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Original filing (PDF)20250922133318NAL0005296289001
NATIONAL HERITAGE ACADEMIES, INC.
Form 5500
FILING_RECEIVED
NATIONAL HERITAGE ACADEMIES, INC. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
6,715
Accounts w/ balance
9,210
Plan assets (EOY)
$307.3M
Net assets (EOY)
$307.3M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 29 bps in Schedule C fees — 189% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NATIONAL HERITAGE ACADEMIES, INC..
Plan sponsor
Name
NATIONAL HERITAGE ACADEMIES, INC.
EIN
38-3244019
Address
3850 BROADMOOR SE · SUITE 201 · GRAND RAPIDS, MI · 49512
Phone
(616) 222-1700
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HUNGERFORD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK | 01-0233346 | — | RETAINED BY EMPLOYER | $795K | — |
| STIEFEL NICOLAUS & COMPANY, INC. | 43-0538770 | — | RETAINED BY PLAN SPONSOR | $82K | — |
| HUNGERFORD NICHOLS | 38-2184825 | — | RETAINED BY PLAN SPONSOR | $12K | — |
Investments
29 direct securities · 1 pooled fund· $268.6M(87% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$264.2M
29 holdings
Pooled Separate Account
$4.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Smart Retirement 2050 Fund A | — | — | — | $39.3M | 12.8% | |
| JP Morgan Smart Retirement 2055 Fund A | — | — | — | $34.6M | 11.3% | |
| JP Morgan Smart Retirement 2045 Fund A | — | — | — | $31.2M | 10.2% | |
| JP Morgan Smart Retirement 2060 Fund A | — | — | — | $27.9M | 9.1% | |
| JP Morgan Smart Retirement 2040 Fund A | — | — | — | $24.9M | 8.1% | |
| JP Morgan Smart Retirement 2035 Fund A | — | — | — | $15.0M | 4.9% | |
| JP Morgan Smart Retirement 2065 Fund A | — | — | — | $12.3M | 4.0% | |
| JP Morgan Smart Retirement 2025 Fund A | — | — | — | $9.5M | 3.1% | |
| PIMCO Government Money Market Fund Class Administrative | — | — | — | $8.5M | 2.8% | |
| Invesco Developing Markets Y Fund | — | — | — | $5.3M | 1.7% | |
| American EuroPacific Growth R6 Fund | — | — | — | $5.2M | 1.7% | |
| NYLI Winslow Large Cap Growth Class I Fund | — | — | — | $5.2M | 1.7% | |
| T. Rowe Price Mid-Cap Value Fund Advisor Class | — | — | — | $4.9M | 1.6% | |
| Dodge & Cox Income Fund | — | — | — | $4.8M | 1.6% | |
| NEW YORK LIFE ANCHOR ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 125 | Pooled Separate Account | — | — | $4.4M | 1.4% | |
| Vanguard Total World Stock Index Investor Shares | — | — | — | $3.8M | 1.2% | |
| Vanguard Small Cap Value Index Fund Admiral Shares | — | — | — | $3.7M | 1.2% | |
| JP Morgan Smart Retirement 2020 Fund A | — | — | — | $3.5M | 1.1% | |
| Vanguard Inflation-Protected Securities Fund Admiral Shares | — | — | — | $3.3M | 1.1% | |
| Touchstone Large Cap Focused Fund Class Y | — | — | — | $3.2M | 1.0% | |
| Participant loans | — | — | — | $3.1M | 1.0% | |
| Putnam Equity Income Fund Y | — | — | — | $3.0M | 1.0% | |
| AB Small Cap Growth Portfolio Advisor Class | — | — | — | $3.0M | 1.0% | |
| Fidelity 500 Index Fund | — | — | — | $2.2M | 0.7% | |
| JP Morgan Smart Retirement Income Fund A | — | — | — | $1.9M | 0.6% | |
| Fidelity Small Cap Index Fund | — | — | — | $1.4M | 0.4% | |
| JP Morgan Smart Retirement 2030 Fund A | — | — | — | $1.3M | 0.4% | |
| Fidelity Mid Cap Index Fund | — | — | — | $1.2M | 0.4% | |
| Pioneer Select Mid Cap Growth Y Fund | — | — | — | $677K | 0.2% | |
| Pioneer Strategic Income Fund Y | — | — | — | $155K | <0.1% |