Original filing (PDF)20251015104701NAL0009157730001

NERDWALLET, INC.

Name: NERDWALLET, INC. — NERDWALLET, INC. 401(K) PROFIT SHARING PLAN AND TRUST, Form 5500 (2024)
Creator: NERDWALLET, INC.

Form 5500

FILING_RECEIVED

NERDWALLET, INC. 401(K) PROFIT SHARING PLAN AND TRUST

401(k) retirement plan

Active participants

537

Accounts w/ balance

1,114

Plan assets (EOY)

$115.7M

Net assets (EOY)

$115.7M

How this plan invests

This plan

1 pooled trust

Schedule D

24 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (4 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NERDWALLET, INC..

Plan sponsor

Name

NERDWALLET, INC.

EIN

45-4180440

Address

55 HAWTHORNE STREET · 11TH FLOOR · SAN FRANCISCO, CA · 94105

Phone

(415) 610-4410

Industry

All Other Professional Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2E · Profit-sharing

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

Audit & trust (Schedule H)

Auditor

BPM LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$49K	—

Investments

23 direct securities · 1 pooled fund· $115.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$115.4M

23 holdings

Common Collective Trust

$298K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
VANGUARD INST INDEX Mutual fund	—	—	—	$20.5M	17.7%
VANG TARGET RET 2055 Mutual fund	—	—	—	$19.7M	17.1%
VANG TARGET RET 2050 Mutual fund	—	—	—	$18.5M	16.0%
VANG TARGET RET 2045 Mutual fund	—	—	—	$11.9M	10.3%
VANG TARGET RET 2060 Mutual fund	—	—	—	$11.9M	10.2%
VANG TARGET RET 2040 Mutual fund	—	—	—	$5.8M	5.0%
VANG EXT MKT IDX ADM Mutual fund	—	—	—	$4.8M	4.2%
VANG US GROWTH ADM Mutual fund	—	—	—	$3.8M	3.3%
VANG TARGET RET 2035 Mutual fund	—	—	—	$3.0M	2.6%
VANG TARGET RET 2025 Mutual fund	—	—	—	$2.7M	2.3%
VANG TARGET RET 2030 Mutual fund	—	—	—	$2.3M	2.0%
Brokeragelink Self-directed brokerage accounts	—	—	—	$1.9M	1.7%
VANG TOT INTL STK AD Mutual fund	—	—	—	$1.8M	1.5%
VANG WINDSOR ADM Mutual fund	—	—	—	$1.6M	1.4%
VANG TOT BD MKT ADM Mutual fund	—	—	—	$1.5M	1.3%
MFS INTL INTR VAL R6 Mutual fund	—	—	—	$948K	0.8%
VANG VMMR-FED MMKT Money market fund	—	—	—	$649K	0.6%
INVS INTL SMMD CO R6 Mutual fund	—	—	—	$580K	0.5%
VANG TARGET RET 2065 Mutual fund	—	—	—	$430K	0.4%
Participant loans 4.25% to 9.50%, various maturities	—	—	—	$375K	0.3%
VANG RET SAV TR IV VANGUARD FIDUCIARY TRUST COMPANY · EIN 61-6451184 / PN 025	Common Collective Trust	—	—	$298K	0.3%
VANG TARGET RET 2020 Mutual fund	—	—	—	$297K	0.3%
VANG TARGET RET INC Mutual fund	—	—	—	$237K	0.2%
VANG TARGET RET 2070 Mutual fund	—	—	—	$174K	0.2%