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Original filing (PDF)20250725083840NAL0014079218001
WRIGHT-HENNEPIN COOPERATIVE ELECTRIC ASSOCIATION
Form 5500
FILING_RECEIVED
WRIGHT-HENNEPIN COOPERATIVE ELECTRIC ASSOCIATION NON-UNION 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
108
Accounts w/ balance
148
Plan assets (EOY)
$23.0M
Net assets (EOY)
$23.0M
How this plan invests
This plan
7 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WRIGHT-HENNEPIN COOPERATIVE ELECTRIC ASSOCIATION.
Plan sponsor
Name
WRIGHT-HENNEPIN COOPERATIVE ELECTRIC ASSOCIATION
EIN
41-0621437
Address
6800 ELECTRIC DRIVE · ROCKFORD, MN · 553739386
Phone
(763) 477-3000
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-25
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER FIDUCIARY ADVISORS, LLC | 36-4291971 | — | INVESTMENT ADVISORY | $20K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $39K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
25 direct securities · 7 pooled funds· $23.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.7M
25 holdings
Pooled Separate Account
$4.4M
7 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Am Funds 2025 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $2.2M | 9.7% | |
| Am Funds 2035 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $2.1M | 9.1% | |
| Am Funds 2030 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $2.1M | 9.0% | |
| Am Funds 2040 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $2.0M | 8.9% | |
| Fidelity 500 Index FD Mutual Fund N/A | — | — | — | $1.6M | 6.8% | |
| PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $1.2M | 5.4% | |
| PRIN CORE PLUS BOND SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005 | Pooled Separate Account | — | — | $1.1M | 4.8% | |
| Am Funds 2045 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $1.1M | 4.6% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $1.0M | 4.4% | |
| Am Funds 2050 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $1.0M | 4.4% | |
| EuroPacific Growth FD Mutual Fund N/A | — | — | — | $730K | 3.2% | |
| Fixed Income Guaranteed Option Guaranteed Investment Contract N/A | — | — | — | $721K | 3.1% | |
| Party Collateral, Par or Maturity Value Cost Current Value JP Morgan Govt Bond Mutual Fund N/A | — | — | — | $716K | 3.1% | |
| Am Funds 2020 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $684K | 3.0% | |
| Dodge & Cox Stock X FD Mutual Fund N/A | — | — | — | $620K | 2.7% | |
| Am Funds 2055 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $582K | 2.5% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $509K | 2.2% | |
| Vanguard Explorer FD Mutual Fund N/A | — | — | — | $492K | 2.1% | |
| Am Funds 2065 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $466K | 2.0% | |
| MFS Mid Cap Growth FD Mutual Fund N/A | — | — | — | $347K | 1.5% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $285K | 1.2% | |
| Notes receivable from participants Maturing 2025-2029 at interest rates of 4.25%-9.50% - | — | — | — | $279K | 1.2% | |
| American Century Mid Cap Value FD Mutual Fund N/A | — | — | — | $266K | 1.2% | |
| Principal Capital Appreciation FD Mutual Fund N/A | — | — | — | $253K | 1.1% | |
| PRIN HIGH YIELD SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 137 | Pooled Separate Account | — | — | $183K | 0.8% | |
| Am Funds 2060 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $166K | 0.7% | |
| Am Funds New World FD Mutual Fund N/A | — | — | — | $160K | 0.7% | |
| Allspring Special Small Cap Valu FD Mutual Fund N/A | — | — | — | $63K | 0.3% | |
| (E) | — | — | $63K | $27K | 0.1% | |
| Am Funds 2010 TRGT Date RTM FD Mutual Fund N/A 37 Am Funds 2015 TRGT Date RTM FD Mutual Fund N/A | — | — | — | $27K | 0.1% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $25K | 0.1% | |
| (E) | — | — | — | $25K | 0.1% |
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