How big is CDS Life Transitions' plan?

CDS Life Transitions' plan reported $13.8M in assets and 820 participants for 2024.

Original filing (PDF)20251010152037NAL0008385889001

CDS Life Transitions

Name: CDS Life Transitions — CDS Life Transitions 403(b), Form 5500 (2024)
Creator: CDS Life Transitions
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

CDS Life Transitions 403(b) Plan

403(b) retirement plan · CDS Life Transitions' CDS Life Transitions 403(b) Plan held $13.8M in plan assets for 820 participants in 2024.

Signals · 2

No recordkeeper disclosedSelf-directed brokerage offered

Active participants

820

Accounts w/ balance

406

Plan assets (EOY)

$13.8M

Net assets (EOY)

$13.8M

People on this filing

JUDY Consadine signed CDS Life Transitions' 2024 Form 5500 as plan administrator.

JUDY Consadine — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

CDS Life Transitions' EIN is 47-5672694.

EIN 47-5672694

Plan number 001

Plan year 2024

ACK ID 20251010152037NAL0008385889001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for CDS Life Transitions from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

CDS Life Transitions' plan includes 403(b) custodial accounts, ERISA 404(c) participant direction, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CDS LIFE TRANSITIONS.

Finding similar companies…

How this plan invests

This plan

25 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (16th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (5th percentile).

Plan sponsor

Name

CDS LIFE TRANSITIONS

EIN

all filings

Address

860 HARD ROAD · WEBSTER, NY · 14580

Phone

(585) 341-4600

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2M · 403(b)(7) custodial accounts

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

BONADIO & CO., LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
BURKE GROUP	80-0688755	—	NONE	$79K	—

Investments

25 direct securities· $13.1M(95% of reported assets)

Mutual Funds

$7.4M

14 holdings

Common Collective Trusts

$2.9M

4 holdings

Other securities

$2.0M

5 holdings

Self-Directed Brokerage

$789K

1 holding

U.S. Treasuries

$62K

1 holding

					% of plan
American Funds 2040 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$1.6M	11.7%
Fidelity 500 Index Fund Mutual fund	Common Collective Trusts	—	—	$1.6M	11.4%
Manning & Napier Pro-Blend Mod Term S Mutual fund	Other securities	—	—	$1.6M	11.2%
American Funds 2030 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$1.5M	10.6%
American Funds 2035 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$1.2M	8.4%
SELF-DIRECTED ACCOUNTS Participant-Directed Brokerage Account	Self-Directed Brokerage	—	—	$789K	5.7%
American Funds 2045 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$762K	5.5%
BNY Mellon Midcap Index Fund, Inc. Mutual fund	Common Collective Trusts	—	—	$675K	4.9%
American Funds 2025 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$588K	4.2%
Fidelity Large Cap Growth IDX Mutual fund	Common Collective Trusts	—	—	$540K	3.9%
American Funds 2020 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$437K	3.2%
American Funds 2055 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$398K	2.9%
American Funds 2050 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$294K	2.1%
Fidelity Government Money Market Mutual fund	Mutual Funds	—	—	$258K	1.9%
Columbia Overseas Value Z Mutual fund	Other securities	—	—	$195K	1.4%
Manning & Napier Pro-Blend Max Term S Mutual fund	Other securities	—	—	$149K	1.1%
Vanguard Total Intl Stock Index Admiral Mutual fund	Mutual Funds	—	—	$144K	1.0%
American Funds 2060 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$108K	0.8%
American Funds 2015 Target Date Retire R2 Mutual fund	Mutual Funds	—	—	$97K	0.7%
Columbia Small Cap Index Mutual fund	Other securities	—	—	$73K	0.5%
Manning & Napier Pro-Blend Extnd Term S Mutual fund	Other securities	—	—	$67K	0.5%
Vanguard Total Bond Market Index Mutual fund	Mutual Funds	—	—	$66K	0.5%
Fidelity Real Estate Index Fund Mutual fund	Common Collective Trusts	—	—	$65K	0.5%
Fidelity Intermediate Treasury Bond Index Fund Mutual fund	U.S. Treasuries	—	—	$62K	0.4%
American Funds 2065 Target Data Retire R2 Mutual fund	Mutual Funds	—	—	$7K	<0.1%