disclosure44% in single holding
Active participants
218
Accounts w/ balance
326
Plan assets (EOY)
$21.4M
Net assets (EOY)
$21.4M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
78
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Top holding "FID TOTAL MKT IDX Registered Investment Company" is 44% of plan.
Helping the score
- Below-peer total fees (19 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEVER INC..
Plan sponsor
Name
CLEVER INC.
EIN
45-5221668
Address
575 MARKET ST · SUITE 1850 · SAN FRANCISCO, CA · 94103
Phone
(877) 578-5572
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-29
Pension benefit codes
2F · ERISA section 404(c)
2J · 401(k) feature
2K · 401(m) arrangement
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $41K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
26 direct securities · 1 pooled fund· $21.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$21.3M
26 holdings
Common Collective Trust
$103K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID TOTAL MKT IDX Registered Investment Company | — | — | — | $9.5M | 44.2% | |
| J H OVERSEAS N Registered Investment Company | — | — | — | $4.6M | 21.7% | |
| FID 500 INDEX Registered Investment Company | — | — | — | $1.7M | 7.7% | |
| NB REAL ESTATE R6 Registered Investment Company | — | — | — | $1.2M | 5.7% | |
| AF STRAT BOND R6 Registered Investment Company | — | — | — | $1.2M | 5.5% | |
| FID FDM IDX 2055 PRM Registered Investment Company | — | — | — | $596K | 2.8% | |
| FID FDM IDX 2050 PRM Registered Investment Company | — | — | — | $480K | 2.2% | |
| PIM GLB BD OP US$H I Registered Investment Company | — | — | — | $456K | 2.1% | |
| FID FDM IDX 2060 PRM Registered Investment Company | — | — | — | $427K | 2.0% | |
| FID FDM IDX 2045 PRM Registered Investment Company | — | — | — | $251K | 1.2% | |
| EV AC FOCUSED GRTH I Registered Investment Company | — | — | — | $168K | 0.8% | |
| FID MID CAP IDX Registered Investment Company | — | — | — | $130K | 0.6% | |
| FID FDM IDX 2040 PRM Registered Investment Company | — | — | — | $124K | 0.6% | |
| FID SM CAP IDX Registered Investment Company | — | — | — | $115K | 0.5% | |
| TRP STABLE VALUE A T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $103K | 0.5% | |
| DFA EMRG MKT SMCAP I Registered Investment Company | — | — | — | $101K | 0.5% | |
| HTFD DIV & GRTH R6 Registered Investment Company | — | — | — | $97K | 0.5% | |
| with maturity through June 2029 0 | — | — | — | $50K | 0.2% | |
| FID FDM IDX 2065 PRM Registered Investment Company | — | — | — | $42K | 0.2% | |
| FID VALUE STRAT K Registered Investment Company | — | — | — | $39K | 0.2% | |
| INVS SM CAP VAL R6 Registered Investment Company | — | — | — | $34K | 0.2% | |
| FID FDM IDX 2035 PRM Registered Investment Company | — | — | — | $22K | 0.1% | |
| PUTNAM SM CAP GR R6 Registered Investment Company | — | — | — | $14K | <0.1% | |
| FID FDM IDX INC PRM Registered Investment Company | — | — | — | $10K | <0.1% | |
| FID GOVT MMKT K6 Registered Investment Company | — | — | — | $4K | <0.1% | |
| CRLN E MID CAP GR R6 Registered Investment Company | — | — | — | $4K | <0.1% | |
| FID FDM IDX 2030 PRM Registered Investment Company | — | — | — | $2K | <0.1% |
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