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Original filing (PDF)20260120165045NAL0003667280001
EASTERSEALS MIDWEST
Form 5500
FILING_RECEIVED
EASTERSEALS MIDWEST 403(B) PLAN
403(b) retirement plan
Signals · 2
~77 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,766
Accounts w/ balance
493
Plan assets (EOY)
$13.8M
Net assets (EOY)
$13.8M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 77 bps in Schedule C fees — 166% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 28% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EASTERSEALS MIDWEST.
Plan sponsor
Name
EASTERSEALS MIDWEST
EIN
43-0979927
Address
11933 WESTLINE INDUSTRIAL DR · SAINT LOUIS, MO · 631463203
Phone
(314) 567-8297
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-01-20
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RUBIN BROWN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EDWARD JONES | 43-0345811 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $100K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RUBINBROWN LLP | 43-0765316 | — | ACCOUNTANT | $7K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
32 direct securities· $13.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal LifeTime Hybrid 2040 Fund | — | — | — | $2.0M | 14.7% | |
| Principal LifeTime Hybrid 2030 Fund | — | — | — | $1.9M | 13.9% | |
| Principal LifeTime Hybrid 2050 Fund | — | — | — | $1.8M | 12.8% | |
| Principal LifeTime Hybrid 2035 Fund | — | — | — | $1.2M | 8.9% | |
| Fidelity 500 Index Fund | — | — | — | $1.2M | 8.4% | |
| Principal LifeTime Hybrid 2025 Fund | — | — | — | $1.1M | 7.7% | |
| Principal LifeTime Hybrid 2055 Fund | — | — | — | $1.0M | 7.3% | |
| Principal LifeTime Hybrid 2045 Fund | — | — | — | $987K | 7.1% | |
| AB Large Cap Growth Z Fund | — | — | — | $587K | 4.2% | |
| Principal LifeTime Hybrid 2060 Fund | — | — | — | $434K | 3.1% | |
| Notes Receivable From Participants - bearing interest at rates ranging from 4.25% to 9.5%, maturing through May 2030 | — | — | — | $263K | 1.9% | |
| Principal LifeTime Hybrid 2015 Fund | — | — | — | $177K | 1.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $167K | 1.2% | |
| DFA US Targeted Value I Fund | — | — | — | $121K | 0.9% | |
| Fidelity Total International Indx Fund | — | — | — | $117K | 0.8% | |
| Principal LifeTime Hybrid 2020 Fund | — | — | — | $103K | 0.7% | |
| Principal LifeTime Hybrid 2065 Fund | — | — | — | $88K | 0.6% | |
| T Rowe Price QM US SC Growth Fund | — | — | — | $88K | 0.6% | |
| Fidelity Sm Cap Index Fund | — | — | — | $83K | 0.6% | |
| DFA US Large Cap Value I Fund | — | — | — | $82K | 0.6% | |
| Principal Fixed Income Guaranteed Option | — | — | — | $68K | 0.5% | |
| MidCap S&P 400 Index Fund | — | — | — | $54K | 0.4% | |
| American Funds NewWorld Fund | — | — | — | $40K | 0.3% | |
| Fidelity US Bond Index Fund | — | — | — | $38K | 0.3% | |
| Am Fds Europacific Growth Fund | — | — | — | $28K | 0.2% | |
| PGIM High Yield Fund | — | — | — | $28K | 0.2% | |
| Fidelity Inflation Protection Bond Index Fund | — | — | — | $25K | 0.2% | |
| PGIM Total Ret Bond Fund | — | — | — | $21K | 0.1% | |
| iShares Dev RE Index K Fund | — | — | — | $16K | 0.1% | |
| Principal LifeTime Hybrid 2070 Fund | — | — | — | $13K | <0.1% | |
| Hartford Schroders International Multi-Cap Value Fund | — | — | — | $10K | <0.1% | |
| American Funds Capital World Bond R6 Fund | — | — | — | $7K | <0.1% |
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